"I do hope not, mamma," Bertha said, indignantly. "I don't mean to say that it might not be better to marry, as you say, a peer with a good rent roll than a younger son without a penny, other things being equal; that is to say, if one liked them equally; but I hope that I shall never come to like anyone a bit more for being a peer."

Lady Greendale smiled, indulgently.

"It is a natural sentiment, my dear, for a girl of your age and inexperience; but in time you will come to see things in a different light."

Then she changed the subject. "What is Frank going to do? It is fortunate that we are going up to town next week."

"He is going up to town himself tomorrow, and I am sure that you will never hear from him, or from anyone else, what has happened. We shall meet in town as usual, and I am sure that he will be just the same as he was before, and that I shall be a great deal more uncomfortable than he will. It is a very silly affair altogether, I think; and I would give anything if it had not happened."

Lady Greendale did not echo the sentiment. She liked Frank Mallett immensely. He had always been a great favourite of hers, but since she had guessed what Bertha herself had not dreamed of, she had been uncomfortable. It threatened to disturb all the plans she had formed, and she was well contented to learn that she had refused him. Lady Greendale was a thoroughly kind-hearted woman, but she could not forget that she herself might have made, in a worldly sense, a better match than she had; and her ambition had, since Bertha was a child, and still more since she had shown promise of exceptional good looks, been centred on her making a really good match.

Frank went up to town next day, and the Greendales followed him a week later. They did not often meet him in society, as Frank seldom went out; but he called occasionally in the old friendly and unceremonious way. It would have required an acute observer to see any difference in his manner to Bertha, but Lady Greendale noticed it, and the girl herself felt that, although he was no less kind and friendly, there was some impalpable change in his manner, something that she felt, though she could not define it, even to herself.

"Have you had a tiff with Major Mallett, Bertha?" Mrs. Wilson asked one day, when she was alone with her in the drawing room.

Frank had just left, after spending an hour there.

"A tiff, Carrie? No! What put such an idea into your head?"

"My eyes, assisted perhaps by my ears. My dear, do you think that after being with you on the yacht last autumn, I should not notice any change in your manner to each other? I had expected before now to have heard an interesting piece of news; and now I see that things have gone wrong somehow."

"We are just as good friends as we always were," Bertha said, shortly; "every bit."

"You don't mean to say that you have refused him, Bertha?"

"I don't mean to say anything of the sort. I simply say that Major Mallett and I have always been great friends, and we are so now. There is no one that I have a higher regard for."

"Well, Bertha, I do not want to know your secrets, if you do not wish to tell me. All that I can say is that, if you have refused him, you have done a very foolish thing. I don't know any man that a woman might be happier with. When we were out last year with you, Amy and I agreed that it was certain to come off, and thought how well suited you were to each other. Of course, in worldly respects, you might do better; just at present you have the ball at your feet; but choose where you may you will not find a finer fellow than he is. Yes, I told Harry that it was lucky that I had not made that trip on board the Osprey before I was irrevocably captured, for I should certainly have lost my heart to Major Mallett. Well, I am sorry, Bertha, more sorry than I can say; and I am sure that Amy will be, too."

"I said nothing whatever, Carrie, that would justify this little explosion, which I certainly don't intend to answer. I should really feel very vexed, if I were not perfectly sure that you would never tell anyone else of this notion that you have got in your head."

"You may be quite sure of that, Bertha. At least when I say no one else, of course I do not include Harry; but you know him well enough to be certain that it will not go further. I am sure he will be as disappointed as I am. In fact, he will have a small triumph over me, for after the usual manner of men he saw nothing on board the yacht, and has always maintained that it was pure fancy on my part. However, I won't tell anyone else, not even Amy. She can find it out for herself, which you may be sure she will do when she comes back from the continent, if indeed her own happiness with Jack has not blinded her to all sub-lunary matters.

"Well, goodbye, dear. You will forgive my saying that I am disappointed in you, terribly disappointed in you."

"I must try to put up with that, Carrie. I am not aware that you consulted me before you made your own matrimonial arrangements, and perhaps I may be able to manage my own.''

"Well, don't be cross, Bertha. Remember that I am not advising or counselling. I am simply regretting, which perhaps you may do yourself, some day or other."

And with this parting shot she left.

The weeks went on, and when May came and Frank told her that the Osprey was fitted out, and that he would join her in a day or two, Bertha heard the news with satisfaction. The season was a gay one, and she was enjoying herself greatly; the one little drop of bitterness in her cup being that she could no longer enjoy his visits as she formerly did. He had been the one man with whom she was able to talk and laugh quite freely, who was really an old friend, a link not only between her and the past, but between her and her country life.

And now, she thought pettishly, he had spoiled all this, and what annoyed her almost as much was that the change was more in herself than in him. She no longer gave him commissions to execute for her, nor made him her general confidant. She knew that he would be as ready as before to laugh and to sympathise, that he would still gladly execute her commissions, and she felt that he tried hard to make her forget that he had aspired to be something nearer to her than a brotherly friend. She felt that after what he had said they could never stand in quite the same relation as before.

Accustomed as Frank was to read her thoughts, he was not deceived by the expression of regret that she should now see but little of him, as he saw the news was really pleasant to her. She was not aware that it was a conversation that he had had the evening before with Colonel Severn, which had decided him to go down to the Osprey a fortnight earlier than he had intended.

"You are getting to be almost as regular an attendant here, Mallett, as I am. I think you are altogether too young to take regularly to club life. It is all very well for an old fogey like me, but I don't think it a good thing for a young fellow like you to take so early to a bachelor life."

"I don't want to do anything of the sort, Colonel. But I can't stand these crushes in hot rooms; I cannot for the life of me see where the pleasure comes in. I begin to think that I was an ass to leave the army."

"Not at all, lad, not at all. When a man has got a good estate it is much better for him to settle down upon it, and to marry and have children, and all that sort of thing, than it is to remain in the army in times of peace. I had Wilson and Hawley dining with me here yesterday. We had a great chat over the pleasant time we had last year on board your yacht. I don't know when I enjoyed myself so much as I did then. Lady Greendale is a remarkably clever woman, and her daughter is as nice a girl as I have come across for a long time, and without a scrap of nonsense about her. I wonder that she has not become engaged by this time. General Matthews, who, as you know, goes in a good deal for that sort of thing for the sake of his daughters, told me recently that he fancied from what he had heard that Miss Greendale's engagement was likely to be a settled thing before the season was over. He said there were three men making the running—Lord Chilson, the eldest son of the Earl of Sommerlay; George Delamore—his father is in the Cabinet, you know, and he is member for Ponberry; and a man named Carthew, who keeps race horses, and was a neighbour of hers down in the country. He is, I hear, a good-looking fellow, and just the sort of man a girl is likely to fancy. Matthews thought that the chances were in his favour. As you are a neighbour of theirs, too, I suppose you will know him?"

"I knew him at one time, Colonel, but I have not seen him now for a good many years, beyond meeting him two or three times at dinners and so on last season. He was away when I was at home before going out to India, and he had sold his estate before I came back."

"They say he has been very lucky on the turf, and has made a pot of money."

"So I have heard," Frank said; "but, you see, one generally hears of men's good luck, and not of their bad. Besides, many men do most of their real betting through commissioners, especially if they own horses themselves. He is a fellow I don't much care for, and I hope that whomever Miss Greendale may marry, he will not be the man."

"I thought, when you first asked me down last year, that you had got up the party specially for her, Mallett, and that you were going in for the prize yourself. But of course I soon saw that I was mistaken, as you were altogether too good chums for that to come about. I have often noticed that men and girls who are thrown a lot together are often capital friends, but, although just the pair you would think would come together, that they hardly ever do so. I have noticed it over and over again. Well, she is an uncommonly nice girl, whoever gets her."

Frank did not return to town until the end of June.

"I have to congratulate you upon the Osprey's victory," Bertha said, the first time he called to see them. "You may imagine with what interest I read the accounts of the yacht races. I saw you won two on the Thames, and were first once and second once at Southampton."

"Yes, the Osprey has shown herself to be, as I thought, an uncommonly fast boat. We should have had two firsts at Southampton, if the pilot had not cut matters too fine and run us aground just opposite Netley; we were a quarter of an hour before we were off again. We picked up a lot of our lost ground and got a second, but were beaten eight minutes by the winner."

"Have you entered for the Queen's Cup at Ryde?"

"I have not entered yet, but I am going to do so," he said.

"Mamma and I will be down there. Lord Haverley—he is first cousin to mamma, you know—has taken a house there for the month, and he is going to have a large party, and we are going down for Ryde week."

"Yes, and there will be the Victoria Yacht Club ball, and all sorts of gaieties. I have not entered yet, but I am going to do so. The entries do not close till next Saturday."

"You will call and see us, of course, Frank?" Lady Greendale said. "Haverley has a big schooner yacht, and I dare say we shall be a good deal on the water."

"I shall certainly do myself the pleasure of calling, Lady Greendale."

"I warn you, Frank, that Bertha and I will be very disappointed if the Osprey does not win the cup. We regard ourselves as being, to some extent, her proprietors; and it will be a grievous blow to us if you don't win."

"I do not feel by any means sure about it," he said. "I fancy there will be several boats that have not raced yet this season, and as two of them are new ones, there is no saying what they may turn out."

Frank only stayed two days in town. He learned from Jack Hawley that it was reported that Lord Chilson and George Delamore had both been refused by Bertha Greendale.

