From nightmarish dozing, he started with a vivid thought, a recollection which seemed to pierce his brain. To whom did he owe his fall from comfort and self-respect, and all his long miseries? To Mrs. Weare's father. And, from this point of view, might the cheque for five pounds be considered as mere restitution? Might it not strictly be applicable to his own necessities?

Another little gap of semi-consciousness led to another strange reflection. What if Mrs. Weare (a sensible woman) suspected, or even had discovered, the truth about him. What if she secretly meant the money for his own use?

Earliest daylight made this suggestion look very insubstantial; on the other hand, it strengthened his memory of Mr. Charman's virtual indebtedness to him. He jumped out of bed to reach the cheque, and for an hour lay with it in his hand. Then he rose and dressed mechanically.

After the day's work he rambled in a street of large shops. A bootmaker's arrested him; he stood before the window for a long time, turning over and over in his pocket a sovereign—no small fraction of the ready coin which had to support him until dividend day. Then he crossed the threshold.

Never did man use less discretion in the purchase of a pair of boots. His business was transacted in a dream; he spoke without hearing what he said; he stared at objects without perceiving them. The result was that not till he had got home, with his easy old footgear under his arm, did he become aware that the new boots pinched him most horribly. They creaked too: heavens! how they creaked! But doubtless all new boots had these faults; he had forgotten; it was so long since he had bought a pair. The fact was, he felt dreadfully tired, utterly worn out. After munching a mouthful of supper he crept into bed.

All night long he warred with his new boots. Footsore, he limped about the streets of a spectral city, where at every corner some one seemed to lie in ambush for him, and each time the lurking enemy proved to be no other than Mrs. Weare, who gazed at him with scornful eyes and let him totter by. The creaking of the boots was an articulate voice, which ever and anon screamed at him a terrible name. He shrank and shivered and groaned; but on he went, for in his hand he held a crossed cheque, which he was bidden to get changed, and no one would change it. What a night!

When he woke his brain was heavy as lead; but his meditations were very lucid. Pray, what did he mean by that insane outlay of money, which he could not possibly afford, on a new (and detestable) pair of boots? The old would have lasted, at all events, till winter began. What was in his mind when he entered the shop? Did he intend...? Merciful powers!

Mr. Tymperley was not much of a psychologist. But all at once he saw with awful perspicacity the moral crisis through which he had been living. And it taught him one more truth on the subject of poverty.

Immediately after his breakfast he went downstairs and tapped at the door of Mr. Suggs' sitting-room.

'What is it?' asked the bookbinder, who was eating his fourth large rasher, and spoke with his mouth full.

'Sir, I beg leave of absence for an hour or two this morning. Business of some moment demands my attention.'

Mr. Suggs answered, with the grace natural to his order, 'I s'pose you can do as you like. I don't pay you nothing.'

The other bowed and withdrew.

Two days later he again penned a letter to Mrs. Weare. It ran thus:—

'The money which you so kindly sent, and which I have already acknowledged, has now been distributed. To ensure a proper use of it, I handed the cheque, with clear instructions, to a clergyman in this neighbourhood, who has been so good as to jot down, on the sheet enclosed, a memorandum of his beneficiaries, which I trust will be satisfactory and gratifying to you.

'But why, you will ask, did I have recourse to a clergyman. Why did I not use my own experience, and give myself the pleasure of helping poor souls in whom I have a personal interest—I who have devoted my life to this mission of mercy?

'The answer is brief and plain. I have lied to you.

'I am not living in this place of my free will. I am not devoting myself to works of charity. I am—no, no, I was—merely a poor gentleman, who, on a certain day, found that he had wasted his substance in a foolish speculation, and who, ashamed to take his friends into his confidence, fled to a life of miserable obscurity. You see that I have added disgrace to misfortune. I will not tell you how very near I came to something still worse.

'I have been serving an apprenticeship to a certain handicraft which will, I doubt not, enable me so to supplement my own scanty resources that I shall be in better circum than hitherto. I entreat you to forgive me, if you can, and henceforth to forget Yours unworthily, 'S. V. TYMPERLEY.'