"Chilson went away suddenly," he said. "As to Delamore, of course as he is a Member he had to stop through the Session, but from what I hear, and as you know I have some good sources of information, I am pretty sure that he has got his conge too. I fancy Carthew is the favourite. As a rule I don't like these men who go in for racing, but he is a deuced-nice fellow. I have seen a good deal of him. He put me up to a good thing for the Derby ten days ago. He gives uncommonly good supper parties, and has asked me several times, but I have not gone to them, for I believe there is a good deal of play afterwards, and I cannot stand unlimited loo."

"Is he lucky himself?" Frank asked.

"No, quite the other way, I hear. I know a man who has been to three or four of his suppers, and he told me that Carthew had lost every time, once or twice pretty heavily."

"Carthew's horse ran second, didn't it, for the Derby?"

"Yes, the betting was twenty to one against him at starting."

"I wonder he did not give that tip as well as the other."

"Well, he did say that he thought it might run into a place, but that he was sure that he had no chance with the favourite. As it turned out, he was nearer winning than he expected; for the favourite went down the day before the race, from 5 to 4 on, to 10 to 1 against. There was a report about that he had gone wrong in some way. Some fellows said that there had been an attempt to get at him, others that he had got a nail in his foot. The general feeling had been that he would win in a canter, but as it was he only beat Carthew's horse by a short head."

"Had Carthew backed his horse to win?"

"He told me that he had only backed it for a hundred, but had put five hundred on it for a place, and as he got six to one against it he came uncommonly well out of it."

"And do you think it likely that Miss Greendale will accept him?"

"Ah! that I cannot say. He has certainly been making very strong running, and if I were a betting man I should not mind laying two to one on the event coming off."

Frank joined the Osprey, which was lying off Portsmouth Harbour, on the following day.

"I am back earlier than I expected, George," he said, as Lechmere met him at the station. "I have got tired of London, and want to be on board again."

"Nothing gone wrong in town, I hope, Major?" George said next day, as he was removing the breakfast things. "You will excuse my asking, but you don't seem to me to be yourself since you came on board."

"Well, yes, George. I am upset, I confess. I am sure you will be sorry, too, when I tell you that it is more than probable that Miss Greendale is going to marry Mr. Carthew."

George put the dish he was holding down on the table with a crash, and stood gazing at Frank in blank dismay.

"Why, sir, I thought," he said, slowly, "that it was going to be you and Miss Greendale. I had always thought so. Excuse me, sir, I don't mean any offence, but that is what we have all thought ever since she came down to christen the yacht."

"There is no offence, George. Yes, I don't mind telling you that I had hoped so myself, but it was not to be. You see, Miss Greendale has known me since she was a child, and she has never thought of me in any other way than as a sort of cousin—someone she liked very much, but had never thought of for a moment as one she could marry. That is all past and gone, but I should be sorry, most sorry, for her to marry Carthew, knowing what I do of him."

"But it must not be, sir," George said, vehemently. "You can never let that sweet young lady marry that black-hearted villain."

"Unfortunately I cannot prevent it, George."

"Why, sir, you would only have to tell her about Martha, and I am sure it would do for his business. Miss Greendale can know nothing about it. So far as I can remember, she was not more than sixteen at the time. I don't suppose Lady Greendale ever heard of it. She knew, of course, of Martha's being missing, because it made quite a stir, but I don't suppose that she heard of her coming back. She was only at home three weeks before she died. There were not many that ever saw her, and father told me that he and the others made it so hot for Carthew one day at Chippenham market that he never came down again, and sold the place soon after. I don't suppose the gentry ever heard anything about it. If they had, Lady Greendale would surely never let her daughter marry him."

"No, I feel sure she would not; but still, George, I don't see that I can possibly interfere in the matter. The story is three years old now, and even if it had only happened yesterday, I, after what has occurred between us, could not come forward as his accuser. It would have the appearance of spite on my side; and besides, I have no proof whatever. He would, of course, deny the whole thing. I do not mean that he would deny that she said so—he could not do that—but he might declare that she had spoken falsely, and might even say that it was an attempt to put another's sin on his shoulders. Moreover, as I told you, I have other reasons for disliking the man, and, on the face of it, it would seem that I had raked up this old story against him, not only from jealousy, but from personal malice.

"No, it is out of the question that I should interfere. I would give everything that I am worth to be able to do so, but it is impossible. If I had full and unquestionable proofs I would go to Lady Greendale and lay the matter before her. But I have no such proofs. There is nothing whatever except that poor girl's word against his."

George's lips closed, and an expression of grim determination came over his face.

"I dare say you are right, Major," he said, after a pause; "but it seems to me hard that Miss Greendale should be sacrificed to a man like that."

Frank did not reply. He had already thought the matter over and over again, and had reached the opinion that he could not interfere. If he had not himself proposed to her, and been refused, he might have moved. Up to that time he had stood in the position of an old friend of the family, and as such could well have spoken to Lady Greendale on a matter that so vitally concerned Bertha's happiness. Now his taking that step would have the appearance of being the interference of a disappointed rival, rather than of a disinterested friend. He went up on deck, sat there for a time, and at last arrived at a conclusion.

"It is my duty. There can be no doubt about that," he said to himself. "If Bertha really loves Carthew, she will believe his denial rather than my accusation, unsupported as it is by a scrap of real evidence. In that case, she will put down my story as a piece of malice and meanness. But, after all, that will matter little. I had better far lose her liking and esteem than my own self respect. I will tell Lady Greendale about this. The responsibility will be off my hands then. She may not view the matter as an absolute bar to Carthew's marrying Bertha—that is her business and Bertha's—but at any rate I shall have done my duty. I will wait, however, until Bertha has accepted him.

"I have made up my mind, George," he said, later on. "If I hear that Miss Greendale has accepted Carthew, I shall go to her mother and tell her the story. I have little hope that it will do much good. It is very hard to make a girl believe anything against the man she loves, until it can be proved beyond doubt, and as Carthew will of course indignantly deny that he had anything to do with it, I expect that it will have no effect whatever, beyond making her dislike me cordially. Still, that cannot be helped. It is clearly my duty not only as her friend, but as the friend of her father and mother. But I wish that the task did not fall upon me."

"I am glad to hear you say that, Major," George said, quietly. "I can see, sir, that, as you say, it would be better if anyone else could do it, but Lady Greendale has known you for so many years that she must surely know that you would never have told her unless you believed the story to be true."

"No doubt she will, George. I hope Miss Greendale will, too; but even if she does not see it in that light I cannot help it. Well, I will go ashore to the clubhouse and find out whether they have heard anything about the entries for the cup."

When he returned he said to the captain:

"I hear that the Phantom has entered, Hawkins. I am told that she has just come off the slips, and that she has had a new suit of racing canvas made by Lapthorne."

"Well, sir, I think that we ought to have a good chance with her. She has shown herself a very fast boat the few times she has been raced, but so have we, and taking the line through boats that we have both sailed against, I think that we ought to be able to beat her."

"I have rather a fancy that we shan't do so, Hawkins. We will do our best, but I have met Mr. Carthew a good many times, for we were at school and college together, and somehow or other he has always managed to beat me."

"Ah! well, we will turn the tables on him this time, sir."

"I hope so, but it has gone so often the other way that I have got to be a little superstitious about it. I would give a good deal to beat him. I should like to win the Queen's Cup, as you know; but even if I didn't win it I should be quite satisfied if I but beat him."



Chapter 8.

It was the week of the Ryde Regatta. At that time Ryde disputed with Cowes the glory of being the headquarters of yachting, and the scene was a gay one. Every house in the neighbourhood was crowded with guests, many had been let for the week at fabulous rates, the town was bright with flags, and a great fleet of yachts was moored off the town, extending from the pier westward as far as the hulks. The lawn of the Victoria Yacht Club was gay with ladies, a military band was playing, boats rowed backwards and forwards between the yachts and the clubhouses.

It was the first day of the Regatta, and the Queen's Cup was not to be sailed for until the third. On the previous morning Frank had received a note from Lady Greendale, saying that they had arrived with Lord Haverley's party the day before, and enclosing an invitation from him to dinner that day. He went up to call as soon as he received it, but excused himself from dining on the ground of a previous engagement, as he felt sure that Carthew would be one of the party.

"I suppose, Lady Greendale, it is no use asking you and Bertha to sail in the Osprey on Friday?"

"I should not think of going, Frank. A racing yacht is no place for an old lady. As for Bertha, she is already engaged. Mr. Carthew asked her a fortnight since to sail on the Phantom. Lady Olive Marston and her cousin, Miss Haverley, are also going. I know that it is not very usual for ladies to go on racing yachts, but they are all accustomed to yachting, and Mr. Carthew declares that they won't be in the way in the least."

"I don't see why they should be," Frank said, after a short pause. "Of course, in a small boat it would be different, but in a craft like the Phantom there is plenty of room for two or three ladies without their getting in the way of the crew.

"Well, I must be going," he broke off somewhat hastily, for he saw a group coming down the garden path towards the house.

It consisted of Bertha and two other ladies, Carthew and another man.

"What other evening would suit you, Frank?" Lady Greendale asked as he rose.

"I am afraid I am engaged all through the week, Lady Greendale."

"I am sorry," she said, quietly, "but perhaps it is for the best, Frank."

The door closed behind him just as the party from the garden entered through the French windows.

The next morning George Lechmere went ashore with the steward, when the latter landed to do his marketing. The street up the hill was crowded, and numbers of yachts' sailors were ashore. Stewards with the flat rush baskets, universally used by them, were going from shop to shop; groups of sailors were chatting over the events of the day; and carriages were standing before the fishmongers', poulterers', and fruit and flower shops, while the owners were laying in supplies for their guests. People had driven in from all parts of the island to see the races, and light country carts with eggs, butter, fowls, and fruit were making their way down the steep hill.

George had learnt from a casual remark of Frank's where the house taken by Lord Haverley was situated, and going up the hill turned to the right and kept on until he came to a large house embowered in trees. Breakfast was just over when a servant told Bertha that a gentleman who said his name was George Lechmere wished to speak to her. She went out to him in the hall.

"Well, George," she said, holding out her hand to him frankly, for he was a great favourite of hers; "I suppose you have brought me up a message from Major Mallett?"

"No, Miss Greendale, the Major does not know that I have come to you. It is on my own account that I am here. Could you spare me a quarter of an hour?"

"Certainly, George," she said, in some surprise. "I will come out into the garden. We are likely to have it to ourselves at this hour."

She fetched her hat, and they went out into the garden together. George did not attempt to speak until they reached the other end, where there was a seat in a shady corner.

"Sit down, George," she said.

"Thank you, Miss Greendale, I would rather stand," and he took his place in front of her.

"I have a story to tell you," he said. "It is very painful for me to have to tell it, and it will be painful for you to hear it; but I am sure that you ought to know."

Bertha did not say anything, but looked at him with eyes wide open with surprise.

"I am sure, Miss Greendale," George went on, "that the Major never told you that the bad wound he received at Delhi that all but killed him, was my doing—that he was wounded by a ball from my musket."

"No, George, he certainly never said so. I suppose he was in front of you, and your musket went off accidentally?"

"No, Miss Greendale, I took deliberate aim at him, and it was only the mercy of God that saved his life."

Bertha was too surprised and shocked to speak, and he went on:

"He himself thought that he had been hit by a Sepoy bullet, and it was only when I sent for him, believing that I had received my death wound, that he knew that it was I who had hit him."

"But for what?" she asked. "What made you do this terrible thing? I thought he was liked by his men."

"There was no one liked better, Miss Greendale; he was the most popular officer in the regiment, and if the soldiers had known it, and I had escaped being hung for it, I should have been shot the first time I went into action afterwards. It had nothing to do with the army. I enlisted in his company on purpose to shoot him."

Bertha could hardly believe her ears. She looked at the man earnestly. Surely he could not have been drinking at that time of the morning, and she would have doubted his sanity had it not been for the calm and earnest look in his face. He went on:

"I came here to tell you why I shot at him."

"I don't want to hear," she said, hurriedly. "It is no business of mine. I know that whatever it was Major Mallett must have forgiven you. Besides, you saved his life afterwards."

"Excuse me, Miss Greendale, but it is a matter that concerns you, and I pray you to listen to me. You have heard of Martha Bennett, the poor girl who disappeared four years ago, and who was thought to have been murdered."

"Yes, I remember the talk about it. It was never known who had done it."

"She was not murdered," he said. "She returned some months afterwards, but only to die. It was about the time that Sir John was ill, and naturally you would have heard nothing of it.

"Well, Miss Greendale, I was at one time engaged to Martha. I was of a jealous, passionate disposition, and I did not make enough allowance for her being young and naturally fond of admiration. I quarrelled with her and the engagement was broken off, but I still loved her with all my heart and soul."

Then he went on to tell of how maddened he had been when he had seen her talking to Major Mallett, and of the conversation he had overheard in her father's garden, on the evening before she was missing.

"I jumped at the conclusion at once, Miss Greendale, that it was Captain Mallett, as he was then. He had been round saying goodbye to the tenants that afternoon, and I knew that he was going abroad. What could I suppose but that he had ruined my poor girl, and had persuaded her to go out to join him in India? I waited for a time, while they searched for the body I knew they would never find. My own father and mother, in their hearts, thought that I had murdered her in a fit of jealous rage. At last I made up my mind to enlist in his regiment, to follow him to India, kill him, find her, and bring her home."

"How dreadful!" the girl murmured.

"It was dreadful, Miss Greendale. I believe now that I must have been mad at the time. However, I did it, but at the end failed. Mercifully I was saved from being a murderer. As I told you, I was badly wounded. I thought I was going to die, and the doctor thought so, too. So I sent for Captain Mallett that I might have the satisfaction of letting him know that it was I who fired the shot, and that it was in revenge for the wrong that he had done Martha.

"When I told him I saw by his face, even before he spoke, that I had been wrong. He knew nothing whatever of it. Well, miss, he forgave me—forgave me wholly. He told me that he should never mention it to a soul, and as he has never mentioned it even to you, you may see how well he has kept his word. I wanted to leave the regiment. I felt that I could never mix with my comrades, knowing as I did that I had tried to murder their favourite officer. But the Major would not hear of it. He insisted that I should stay, and, even more, he promised that as soon as I was out of hospital I should be his servant, saying that as the son of an old tenant, he would rather have me than anyone else. You can well imagine, then, Miss Greendale, how willingly I would have given my life for him, and that when the chance came I gladly faced odds to save him.

"Before that I had come to learn who the man was. It was a letter from my father that first gave me the clue; he mentioned that another gentleman had left the neighbourhood and gone abroad, just at the time that Major Mallett did. He was a man who had once made me madly jealous by his attentions to Martha at a fete given to his tenants.

"The Major had the same thought, and he told me that he knew the man was a bad fellow, though he did not say why he thought so. Then I heard that Martha had returned to die, and I learned that she had told her mother the name of her destroyer, who deserted her three months after he had taken her away. When he came back from abroad her father and mine and some others met him at Chippenham market. They attacked him, and I believe would have killed him, had he not ridden off. The next day he went up to London, and a fortnight later his estate was in the market, and he never came into that part of the country again.

"I have told you all this, Miss Greendale, because I have heard that you know the man, and I thought you ought to know what sort of a man he is. His name is Carthew."

Bertha had grown paler and paler as the story went on, and when he ended, she sat still and silent for two or three minutes. Then she said in a low tone:

"Thank you, George. You have done right in telling me this story; it is one that I ought to know. I wonder—" and she stopped.

"You wonder that the Major did not tell you, Miss Greendale. I asked him, myself. When you think it over, you will understand why he could not tell you; for he had no actual proof, save the dying girl's words and what I had seen and heard; and his motive in telling it might have been misunderstood. But he told me that, even at the risk of that, he should feel it his duty, if you became engaged to that villain, to tell the story to Lady Greendale.

"But if he found it hard to speak, there seemed to me no reason why I shouldn't. Except my father and mother and he, no one knows that I was well nigh a murderer. And though he has so generously forgiven me, and I have in a small way tried to show my gratitude to him, it was still painful to me to have to tell the story to anyone else. But I felt that I ought to do it—not for his sake, because he has told me that what I had looked for and what he had so hoped for is not to be—but because I thought that you ought not to be allowed to sacrifice your life to such a man; and partly, too, because I wished to spare my dear master the pain of telling the story, and of perhaps being misunderstood."

"Thank you, George," she said, quietly. "You have done quite right in telling—"

At this moment some voices were heard at the other end of the garden.

"I will be going at once," George said, seizing the opportunity of getting away; and turning, he walked down the garden and left the house.

"Who is your friend, Bertha?" Miss Haverley said, laughingly, as she met Bertha coming slowly down the garden.

"Why—is anything the matter?" she exclaimed, as she caught sight of her face.

"I have become suddenly faint, Hannah," Bertha replied. "I suppose it was the heat yesterday; and it is very warm this morning, too. I am better now, and it will soon pass over. I will go indoors for half an hour, and then I shall be quite right again.

"My friend is no one particular. He is Major Mallett's factotum. He only brought me up a message, but as I know all the men on the Osprey, and have not been on board this season, of course there was a good deal to ask about."

"Well, you must get well as soon as you can," Miss Haverley said. "You know we shall leave in half an hour for the yacht, so as to get under way in time for the start."

At the appointed time, Bertha joined the party below. Her eyes looked heavy and her cheeks were flushed, but she assured Miss Haverley that she felt quite herself now, and that she was sure that the sea air would set her up altogether. The schooner was under way a quarter of an hour before the gun was fired, and sailed east, as the course was twice round the Nab and back.

Yachts were flitting about in all directions, for a light air had only sprung up during the last half hour.

"There is the Phantom," Lord Haverley said. "She has been cruising about the last two days to get her sails stretched, and they look uncommonly well. Carthew told me yesterday that she would be across early this morning, and that he should go round with the race to see how she did. I think you young ladies will have a very good chance of being able to boast that you have sailed in the yacht that won the Queen's Cup. I fancy it lies between her and the Osprey. Mallett is getting up sail, too, I see, but as the Phantom is going with the race, I don't suppose he will. She is a fine craft, though I own I like the cutter rig better. The Phantom will have to allow her time, but not a great deal, for the yawl is the heaviest tonnage.

"There is the starting gun. They are all close together at the line.

"That is a pretty sight, Lady Greendale. Talk about the start of race horses, it is no more to be compared with it than light to dark."

After cruising about for three or four hours, their schooner dropped anchor near the Osprey, which had come in half an hour before.

"Have you ever been on board the Osprey, Lord Haverley?" Bertha asked.

"No, my dear, I don't know that I have ever before been in any port with your friend Major Mallett."

"Well, what do you say to our going on board for a few minutes, on our way to shore? Mamma and I are very fond of her, and I am her godmother, having christened her."

"Godmother and curate coupled in one, eh, Bertha? We will go by all means; that is to say, we cannot invade him in a body, but those of us who know Mallett can go on board, and the gig can come back and take the rest ashore and then come to fetch us."