MISS RODNEY'S LEISURE

A young woman of about eight-and-twenty, in tailor-made costume, with unadorned hat of brown felt, and irreproachable umbrella; a young woman who walked faster than any one in Wattleborough, yet never looked hurried; who crossed a muddy street seemingly without a thought for her skirts, yet somehow was never splashed; who held up her head like one thoroughly at home in the world, and frequently smiled at her own thoughts. Those who did not know her asked who she was; those who had already made her acquaintance talked a good deal of the new mistress at the High School, by name Miss Rodney. In less than a week after her arrival in the town, her opinions were cited and discussed by Wattleborough ladies. She brought with her the air of a University; she knew a great number of important people; she had a quiet decision of speech and manner which was found very impressive in Wattleborough drawing-rooms. The headmistress spoke of her in high terms, and the incumbent of St. Luke's, who knew her family, reported that she had always been remarkably clever.

A stranger in the town, Miss Rodney was recommended to the lodgings of Mrs. Ducker, a churchwarden's widow; but there she remained only for a week or two, and it was understood that she left because the rooms 'lacked character.' Some persons understood this as an imputation on Mrs. Ducker, and were astonished; others, who caught a glimpse of Miss Rodney's meaning, thought she must be 'fanciful.' Her final choice of an abode gave general surprise, for though the street was one of those which Wattleborough opinion classed as 'respectable,' the house itself, as Miss Rodney might have learnt from the incumbent of St. Luke's, in whose parish it was situated, had objectionable features. Nothing grave could be alleged against Mrs. Turpin, who regularly attended the Sunday evening service; but her husband, a carpenter, spent far too much time at 'The Swan With Two Necks'; and then there was a lodger, young Mr. Rawcliffe, concerning whom Wattleborough had for some time been too well informed. Of such comments upon her proceeding Miss Rodney made light; in the aspect of the rooms she found a certain 'quaintness' which decidedly pleased her. 'And as for Mrs. Grundy,' she added, 'je m'en fiche? which certain ladies of culture declared to be a polite expression of contempt.

Miss Rodney never wasted time, and in matters of business had cultivated a notable brevity. Her interview with Mrs. Turpin, when she engaged the rooms, occupied perhaps a quarter of an hour; in that space of time she had sufficiently surveyed the house, had learnt all that seemed necessary as to its occupants, and had stated in the clearest possible way her present requirements.

'As a matter of course,' was her closing remark, 'the rooms will be thoroughly cleaned before I come in. At present they are filthy.'

The landlady was too much astonished to reply; Miss Rodney's tones and bearing had so impressed her that she was at a loss for her usual loquacity, and could only stammer respectfully broken answers to whatever was asked. Assuredly no one had ever dared to tell her that her lodgings were 'filthy'—any ordinary person who had ventured upon such an insult would have been overwhelmed with clamorous retort. But Miss Rodney, with a pleasant smile and nod, went her way, and Mrs. Turpin stood at the open door gazing after her, bewildered 'twixt satisfaction and resentment.

She was an easy-going, wool-witted creature, not ill-disposed, but sometimes mendacious and very indolent. Her life had always been what it was now—one of slatternly comfort and daylong gossip, for she came of a small tradesman's family, and had married an artisan who was always in well-paid work. Her children were two daughters, who, at seventeen and fifteen, remained in the house with her doing little or nothing, though they were supposed to 'wait upon the lodgers.' For some months only two of the four rooms Mrs. Turpin was able to let had been occupied, one by 'young Mr. Rawcliffe,' always so called, though his age was nearly thirty, but, as was well known, he belonged to the 'real gentry,' and Mrs. Turpin held him in reverence on that account. No matter for his little weaknesses—of which evil tongues, said Mrs. Turpin, of course made the most. He might be irregular in payment; he might come home 'at all hours,' and make unnecessary noise in going upstairs; he might at times grumble when his chop was ill-cooked; and, to tell the truth, he might occasionally be 'a little too free' with the young ladies—that is to say, with Mabel and Lily Turpin; but all these things were forgiven him because he was 'a real gentleman,' and spent just as little time as he liked daily in a solicitor's office.