Accordingly, Lord Haverley and his daughter, Lady Greendale and Bertha, and two others of the party were rowed to the Osprey. Frank saw them coming and met them at the gangway.

"We are taking you by storm, Major," Lord Haverley said, "but Lady Greendale and her daughter claim an almost proprietary interest in the Osprey, because the latter is her godmother. Indeed, we are all naturally interested in her, too, as being one of our cracks. She is a very smart-looking craft, though I think it is a pity that she is not cutter rigged."

"She would look prettier, no doubt," Frank said; "but, you see, though she was built as a racer, and I like a race occasionally, that was not my primary object. I wanted her for cruising, and there is no doubt that a yawl is more handy, and you can work her with fewer hands than you can a cutter of the same size."

They went round the vessel, and then returning on deck, sat down and chatted while waiting for the boat's return.

"I sincerely hope that you will win, Frank, on Friday," Lady Greendale said. "Our sympathies are rather divided, but I hope the Osprey will win."

"Thank you, Lady Greendale, but I am by no means sanguine about it.

"I fancy, Miss Haverley, that you and Miss Greendale will see the winning flag flying overhead when the race is over."

"Why do you think so, Major?" Lord Haverley asked. "The general opinion is that your record is better than that of the Phantom. She has done well in the two or three races she has sailed, but she certainly did not beat the Lesbia or the Mermaid by as much as you did."

"That may be," Frank agreed, "but I regard Carthew as having been born under a lucky star; and though my own opinion is that if the Phantom were in other hands we should beat her, I fancy his luck will pull her through."

Haverley laughed. "I should not have given you credit for being superstitious, Major."

"I don't think that I have many superstitions, but I own to something like it in this case."

Bertha looked earnestly at him. Just before the gig returned from the shore, she and Frank were standing together.

"I am sorry that I shall not have your good wishes tomorrow," he said.

"I have not said that anyone will have my good wishes," she replied. "I shall be on board the Phantom because I was invited there before you asked me, but my hope is that the best yacht will win. I want to speak to you for a minute or two. When can I see you?"

"I can come up tomorrow morning early," he replied. "What time will best suit you?"

"Ten o'clock; please ask for mamma."

The next morning, Lady Greendale and Bertha came together into the sitting room into which Frank had been shown on calling at Lord Haverley's.

"You are early, Frank."

"Yes, Lady Greendale. I am going for a run round the island. It makes me fidgety to sit all day with nothing to do, and I am always contented when I am under sail. As I shan't have time to come in tomorrow morning, for you know we start at nine, I thought that I would drop in this morning, even if the hour was an early one."

After chatting for a few minutes, Lady Greendale made some excuse to leave the room.

"She knew that you were coming, and that I wanted to speak to you," said Bertha.

"Well, what is it—anything of importance?" he asked with a smile.

She hesitated and then went on.

"Some words you spoke yesterday recalled to me something you said nearly four years ago. Do you remember when we sat next to each other in the twilight, the day before you went to India? We were talking about superstitions then, and you told me that you had only one, and said what it was—you remember?"

"I remember," he said, gravely.

"About someone who had beaten you always, and who you thought always would beat you, if you came in contact again. You would not tell me his name. Was it Mr. Carthew?"

"I would not answer the question then, Bertha, and you surely cannot expect me to answer it now."

"I do expect you to answer it."

"Then I must most emphatically decline to do so," he said. "What! do you think that if it were he, I would be so base as to discredit him now? For you must remember that I said that only one of my defeats was due to foul play, that most of the others were simply due to the fact that he was a better man than I was. The matter has long since been forgotten, and, whoever it is, I would not prejudice him in the opinion of anyone by raising up that old story. I have no shadow of proof that it was he who damaged my boat. It might have been the act of some boatman about the place who had laid his money against my winning."

"That is enough," she said quietly. "I did not think that you would tell me whether it was Mr. Carthew, but I was sure that if it were not he you would not hesitate to say so. Thank you, that is all I wanted to see you for. What you said yesterday brought that talk we had so vividly into my mind that I could not resist asking you. It explained what seemed to me at the time to be strange; how it was that you, who are generally so cordial in your manner, were so cold to him when you first met him at our house. I thought that there might be something more serious—" and she looked him full in the face.

"Perhaps I am a prejudiced beggar," he said, with an attempt to smile, and then added somewhat bitterly; "You see things since have not been calculated to make me specially generous in his case."

She did not reply, and after a moment's pause he said, "Well, as Lady Greendale seems to be busy, I will be going."

"You will come to the ball tomorrow evening, won't you?" she asked.

"I suppose I shall have to," he said. "If I win, though mind I feel sure that I shan't, it will seem odd if I don't come. If I lose, it will look as if I sulked."

"You must come," she said, "and you must have a dance with me. You have not been keeping your word, Major Mallett. You said that you would always be the same to me, and you are not. You have never once asked me to dance with you, and you are changed altogether."

"I try to be—I try hard, Bertha; but just at present it is beyond me. I cannot stand by and see you going—" and he stopped abruptly.

"Well, never mind, Bertha. It will all come right in time, but at any rate I cannot stand it at present. Goodbye."

And without giving her time to reply, he hastily left the room.

Bertha stood silent for a minute or two, then quietly followed him out of the room.

The next day Ryde was astir early. It was the Queen's Cup day. Eight yachts were entered: three schooners—the Rhodope, the Isobel, and the Mayflower; four cutters—the Pearl, the Chrysalis, the Alacrity, and the Phantom; and the Osprey, which was the only yawl. It was half-past eight, and all were under way under mainsail and jib.

The Solent was alive with yachts. They were pouring out from Southampton water, they were coming up from Cowes, and some were making their way across from Portsmouth. The day was a fine one for sailing.

"Have you got the same extra hands as last time?" Frank asked the skipper.

"All the same, sir. They all know their work well, and of course if there is anything to be done aloft, our own men go up. I don't think any of them will beat us in smartness."

As the time approached for the start, the racers began to gather in the neighbourhood of the starting line; and as the five-minutes gun fired, the topsail went up, and they began to sail backwards and forwards near it.

As the Phantom crossed under the lee of the Osprey, the three ladies waved their handkerchiefs to Frank, who took off his cap.

"May the best yacht win," Bertha called out, as the vessels flew quickly apart.

"We could not want a better day, George," Frank said. "We can carry everything comfortably, and there is not enough wind to kick up much of a sea. As far as we are concerned, I would rather that the wind had been either north or south, so that we could have laid our course all round; as it is, we shall have the wind almost dead aft till we are round the Nab, then we shall be close-hauled, with perhaps an occasional tack along the back of the island, then free again back. There is no doubt that the cutters have a pull close-hauled. I fancy with this wind the schooners will be out of it; though if it had been a reach the whole way, they would have had a good chance.

"Four minutes are gone."

He was holding his watch in his hand, and after a short pause called out, "Five seconds gone."

The Osprey had a good position at present; though, with the wind aft, this was of comparatively little consequence. She was nearly in a line with the mark boat nearest to the shore, and some hundred and fifty yards from it.

"Haul in the main sheet," Hawkins said quietly, and the men stationed there hauled on the rope until he said, "That will do, we must not go too fast."

He went on, turning to Frank (who had just called out, "Twenty seconds gone"):

"I think that we shall about do."

The latter nodded.

"A bit more, lads," the skipper said ten seconds later. "That will do."

"Fifteen seconds more," Frank said presently.

"Slack away the sheet, slack it away handsomely. Up foresail, that is it," shouted the skipper.

As the boom ran out, and the foresail went up, the Osprey glided on with accelerated speed, and the end of the bowsprit was but a few yards from the starting line when the gun fired.

"Bravo, good start," Frank said, as he looked round for the first time.

The eight yachts were all within a length of each other, and a cheer broke from the boats around as they sped on their way. For a time there was but little difference between them, and then the cutters began to show a little in front. Their long booms gave them an advantage over the schooners and the yawl when before the wind; the spinnaker was not then invented, and the wind was not sufficiently dead aft to enable the schooners to carry their mainsail and foresails, wing and wing; or for the yawl's mizzen to help her.

As they passed Sea View the cutters were a length ahead, the Phantom having a slight advantage over her sisters. They gained no further, for the schooners fell into their wake as soon as they were able to do so, thus robbing them of some of their wind. The Osprey, having the inside station, kept straight on, and came up with the cutters as they were abreast of the end of the island. All were travelling very fast through the water.

"We shall be first round the Nab, sir," Hawkins said in delight. "The schooners are smothering the cutters, but they are not hurting us."

"Give her plenty of room when we get there," Frank said.

The skipper nodded. "I won't risk a foul, sir, you may be sure."

The three ladies on board the Phantom were seated on footstools under the weather bulwark—although as yet the yachts were travelling on an almost even keel. Miss Haverley and Lady Olive uttered exclamations of satisfaction as the Phantom slowly drew ahead of the others, and were loud in their disgust as they saw the effect of the schooner's sail behind them on their own speed.

"I don't call it fair," the former said; "if a vessel cannot sail well herself, that she should be allowed to damage the chances of others. Do you, Bertha?"

"I don't know. I suppose it is equally fair for all, and that we should do the same if a boat had got ahead of us. Still, it is very tiresome, but it is just as bad for the other cutters."

"Look at the Osprey," Lady Olive said soon afterwards. "She is coming up fast; you see, she has nothing behind her. I do believe that she is going to pass us."

"It won't make much difference," Carthew, who was standing close to her, said confidently. "The race won't really begin until we are round the Nab, and after that we shan't hamper each other. I am quite content with the way that we are going."

The Osprey rounded the lightship two lengths ahead, the Phantom came next, three lengths before the Chrysalis, and the others followed in quick succession. The sheets were hauled in, and the yachts were able to lie close-hauled for Ventnor. The three leading boats maintained their respective places, but drew out from each other, and when they passed Ventnor the Osprey was some five lengths ahead of the Phantom.

"Don't be downcast, ladies," Carthew said, gaily. "We have a long way to go yet, and once round the point we shall have to turn till we pass the Needles."

The sea was now getting a good deal rougher. The wind was against tide, and the yachts began to throw the spray over the bows. Bertha was struck with the confidence with which Carthew had spoken, and watched him closely.

"We shall get it a good deal worse off St. Catherine's Head," he went on. "There is a race there even in the calmest weather, and I should advise you to get your wraps ready, for the spray will be flying all over her when we get into it."

They were now working tack and tack, but the Osprey was still improving her position, and as they neared St. Catherine's Head she was a good quarter of a mile to the good. Still Carthew maintained his good temper, but Bertha could see that it was with an effort. He seemed to pay but little attention to the sailing of the Phantom, but kept his eyes intently fixed upon the Osprey.

"I should not be surprised at some of us carrying away a spar before long," he said. "The wind is freshening, and we shall have to shift topsails and jibs, I fancy."

They were now lying far over, and the water was two or three planks up the lee deck. Each time the cutter went about, the ladies carried their footstools up to windward, when the vessel was for a moment on an even keel. When there they were obliged to sit with one hand over the rail, to prevent themselves from sliding down to leeward as the vessel heeled.

"There goes the Chrysalis's topmast," the skipper exclaimed suddenly. "That does for her chance. I think I had better get the jib header ready for hoisting, Mr. Carthew; the spar is bending like a whip."

"Yes, I think you had better get it up at once, captain. It is no use running any risk."

As the Phantom's big topsail came down, the Osprey's was seen to flutter and then to descend.

"He has only been waiting for us," the captain said.

Carthew made no reply. He was still intently watching the craft ahead.

"It is just as well for him," the captain went on. "He will be in the race directly."

Bertha was still watching Carthew's face. Cheerful as his tones were, there was an expression of anxiety in it. Three minutes later, he gave an exclamation as of relief, and a shout rose from the men forward.

Following the direction of his eyes, she saw the bowsprit of the Osprey swing to leeward, and a moment later her topmast fall over her side.

"What did I tell you?" Carthew said, exultingly. "A race is never lost till it is won."

"Oh! I am sorry," Bertha said. "I do think it is hard to lose a race by an accident."

"Every yacht has to abide by its own accidents, Miss Greendale; and carrying away a spar is one of the accidents one counts on. If it were not for that risk, yachts would always carry on too long. It is a matter of judgment and of attention to gear. The loss of a spar is in nine times out of ten the result either of rashness or of inattention.

"However, I am sorry myself; that is to say, I would prefer winning the cup by arriving first at the flag boat. However, I am certainly not disposed to grumble at Fortune just at present."

"I should think not, Mr. Carthew," Lady Olive said. "I am sure I congratulate you very heartily. Of course, I have seen scores of races, and whenever there is any wind someone is always sure to lose a spar, and sometimes two or three will do so. I don't think you need fear any of the boats behind."

"No, yet I don't feel quite safe. I have no fear of any of the cutters, but once round the Needles, it will be a broad reach, and you will see that the schooners will come up fast, and I have to allow them a good bit of time. However, I think we are pretty safe."



Chapter 9.

The Phantom presently came along close to the Osprey, and Carthew shouted:

"Is there anything that I can do for you?"

"No, thank you," Frank replied.

Then Bertha called out:

"I am so sorry."

Frank waved his hand in reply. The men were all busy trying to get the wreckage alongside. The cross-trees had been carried away by the fall of the topmast, and her deck forward was littered with gear. The difficulty was greatly increased by the heavy sea in the race.

"As soon as you have got everything on board, Hawkins, we will put a couple of reefs in the mainsail. She will go well enough under that and the foresail. If the mizzen is too much for her, we can take it off."

It was nearly half an hour before all was clear, and the last of the yachts in the race had passed them before the leeward sheet of the foresail was hauled aft, and the Phantom resumed her course. As soon as she did so, the captain came aft with part of the copper bar of the bobstay.

"There has been foul play, sir," he said. "I thought there must have been, for I could not imagine that this bar would have broken unless there had been a flaw in the metal or it had been tampered with. I unshackled it myself, for I thought it was better that the men should not see it until I had told you about it."

"Quite right, Hawkins. Yes, there is no doubt that there has been foul play. The bar has been sawn three-quarters of the way through with a fine saw, and, of course, it went as soon as she began to dip her bowsprit well into it in the race. You see, whoever has done it has poured some acid into it, and darkened the copper, partly perhaps to prevent the colour of the freshly-cut metal from being noticed, and partly to give it the appearance, after it was broken, of being an old cut."

"It cannot have been that, sir, for we were out in quite as rough a sea as this last week, and the bowsprit would have gone then if this cut had been there. Besides, we should have been sure to have noticed it when we went round her to polish up her sides."

"I don't know about that, Hawkins. You see, the cut is from below, and it is only two or three inches above the waterline. It might very well have been there without being noticed. Still, I agree with you, it could not have been there last week, or it must have gone when she put her nose into it then. In point of fact, I have no doubt that it was done last night or the night before. It could easily have been managed. Of course, everyone was below, both here and in the yachts lying round us, and a man might very well have come out in a small boat between one and two o'clock in the morning, and done this without being noticed."

"He might have done that, sir, but we should have heard the grating down in the forecastle."

"I don't know, Hawkins. A fine steel saw, such as burglars use, will work its way through an iron bar almost noiselessly, and I should say that it would go through copper almost as easily as it would through hard wood. It is as well to say nothing to the crew about it, but I think it my duty to lay the matter before the club committee, and they can do as they like about it. Mind, I don't say for a moment that it was done by anyone on board the Phantom. It may have been someone on shore who had laid a bet of a few pounds against us, and wanted to make sure of winning his money. Besides, the Phantom might very well have hoped to have beaten us fairly, for she was just as much fancied as we were. Take it below, and lay it in my cabin, and when we get in unshackle the other bit of the bar, and put it with this."

It was impossible, however, when the bowsprit and bobstay were brought on board, that the crew should have failed to notice the break in the bar, and the news that there had been foul play had at once been passed round. Seeing the angry faces of the men, and the animated talk forward, Frank told the captain to call all hands aft.

"Look here, my men," he said. "I see that you are all aware of what has taken place. It is most disgraceful and unfortunate, and I need hardly say that I am as much vexed as yourselves at losing the Cup, which, but for that, we must have carried off. However, it is one of those cases in which there is nothing to be done, and we should only make things worse by making a fuss about it. We have no ground whatever for believing that it was the work of one of the Phantom's crew, and it is far more likely that it was the work of some longshore loafer who had laid more than he could afford against us. It has partly been our own fault, but we shall know better in future, and your captain will take good care that there shall be an anchor watch set for two or three nights before we sail another race.

"What I have called you up for is to beg of you not to make this an occasion for disputes or quarrels ashore. Hitherto I have been proud of the good behaviour of my crew, and I should be sorry indeed to hear that there was any row ashore between you and the Phantom's men. They at least have nothing to boast of. They have won the Cup, but we have won the honour. We have shown ourselves the better yacht, and should have beaten them by something like a mile, if it had not been for this accident. Therefore it is my express wish and order that you do not show your natural disappointment on shore. You can give the real reason of our defeat, but do not say a word of blame to anyone, for we know not who was the author of the blackguardly act.

"Of course, the matter cannot be kept altogether a secret, for it will be my duty to lay it before the committee. I shall make no protest. If they choose to institute an inquiry they must do so, but I shall take no steps in the matter, and it is unlikely in the extreme that we shall ever know who did it. I shall pay you all winning money, for that you did not win was no fault of yours. One thing I will wager, though I am not a betting man, and that is, that the next time we meet the Phantom we shall beat her, by as much as we should have done today, but for this accident."

The appearance of the Osprey as she sailed into the anchorage, without topmast or bowsprit, excited great attention; and many of the yachtsmen came on board to inquire how the disaster had happened. To save going through the story a score of times, Frank had the broken pieces of the bobstay bar brought up and laid on the deck near the tiller, and in reply to inquiries simply pointed to them, saying:

"I think that tells the tale for itself."

All were full of indignation at the dastardly outrage.

"What are you going to do, Major?"

"I am not going to do anything, except take it ashore and hand it to the Sailing Committee. That it has been cut is certain. As to who cut it, there is no shadow of evidence."

"If I were in Carthew's place," one of them said, "I should decline to take the Cup under such circumstances, and would offer to sail the race over again with you as soon as you had repaired damages."

"I should decline the offer if he made it," he said, quietly. "It is probable that we shall meet in a race again some day, and then we can fight it out, but for the present it is done with. He has won the Queen's Cup, and I must put up with my accidents."

The effect produced by the facts reported to the committee, and their examination of the broken bar, was very great. Such a thing had not been known before in the annals of yachting, and the committee ordered a poster to be instantly printed and stuck up offering a reward of 100 pounds for proof that would lead to the conviction of the author of the outrage.

Frank returned on board at once, and sent off a boat, towing behind it the broken bowsprit and topmast to Cowes, with instructions to Messieurs White to have two fresh spars got ready, by the following afternoon if possible.

He did not go ashore again until he landed, at half-past ten, at the clubhouse. Every window was lit up, and dancing had begun an hour before. Frank at once obtained a partner, in order to avoid having to talk the unpleasant business over with yachting friends.