Miss Rodney arrived early on Saturday afternoon. Smiling and silent, she saw her luggage taken up to the bedroom; she paid the cabman; she beckoned her landlady into the parlour, which was on the ground-floor front.

'You haven't had time yet, Mrs. Turpin, to clean the rooms?'

The landlady stammered a half-indignant surprise. Why, she and her daughters had given the room a thorough turn out. It was done only yesterday, and hours had been devoted to it.

'I see,' interrupted Miss Rodney, with quiet decision, 'that our notions of cleanliness differ considerably. I'm going out now, and I shall not be back till six o'clock. You will please to clean the bedroom before then. The sitting-room shall be done on Monday.'

And therewith Miss Rodney left the house.

On her return she found the bedroom relatively clean, and, knowing that too much must not be expected at once, she made no comment. That night, as she sat reading at eleven o'clock, a strange sound arose in the back part of the house; it was a man's voice, hilariously mirthful and breaking into rude song. After listening for a few minutes, Miss Rodney rang her bell, and the landlady appeared.

'Whose Voice is that I hear?'

'Voice, miss?'

'Who is shouting and singing?' asked Miss Rodney, in a disinterested tone.

'I'm sorry if it disturbs you, miss. You'll hear no more.'

'Mrs. Turpin, I asked who it was.'

'My 'usband, miss. But—'

'Thank you. Good night, Mrs. Turpin.'

There was quiet for an hour or more. At something after midnight, when Miss Rodney had just finished writing half a dozen letters, there sounded a latch-key in the front door, and some one entered. This person, whoever it was, seemed to stumble about the passage in the dark, and at length banged against the listener's door. Miss Rodney started up and flung the door open. By the light of her lamp she saw a moustachioed face, highly flushed, and grinning.

'Beg pardon,' cried the man, in a voice which harmonised with his look and bearing. 'Infernally dark here; haven't got a match. You're Miss—pardon—forgotten the name—new lodger. Oblige me with a light? Thanks awfully.'

Without a word Miss Rodney took a match-box from her chimney-piece, entered the passage, entered the second parlour—that occupied by Mr. Rawcliffe—and lit a candle which stood on the table.

'You'll be so kind,' she said, looking her fellow-lodger in the eyes, 'as not to set the house on fire.'

'Oh, no fear,' he replied, with a high laugh. 'Quite accustomed. Thanks awfully, Miss—pardon—forgotten the name.'

But Miss Rodney was back in her sitting-room, and had closed the door.

Her breakfast next morning was served by Mabel Turpin, the elder daughter, a stupidly good-natured girl, who would fain have entered into conversation. Miss Rodney replied to a question that she had slept well, and added that, when she rang her bell, she would like to see Mrs. Turpin. Twenty minutes later the landlady entered.

'You wanted me, miss?' she began, in what was meant for a voice of dignity and reserve. 'I don't really wait on lodgers myself.'

'We'll talk about that another time, Mrs. Turpin. I wanted to say, first of all, that you have spoiled a piece of good bacon and two good eggs. I must trouble you to cook better than this.'

'I'm very sorry, miss, that nothing seems to suit you'

'Oh, we shall get right in time!' interrupted Miss Rodney cheerfully. 'You will find that I have patience. Then I wanted to ask you whether your husband and your lodger come home tipsy every night, or only on Saturdays?'

The woman opened her eyes as wide as saucers, trying hard to look indignant.

'Tipsy, miss?'

'Well, perhaps I should have said "drunk"; I beg your pardon.'

'All I can say, miss, is that young Mr. Rawcliffe has never behaved himself in this house excepting as the gentleman he is. You don't perhaps know that he belongs to a very high-connected family, miss, or I'm sure you wouldn't'

'I see,' interposed Miss Rodney. 'That accounts for it. But your husband. Is he highly connected?'

'I'm sure, miss, nobody could ever say that my 'usband took too much—not to say really too much. You may have heard him a bit merry, miss, but where's the harm of a Saturday night?'

'Thank you. Then it is only on Saturday nights that Mr. Turpin becomes merry. I'm glad to know that. I shall get used to these little things.'

But Mrs. Turpin did not feel sure that she would get used to her lodger. Sunday was spoilt for her by this beginning. When her husband woke from his prolonged slumbers, and shouted for breakfast (which on this day of rest he always took in bed), the good woman went to him with downcast visage, and spoke querulously of Miss Rodney's behaviour.

'I won't wait upon her, so there! The girls may do it, and if she isn't satisfied let her give notice. I'm sure I shan't be sorry. She's given me more trouble in a day than poor Mrs. Brown did all the months she was here. I won't be at her beck and call, so there!'

Before night came this declaration was repeated times innumerable, and as it happened that Miss Rodney made no demand for her landlady's attendance, the good woman enjoyed a sense of triumphant self-assertion. On Monday morning Mabel took in the breakfast, and reported that Miss Rodney had made no remark; but, a quarter of an hour later, the bell rang, and Mrs. Turpin was summoned. Very red in the face, she obeyed. Having civilly greeted her, Miss Rodney inquired at what hour Mr. Turpin took his breakfast, and was answered with an air of surprise that he always left the house on week-days at half-past seven.

'In that case,' said Miss Rodney, 'I will ask permission to come into your kitchen at a quarter to eight to-morrow morning, to show you how to fry bacon and boil eggs. You mustn't mind. You know that teaching is my profession.'

Mrs. Turpin, nevertheless, seemed to mind very much. Her generally good-tempered face wore a dogged sullenness, and she began to mutter something about such a thing never having been heard of; but Miss Rodney paid no heed, renewed the appointment for the next morning, and waved a cheerful dismissal.

Talking with a friend that day, the High School mistress gave a humorous description of her lodgings, and when the friend remarked that they must be very uncomfortable, and that surely she would not stay there, Miss Rodney replied that she had the firmest intention of staying, and, what was more, of being comfortable.

'I'm going to take that household in hand,' she added. 'The woman is foolish, but can be managed, I think, with a little patience. I'm going to tackle the drunken husband as soon as I see my way. And as for the highly connected gentleman whose candle I had the honour of lighting, I shall turn him out.'

'You have your work set!' exclaimed the friend, laughing.

'Oh, a little employment for my leisure! This kind of thing relieves the monotony of a teacher's life, and prevents one from growing old.'

Very systematically she pursued her purpose of getting Mrs. Turpin 'in hand.' The two points at which she first aimed were the keeping clean of her room and the decent preparation of her meals. Never losing temper, never seeming to notice the landlady's sullen mood, always using a tone of legitimate authority, touched sometimes with humorous compassion, she exacted obedience to her directions, but was well aware that at any moment the burden of a new civilisation might prove too heavy for the Turpin family and cause revolt. A week went by; it was again Saturday, and Miss Rodney devoted a part of the morning (there being no school to-day) to culinary instruction. Mabel and Lily shared the lesson with their mother, but both young ladies wore an air of condescension, and grimaced at Miss Rodney behind her back. Mrs. Turpin was obstinately mute. The pride of ignorance stiffened her backbone and curled her lip.

Miss Rodney's leisure generally had its task; though as a matter of principle she took daily exercise, her walking or cycling was always an opportunity for thinking something out, and this afternoon, as she sped on wheels some ten miles from Wattleborough, her mind was busy with the problem of Mrs. Turpin's husband. From her clerical friend of St. Luke's she had learnt that Turpin was at bottom a decent sort of man, rather intelligent, and that it was only during the last year or two that he had taken to passing his evenings at the public-house. Causes for this decline could be suggested. The carpenter had lost his only son, a lad of whom he was very fond; the boy's death quite broke him down at the time, and perhaps he had begun to drink as a way for forgetting his trouble. Perhaps, too, his foolish, slatternly wife bore part of the blame, for his home had always been comfortless, and such companionship must, in the long-run, tell on a man. Reflecting upon this, Miss Rodney had an idea, and she took no time in putting it into practice. When Mabel brought in her tea, she asked the girl whether her father was at home.