Presently he sat down by the side of Lady Greendale.

"I am so sorry, Frank," she said. "It does seem hard when you had set your mind on it."

"I had hoped to win," he said, "but it is not as bad as all that after all. It would have been more mortifying to lose because the Osprey was not fast enough, than to lose from an accident, when she had already proved herself to be the best in the race. You know that I never went in for being a racing yachtsman. I look upon racing as being a secondary part of yachting. I can assure you, I don't feel that I am greatly to be pitied. It might have been better, and it might have been a great deal worse."

"Well, I am glad that you take it in that way," she said. "I can assure you that I was greatly upset over it when I heard it."

He sat chatting with her for some time. Presently Bertha was brought back by her partner to her mother's side.

"Thank you for your hail as you passed us, Miss Greendale. It sounded hearty, and really cheered me up, for just at the moment I was in an exceedingly bad temper, I can assure you. You see, my forebodings came true, and luck was against me."

"Not luck," she said, indignantly. "You would have won but for treachery."

"Treachery is rather a hard word," he said. "However, it is of no use crying over spilt milk. I have lost, and shall live to fight another day, I hope; and next time I shall win. Still, you know, there is really nothing to grumble at. I have been fortunate altogether this season, and as I bought the Osprey as a cruiser, I have done a great deal better with her than I could have expected."

At this moment another partner of Bertha's came up, and was about to carry her off, when she said:

"I suppose the Osprey can sail still, Major Mallett?"

"Oh, yes. She is a lame duck, you know, but she can get about all right."

"Well, why don't you ask mamma and me to take a sail with you tomorrow afternoon?"

"I shall be very happy to do so," he said, "but I almost think that you had better wait until she gets her spars. I don't think that they will be finished before tomorrow evening. The men can get to work early in the morning, and we can be here by two o'clock next day."

"No, I think that we will come tomorrow, Major Mallett.

"It will be a novelty to sail in a cripple, won't it, mamma?

"Besides, you know, or you ought to know, that the day after tomorrow is Sunday, and that at present our plans are arranged for going up to town on Monday."

"That being so," Frank said with a smile, "by all means come tomorrow. Will you come to lunch, or afterwards?"

"Afterwards, I think. We will be down at the club landing stage at half-past two."

"Bertha is bent upon taking possession of you tomorrow," Lady Greendale said, smiling, as the girl turned away; "and I shall be glad for her to have a quiet two or three hours out of the racket. A large party is very fatiguing, and I think that it has been too much for her. Yesterday and today she has been quite unlike herself; at one time sitting quiet and saying nothing, at other times rattling away with Miss Haverley and Lady Olive, and absolutely talking down both of them, which I should have thought impossible. She seems to me to be altogether over-excited. I thought it would have been a rest for her to get away for a week from the fag in London, but I am sorry now that we came down altogether. I am a little worried about it, Frank."

"Well, the season is drawing towards its end now, Lady Greendale, and if you can get a short time at home no doubt it will do you good. I did not think that Bertha was looking well when I saw her yesterday."

Frank danced a couple more dances, and then went to Lady Greendale and said:

"Will you make my excuses to Bertha? and tell her that, having shown myself here, so that it might not be thought that I was out of temper at my bad luck, I shall be off. Indeed, I do not feel quite up to entering into the thing. You can understand, dear Lady Greendale, that at present things are going rather hardly with me."

She gave him a sympathetic look. "I can understand, Frank," she said; "but here she comes. You can make your excuses yourself."

"I can quite understand that you don't care about staying," Bertha said, when he repeated what he had said to her mother. "Well, I will give you the next dance, or, what will be nicer, I will sit it out with you. Ah, here is my partner.

"I am afraid I have made a mistake, Mr. Jennings, and have got my card mixed up. Do you mind taking the thirteenth dance instead of this? I shall be very much obliged if you will."

Her partner murmured his assent.

"Thank you," Frank said, as she took his arm. "Now, shall we go out on the balcony, or on the lawn?"

"The lawn, I think. It is a lovely evening, and there is no fear of catching cold.

"I am afraid that you are very disappointed," she went on, as they went out. "I am disappointed, too. I told you I wanted the best yacht to win, and it has not done so."

"Thank you," he replied, quietly. "I should have liked to have won, just this once, but all along I felt that the chances were against me, and that fortune would play me some trick or other."

"It was not fortune. Fortune had nothing to do with it," she said, indignantly. "You were beaten by a crime—by a mean, miserable crime—by the same sort of crime by which you were beaten before."

"I have no reason for supposing that there is any connection."

"Frank," she broke in, suddenly, and he started as for the first time for years she called him by his Christian name, "you are an old friend of ours, and you promised me that you would always be my friend. Do you think that it is right to be trying to throw dust into my eyes? Don't you think, on the contrary, that as a friend you should speak frankly to me?"

Frank was silent for a moment.

"On some subjects, yes, Bertha; on others, what has passed between us makes it very difficult for a man to know what he ought to do. But be assured that if I saw you make any fatal mistake, any mistake at least that I believed to be fatal, I should not hesitate, even if I knew that I should be misunderstood, and that I should forfeit your liking, by so doing. This is just one of the cases when I do not feel justified, as yet, in speaking. Carthew is not my friend, and you know it. If I had had no personal feud—for it has become that with him—I should be more at liberty to speak, but as it is I would rather remain silent. I tell you this now, that you may know, in case I ever do meddle in your affairs, how painful it is for me to do so, and how unwillingly I do it. At any rate, there is nothing whatever to connect the accident that took place today with him. The event is one of a series of successes that he has gained over me. It does not affect me much, for though I should have liked to have won today, I don't feel about such matters as I used to.

"You see, when a man has suffered one heavy defeat, he does not care about how minor skirmishes may go."

They walked up and down in silence for some time, then she said quietly:

"The music has stopped. I think, Frank, that I had better go in again. So you will take us tomorrow?"

"Certainly," he said.

He took her in to Lady Greendale, and then went off to the Osprey. He was feeling in higher spirits than he had done for some time, as he walked up and down the deck for an hour before turning in. It seemed to him that she might not after all accept Carthew, and that he would not be obliged to bring trouble upon her by telling the shameful story.

"It will be all the same, as far as I am concerned," he said to himself, "but I am sure that I could stand her marrying anyone else; which, of course, she will do before long, better than Carthew. I hear whispers that he was hard hit at Ascot, though he gives out that he won. Not that that matters much, but it is never a good lookout for a girl to marry a man who gambles, even though she be rich, and her friends take good care to settle her money upon herself. She evidently suspects that he is at the bottom of this trick, and she would hardly think so if she really cared for him. But if she does think so, I fancy that the winning of the Queen's Cup will cost him dearly.

"I wonder why she has apparently so set her mind on going out with us tomorrow."

Carthew enjoyed his triumph that evening, loudly expressed his indignation and regret at the scandalous affair to which he owed his victory, frankly said that he could hardly have hoped to win the Cup had it not been for that, and expressed his determination to add another hundred pounds to the reward offered by the club for the discovery of the author of the outrage. The men felt that it was hard on a fellow to win the Cup by the breakdown of an opponent in that way, and the ladies admired the sincere way in which he expressed his regrets. He was a good dancer, a good talker, and a handsome man; and as few of them knew Frank, they had no particular interest in his misfortune.

He danced only once with Bertha, who said:

"As the hero of the occasion, Mr. Carthew, you must be generous in your attentions and please everyone."

"I suppose I must obey you, Miss Greendale," he said, "but I had hoped to have had an opportunity of saying something particular to you tonight."

"Really?" she answered innocently. "Well, I shall be at home tomorrow morning, and if you come up about eleven you are sure to find me."

"Miss Greendale is at the other end of the garden, sir," the servant said, as he enquired for her the next morning. "She asked me to tell you if you called that she was there."

With considerable assurance of success, Carthew walked into the garden. She must know what he wanted to say to her, and he had of late felt sure that her answer would be favourable when the question was put. She was sitting on the same bench on which two days before she had heard George Lechmere's story.

"You know what I have come for, Miss Greendale," he began at once. "I think that you know how I feel towards you, and how deeply I love you. I have come to ask you to be my wife."

"Before I answer you, Mr. Carthew," she said, calmly, "I must ask you to listen to a story. It was told me here two days ago by a man named George Lechmere. Do you know him?"

"I seem to have heard his name, though I cannot say where," he replied, surprised at the coolness with which she spoke.

"He is a farmer's son, I believe, and he was an interested party, though not the chief actor of the story. The chief actor, I suppose I should say actress, was Martha Bennett. You know her?"

Carthew stepped back as if he had received a sudden blow. His face paled, and he gave a short gasp.

"I see you know her," she went on. "She was a poor creature, I fancy, and her story is one that has often been told before. She threw away the love of an honest man, and trusted herself to a villain. He betrayed the trust, took her away to America and then cast her off, and she went home to die. Her destroyer did not altogether escape punishment. He was attacked and pelted by her father and his friends in the market place at Chippenham. You see, it all happened in my neighbourhood, and the villain, not daring to show his face in the county again, disposed of his estate."

"You don't believe this infamous lie?" Carthew said hoarsely.

"How do you know that it is an infamous lie, Mr. Carthew? I have mentioned no names. I have simply told you the story of a hapless girl, whom you once knew. Your face is the best witness that I can require of its truth. Thank God I heard it in time. Had it not been for that I might have been fool enough to have given you the answer you wanted, for I own that I liked you. I am sure now that I did not love you, for had I done so, I should not have believed this tale; or if I had believed it, it would have crushed me. But I liked you. I found you pleasanter than other men, and I even fancied that I loved you. Had I not known this story, I might have married you, and been the most miserable woman alive, for a man who could play the villain to a hapless girl, who could stoop to so mean and dastardly an action as to cripple a rival yacht, is a creature so mean, so detestable, that wretched indeed would be the fate of the woman that married him.

"Do not contradict it, sir," she said, rising from her seat now with her face ablaze with indignation. "I was watching you. I had heard that story, and had heard another story of how the boat of an antagonist of yours at Henley had been crippled before a race, and I watched you from the time I came on board. I saw that you were strangely confident; I saw how you were watching for something; I saw the flash of triumph in your face when that something happened; and I was absolutely certain that the same base manoeuvre that had won you your heat at Henley had been repeated in your race for the Queen's Cup.

"I don't think, sir, you will want any more specific answer to your question."

"You will repent this," he panted, his face distorted by a raging disappointment. "I do not contradict your statements. It would be beneath me to do so; but some day you may have cause to regret having made them."

"I may tell you," she said, as she turned, "that it is not my intention to make public the knowledge that I gained of your conduct yesterday. I have no proof save my own absolute conviction, and the knowledge that I have of your past."

He did not look round, but walked at a rapid pace down the garden. Half an hour later the Phantom's anchor was got up, and she sailed for Southampton Water. Beyond giving the necessary order to get under way, Carthew did not speak a word until she anchored off the pier, then he went ashore at once and took the next train for town, sending off a telegram before starting.

When he got home he asked the servant briefly if Mr. Conking had come.

"Yes, sir. He is waiting for you in the dining room."

"Well, Carthew, how have things gone off? I see by the papers this morning that you won the Cup, and also that the Osprey's bobstay burst at the right time, and that a great sensation had been caused by the discovery that there had been foul play.

"Why, what is the matter with you? You look as black as a thundercloud."

"And no wonder. I won the race, but I have lost the girl."

"The deuce you have. Why, I thought that you felt quite certain of that."

"So I did; and it would have come off all right if some infernal fellow had not turned up, and told her about an old affair of mine that I thought buried and forgotten three or four years ago; and it took me so aback that, as she said, my face was the best evidence of the truth of the story. More than that, she declared that she knew that I was at the bottom of the Osprey's business. However, she has no evidence about that; but the other story did the business for me, and the game is all up in that quarter. There never was such bad luck. She as much as told me that, if I had proposed to her before she had heard the story, she would have said yes."

"No chance of her changing her mind?"

"Not a scrap."

"It is an awkward affair for you."

"Horribly awkward. Yes, I have only got fifteen thousand left, and unless things go right at Goodwood I shall be cleaned right out. I calculated that everything would be set right if I married this girl. Things have gone badly of late."

"Yes, your luck has been something awful. It did seem that with the pains that we took, and the way I cleared the ground for you by bribing jockeys and so on, we ought to have made pots of money. Of course, we did pull off some good things, but others we looked on as safe, and went in for heavily, all turned out wrong."

"Well, there will be nothing for me but to get across the Channel unless, as I say, things go right at Goodwood."

"I should not be nervous about it, for unless there is some dark horse I feel sure that your Rosney has got the race in hand."

"Yes, I feel sure of that, too. We have kept him well back all the season, and never let him even get a place. It ought to be a certainty."

Then they sat some time smoking in silence.

"By gad, I have half a mind to carry her off," Carthew broke out, suddenly. "It is the only way that I can see of getting things straightened out. She acknowledged that she liked me before she heard this accursed story, and if I had her to myself I have no doubt that I could make her like me again in spite of it."

"It is a risky thing to carry a woman off in our days," Conkling said, thoughtfully, "and a deuced difficult one to do. I don't see how you are going to set about it, or what in the world you would do with her, and where you would put her when you had got her. I have done some pretty risky things for you in my time, Carthew, but I should not care about trying that. We might both find ourselves in for seven years."

"Well, you would have as much as that for getting at a horse, and I don't know that you wouldn't for bribing a jockey. Still, I see that it is an uncommonly difficult thing."

For five minutes nothing more was said; then Conkling suddenly broke the silence.

"By Jove, I should say that the yacht would be just the thing."

"That is a good idea, Jim; a first-rate idea if it could be worked out. It would want a lot of scheming, but I don't see why it should not be done. If I could once get her on board, I could cruise about with her for any time, until she gave in."

"You would have to get a fresh crew, Carthew. I doubt whether your fellows would stand it."

"No, I suppose some of them might kick. At any rate, I would not trust them. No, I should have to find a fresh crew. Foreigners would be best, but it would look uncommonly rum for the Phantom to be cruising about with a foreign crew. Besides, I know men in almost every port I should put into."

"Couldn't you alter her rig, or something of that sort, so that she could not be recognised? It seems to me that if you were to take her across to some foreign port, pay off the crew there and send them home, then get her altered and ship a foreign crew, you might cruise about as long as you liked, especially abroad, without a soul being any the wiser; and the girl must sooner or later give in, and if she would not you could make her."

"That is a big idea, Jim. Yes, if I once got my lady on board you may be sure that she would have to say yes sooner or later. I don't often forgive, and it would be a triumph to make her pay for the dressing down she gave me this morning. Besides, I am really fond of her, and I could forgive her for that outbreak, which I suppose was natural enough, after we were married, and there is no reason why we should not get on very well together.

"I tell you what, I will go down the first thing tomorrow to Southampton, and will sail at once for Ostend. There I will pay her off, alter her rig, and ship a fresh crew. I will draw my money from the bank. If things go well, I shall be set up again. If they go badly, there will be some long faces at Tattersall's on settling day, but I shall be away, and the money will be enough if we have to cruise for a couple of years, or double that, before she gives in.

"I shall try mild measures for a good bit; be very respectful and repentant and all that. If I find after a time that that does not fetch her, I must try what threats will do. Anyhow, she won't leave until she steps on shore to be married, or safer still, till I can get a clergyman on board to marry us there. Would you like to go with us?"

"If the thing bursts up, there is nothing I should like better."

"You will have to help me carry her off, Jim, and the day that she signs her name Bertha Carthew I will give you a couple of thousand pounds."

"That is a bargain," the man said. "It is a good scheme altogether, if we can hit upon some plan for carrying her away."

"It is of no use to think of that, until we know where she will be. I don't see at present how it is to be done, but I know that there is always a way if one can think of it. You telegraph to me every day Poste Restante, Ostend, or wherever I am stopping. I will send you the name of the hotel I put up at directly I get there. You had better send someone down at once to Ryde to let you know what she is doing, and when she comes up to town; it is just on the cards that they may not come for a bit, but may go for a cruise in Mallett's yacht, as they did last autumn. Anyhow, let me know, and if I telegraph for you to come over, cross by the next boat.

"Likely enough I may run over myself as soon as I get the business there going all right; but of course I shall stay there if I can. I should get it done in half the time if I were present to push things on. Of course, you will run down and see how the horse is getting on, and pick up any information that you can, and let me know about it."

"I will put that into good hands, Carthew. It is better that I should stay here and watch things at Tattersall's; then I can keep you informed how things are looking every day, and be ready to start as soon as I get your telegram. But, of course, you won't do anything until after the race is run."

"No, I feel as safe as a man can as to Rosney, but even if he wins I shall carry my idea out. I have had enough of the turf, and burnt my fingers enough over it, and I shall be glad to settle down as a country gentleman again. If I lose I shall make a private sale of all my horses before I leave the course. That ought to bring me in another seven or eight thousand pounds for our trip."



Chapter 10.

"There is the Phantom getting under way," the skipper said, as his turn up and down the deck brought him close to Frank.

"So she is. I saw her owner go ashore less than an hour ago."

"Yes; he came on board again five minutes ago. The men began to bustle about directly he got on deck. I do hope they won't put in again as long as we are here. The hands are as savage as bulls, and though they remembered what you told them, and there were no rows on shore last night, I shall be glad when we ain't in the same port with the Phantom, for I am sure that if two or three men of each crew were to drop in to the same pub, there would be a fight in no time. And really I could not blame them. It is not in human nature to lose a race like that without feeling very sore over it. I hope she is off. Anyhow, as we are going to Cowes this evening, it will be a day or two before the hands are likely to run against each other, and that will give them time to cool down a bit.

"There is one thing. I bet the Phantom won't enter against us at Cowes. If we were to give them a handsome beating there, it would show everyone that they would have had no chance of winning the Cup if it had not been for the accident."

"No, I don't suppose that we shall meet again this season, and indeed I don't know that I shall do any more racing myself, except that I shall feel it as a sort of duty to enter for the Squadron's open race.

"I think, by the course she is laying, that the Phantom is off to Southampton. Perhaps she is going to meet somebody there. Anyhow, she is not likely to be back until we have started for Cowes."

Frank sat for some time with the paper in his hand, but, although he glanced at it occasionally, his mind took in nothing of its contents. Again and again he watched the Phantom. Yes, she was certainly going to Southampton Water.

From what Bertha had said to him the evening before, he had received a strong hope that she would reject Carthew. Nothing was more probable than that he should have gone ashore that morning, fresh from his victory, to put the question to her, and his speedy return and his order to make sail as soon as he got on deck certainly pointed to the fact that she had refused him.