'I think he is, miss,' was the distant reply—for Mabel had been bidden by her mother to 'show a proper spirit' when Miss Rodney addressed her.

'You think so? Will you please make sure, and, if you are right, ask Mr. Turpin to be so kind as to let me have a word with him.'

Startled and puzzled, the girl left the room. Miss Rodney waited, but no one came. When ten minutes had elapsed she rang the bell. A few minutes more and there sounded a heavy foot in the passage; then a heavy knock at the door, and Mr. Turpin presented himself. He was a short, sturdy man, with hair and beard of the hue known as ginger, and a face which told in his favour. Vicious he could assuredly not be, with those honest grey eyes; but one easily imagined him weak in character, and his attitude as he stood just within the room, half respectful, half assertive, betrayed an embarrassment altogether encouraging to Miss Rodney. In her pleasantest tone she begged him to be seated.

'Thank you, miss,' he replied, in a deep voice, which sounded huskily, but had nothing of surliness; 'I suppose you want to complain about something, and I'd rather get it over standing.'

'I was not going to make any complaint, Mr. Turpin.'

'I'm glad to hear it, miss; for my wife wished me to say she'd done about all she could, and if things weren't to your liking, she thought it would be best for all if you suited yourself in somebody else's lodgings.'

It evidently cost the man no little effort to deliver his message; there was a nervous twitching about his person, and he could not look Miss Rodney straight in the face. She, observant of this, kept a very steady eye on him, and spoke with all possible calmness.

'I have not the least desire to change my lodgings, Mr. Turpin. Things are going on quite well. There is an improvement in the cooking, in the cleaning, in everything; and, with a little patience, I am sure we shall all come to understand one another. What I wanted to speak to you about was a little practical matter in which you may be able to help me. I teach mathematics at the High School, and I have an idea that I might make certain points in geometry easier to my younger girls if I could demonstrate them in a mechanical way. Pray look here. You see the shapes I have sketched on this piece of paper; do you think you could make them for me in wood?'

The carpenter was moved to a show of reluctant interest. He took the paper, balanced himself now on one leg, now on the other, and said at length that he thought he saw what was wanted. Miss Rodney, coming to his side, explained in more detail; his interest grew more active.

'That's Euclid, miss?'

'To be sure. Do you remember your Euclid?'

'My own schooling never went as far as that,' he replied, in a muttering voice; 'but my Harry used to do Euclid at the Grammar School, and I got into a sort of way of doing it with him.'

Miss Rodney kept a moment's silence; then quietly and kindly she asked one or two questions about the boy who had died. The father answered in an awkward, confused way, as if speaking only by constraint.

'Well, I'll see what I can do, miss,' he added abruptly, folding the paper to take away. 'You'd like them soon?'

'Yes. I was going to ask you, Mr. Turpin, whether you could do them this evening. Then I should have them for Monday morning.'

Turpin hesitated, shuffled his feet, and seemed to reflect uneasily; but he said at length that he 'would see about it,' and, with a rough bow, got out of the room. That night no hilarious sounds came from the kitchen. On Sunday morning, when Miss Rodney went into her sitting-room, she found on the table the wooden geometrical forms, excellently made, just as she wished. Mabel, who came with breakfast, was bidden to thank her father, and to say that Miss Rodney would like to speak with him again, if his leisure allowed, after tea-time on Monday. At that hour the carpenter did not fail to present himself, distrustful still, but less embarrassed. Miss Rodney praised his work, and desired to pay for it. Oh! that wasn't worth talking about, said Turpin; but the lady insisted, and money changed hands. This piece of business transacted, Miss Rodney produced a Euclid, and asked Turpin to show her how far he had gone in it with his boy Harry. The subject proved fruitful of conversation. It became evident that the carpenter had a mathematical bias, and could be readily interested in such things as geometrical problems. Why should he not take up the subject again?