A load of care seemed to be lifted from Frank's mind. From the first, when he had found that Carthew was a visitor at Lady Greendale's, he had been uncomfortable. He knew the man's persevering nature, and recognised his power of pleasing when he desired to do so. He was satisfied that, when he himself was refused, the reason Bertha gave him was, as far as she knew, the true one; but he had since thought that possibly she might then, although unsuspected by herself, have been to some extent under the spell of Carthew's influence. When she had declined two unexceptional offers, he had been almost convinced that Carthew, when the time came, would receive a more favourable answer. But he had watched them closely on the few occasions when he had seen them together in society, and, certain as he had felt at other times, he had come away somewhat puzzled, and said to himself:

"She is captivated by his manner, as any girl might be, but I doubt whether she loves him."

This impression, however, had always died out in a short time, and he had somehow come to accept the general opinion unquestioningly, that she would accept Carthew when he proposed. He had been prepared to face the alternative of either suffering her to marry a scoundrel, or of taking a step more repugnant to him, which would probably end by an entire breach of his friendship with the Greendales, that of telling them this story. He was therefore delighted to find that the difficulty had been solved by Bertha herself without his intervention, and felt absolutely grateful for the accident which had cost him the Queen's Cup, but had at the same time opened Bertha's eyes to the man's true character. Soon after two o'clock he went ashore in the gig, and at the half hour Lady Greendale and Bertha came down.

"The Osprey looks like a bird shorn of its wings," he said, as he handed them into the boat; "and though the men have made everything as tidy as they could, the two missing spars quite spoil her appearance."

"That does not matter in the least, Frank," Lady Greendale said. "We know how she looks when she is at her best. We shall enjoy a quiet sail in her just as much as if she were in apple-pie order."

"You look fagged, Lady Greendale, though you are pretty well accustomed to gaiety in town."

Lady Greendale did indeed look worn and worried. For the last two or three days, Bertha's manner had puzzled her and caused her some vague anxiety. That morning the girl had come in from the garden and told her that she had just refused Mr. Carthew, and, although she had never been pleased at the idea of Bertha's marrying him, the refusal had come as a shock.

Personally she liked him. She believed him to be very well off, but she had expected Bertha to do much better, and she by no means approved of his fondness for the turf. She had been deeply disappointed at the girl's refusal of Lord Chilson, on whom she had quite set her mind. The second offer had also been a good one. Still, she had reconciled herself to the thought of Bertha's marrying Carthew. His connection with the turf had certainly brought him into contact with a great many good men, he was to be met everywhere, and she could hardly wonder that Bertha should have been taken with his good looks and the brilliancy of his conversation. The refusal, then, came to her not only as an absolute surprise, but as a shock.

She considered that Bertha had certainly given him, as well as everyone else, reason to suppose that she intended to accept him. Many of her intimate friends had spoken to her as if the affair was already a settled matter, and when it became known that Bertha had refused him, she would be set down as a flirt, and it would certainly injure her prospects of making the sort of match that she desired. She had said something of all this to the girl, and had only received the reply:

"I know what I am doing, mamma. I can understand that you thought I was going to marry him. I thought so myself, but something has happened that has opened my eyes, and I have every reason to be thankful that it has. I dare say you think that I have behaved very badly, and I am sorry; but I am sure that I am doing right now."

"What have you discovered, Bertha? I don't understand you at all."

"I don't suppose you do, mamma. I cannot tell you what it is. I told him that I would not tell anybody."

"But you don't seem to mind, Bertha; that is what puzzles me. A girl who has made up her mind to accept a man, and who finds out something that seems to her so bad that she rejects him, would naturally be distressed and upset. You seem to treat it as if it were a matter of no importance."

"I don't quite understand it myself, mamma. I suppose that my eyes have been opened altogether. At any rate, I feel that I have had a very narrow escape. I was certainly very much worried when I first learned about this, two days ago, and I was even distressed; but I think that I have got over the worry, and I am sure that I have quite got over the distress."

"Then you cannot have cared for him," Lady Greendale said, emphatically.

"That is just the conclusion that I have arrived at myself, mamma," Bertha said, calmly. "I certainly thought that I did, and now I feel sure that I was mistaken altogether."

Lady Greendale could say nothing further.

"I had better send off a note to Frank, my dear," she said, plaintively. "Of course you are not thinking of going out sailing after this."

"Indeed, I am, mamma. Why shouldn't we? Of course I am not going to say anything here of what has happened. If he chooses to talk about it he can, but I don't suppose that he will. It is just the end of the season, and we need not go back to town at all, and next spring everyone will have forgotten all about it. You know what people will say: 'I thought that Greendale girl was going to marry Carthew. I suppose nothing has come of it. Did she refuse him I wonder, or did he change his mind?' And there will be an end of it. The end of the season wipes a sponge over everything. People start afresh, and, as somebody says—Tennyson, isn't it? or Longfellow?—they 'let the dead past bury its dead.'"

Lady Greendale lifted her hands in mild despair, put on her things, and went down to the boat with Bertha.

"I have brought a book, mamma," the latter said as they went down. "I shall tell Frank about this, though I shall tell no one else. I always knew that he did not like Mr. Carthew. So you can amuse yourself reading while we are talking."

"You are a curious girl, Bertha," her mother said, resignedly. "I used to think that I understood you; now I feel that I don't understand you at all."

"I don't know that I understand myself, mamma, but I know enough of myself to see that I am not so wise as I thought I was, and somebody says that 'When you first discover you are a fool it is the first step towards being wise,' or something of the sort.

"There is Major Mallett standing at the landing, and there is the gig. I think that she is the prettiest boat here."

The mainsail was hoisted by the time they reached the side of the yacht, and the anchor hove short, so that in two or three minutes they were under way.

"She looks very nice," Lady Greendale said. "I thought that she would look much worse."

"You should have seen her yesterday, mamma, when we passed her, with the jagged stumps of the topmast and bowsprit and all her ropes in disorder, the sails hanging down in the water and the wreckage alongside. I could have cried when I saw her. At any rate, she looks very neat and trim now.

"Where is the Phantom, Major Mallett?"

"She got under way at eleven o'clock, and has gone up to Southampton," he replied, quietly, but with a half-interrogatory glance towards her.

She gave a little nod, and took a chair a short distance from that in which Lady Greendale had seated herself.

"Has he gone for good?" Frank asked, as he sat down beside her.

"Of course he has," she said. "You don't suppose, after what I told you last night, that I was going to accept him."

"I hoped not," he said, gravely. "You cannot tell what a relief it has been to me. Of course, dear, you will understand that so long as you were to marry a man who would be likely to make you happy I was content, but I could not bear to think of your marrying a man I knew to be altogether unworthy of you."

"You know very well," she said, "that you never intended to let me marry him. As I said to you last night, I feel very much aggrieved, Major Mallett. You had said you would be my friend, and yet you let this go on when you could have stopped it at once. You let me get talked about with that man, and you would have gone on letting me get still more talked about before you interfered. That was not kind or friendly of you."

"But, Bertha," he remonstrated, "the fact that we had not been friends, and that he had beaten me in a variety of matters, was no reason in the world why I should interfere, still less why you should not marry him. When I was stupid enough to tell you that story, years ago, I stated that I had no grounds for saying that it was he who played that trick upon my boat, and it would have been most unfair on my part to have brought that story up again."

"Quite so, but there was the other story."

"What other story?" Frank asked in great surprise.

"The story that George Lechmere came and told me two days ago," she said, gravely.

"George Lechmere! You don't mean to say—"

"I do mean to say so. He behaved like a real friend, and came to tell me the story of Martha Bennett.

"He told me," she went on, as he was about to speak, "that you had made up your mind to tell mamma about it, directly you heard that I was engaged to Mr. Carthew. That would have been something, but would hardly have been fair to me. If I had once been engaged to him, it would have been very hard to break it off, and naturally it would have been much greater pain to me then than it has been now."

"I felt that. But you see, Bertha, until you did accept him, I had no right to assume that you would do so. At least so I understood it, and I did not feel that in my position I was called upon to interfere until I learned that you were really in danger of what I considered wrecking your life's happiness."

"I understand that," she said, gently, "and I know that you acted for the best. But there are other things you have not told me, Major Mallett—other things that George Lechmere has told me. Did you think that it would have been of no interest to me to know that you had forgiven the man who tried to take your life; and, more than that, had restored his self respect, taken him as your servant, treated him as a friend?"

The tears stood in her eyes now.

"Don't you think, Frank, that was a thing that I might have been interested to know—a thing that would raise you immeasurably in the eyes of a woman—that would show her vastly more of your real character than she could know by meeting you from day to day as a friend?"

"It was his secret and not mine, Bertha. It was known to but him and me. Never was a man more repentant or more bitterly regretful for a fault—that was in my eyes scarcely a fault at all—except that he had too rashly assumed me to be the author of the ruin of the girl he loved. The poor fellow had been half maddened, and was scarce responsible for his actions. He had already suffered terribly, and the least I could do was to endeavour to restore his self respect by showing him that I had entirely forgiven him. Any kindness that I have shown him he has repaid ten-fold, not only by saving my life, but in becoming my most sincere and attached friend. I promised him that I would tell no one, and I have never done so, and no one to this day knows it, save his father and mother.

"How then could I tell even you? You must see yourself that it was impossible that I could tell you. Besides, the story was of no interest save to him and me; and above all, as I said, it was his secret and not mine."

"I see that now," she said. "Still, I am so sorry, so very sorry, that I did not know it before.

"You see, Frank," she went on, after a pause; "we women have to make or unmake our lives very much in the dark. No one helps us, and if we have not a brother to do so, we are groping in the dark. Look at me. Here was I, believing that Mr. Carthew, whom I met everywhere in society, was, except that he kept race horses and bet heavily, as good as other men. He was very pleasant, very good looking, generally liked, and infinitely more amusing than most men one meets. How was I to tell what he really was?