'Nay, miss,' replied Turpin, speaking at length quite naturally; 'I shouldn't have the heart. If my Harry had lived'

But Miss Rodney stuck to the point, and succeeded in making him promise that he would get out the old Euclid and have a look at it in his leisure time. As he withdrew, the man had a pleasant smile on his honest face.

On the next Saturday evening the house was again quiet.

Meanwhile, relations between Mrs. Turpin and her lodger were becoming less strained. For the first time in her life the flabby, foolish woman had to do with a person of firm will and bright intelligence; not being vicious of temper, she necessarily felt herself submitting to domination, and darkly surmised that the rule might in some way be for her good. All the sluggard and the slattern in her, all the obstinacy of lifelong habits, hung back from the new things which Miss Rodney was forcing upon her acceptance, but she was no longer moved by active resentment. To be told that she cooked badly had long ceased to be an insult, and was becoming merely a worrying truism. That she lived in dirt there seemed no way of denying, and though every muscle groaned, she began to look upon the physical exertion of dusting and scrubbing as part of her lot in life. Why she submitted, Mrs. Turpin could not have told you. And, as was presently to be seen, there were regions of her mind still unconquered, instincts of resistance which yet had to come into play.

For, during all this time, Miss Rodney had had her eye on her fellow-lodger, Mr. Rawcliffe, and the more she observed this gentleman, the more resolute she became to turn him out of the house; but it was plain to her that the undertaking would be no easy one. In the landlady's eyes Mr. Rawcliffe, though not perhaps a faultless specimen of humanity, conferred an honour on her house by residing in it; the idea of giving him notice to quit was inconceivable to her. This came out very clearly in the first frank conversation which Miss Rodney held with her on the topic. It happened that Mr. Rawcliffe had passed an evening at home, in the company of his friends. After supping together, the gentlemen indulged in merriment which, towards midnight, became uproarious. In the morning Mrs. Turpin mumbled a shamefaced apology for this disturbance of Miss Rodney's repose.

'Why don't you take this opportunity and get rid of him?' asked the lodger in her matter-of-fact tone.

'Oh, miss!'

'Yes, it's your plain duty to do so. He gives your house a bad character; he sets a bad example to your husband; he has a bad influence on your daughters.'

'Oh! miss, I don't think'

'Just so, Mrs. Turpin; you don't think. If you had, you would long ago have noticed that his behaviour to those girls is not at all such as it should be. More than once I have chanced to hear bits of talk, when either Mabel or Lily was in his sitting-room, and didn't like the tone of it. In plain English, the man is a blackguard.'

Mrs. Turpin gasped.

'But, miss, you forget what family he belongs to.'

'Don't be a simpleton, Mrs. Turpin. The blackguard is found in every rank of life. Now, suppose you go to him as soon as he gets up, and quietly give him notice. You've no idea how much better you would feel after it.'

But Mrs. Turpin trembled at the suggestion. It was evident that no ordinary argument or persuasion would bring her to such a step. Miss Rodney put the matter aside for the moment.

She had found no difficulty in getting information about Mr. Rawcliffe. It was true that he belonged to a family of some esteem in the Wattleborough neighbourhood, but his father had died in embarrassed circumstances, and his mother was now the wife of a prosperous merchant in another town. To his stepfather Rawcliffe owed an expensive education and two or three starts in life. He was in his second year of articles to a Wattle-borough solicitor, but there seemed little probability of his ever earning a living by the law, and reports of his excesses which reached the stepfather's ears had begun to make the young man's position decidedly precarious. The incumbent of St. Luke's, whom Rawcliffe had more than once insulted, took much interest in Miss Rodney's design against this common enemy; he could not himself take active part in the campaign, but he never met the High School mistress without inquiring what progress she had made. The conquest of Turpin, who now for several weeks had kept sober, and spent his evenings in mathematical study, was a most encouraging circumstance; but Miss Rodney had no thought of using her influence over her landlady's husband to assail Rawcliffe's position. She would rely upon herself alone, in this as in all other undertakings.

Only by constant watchfulness and energy did she maintain her control over Mrs. Turpin, who was ready at any moment to relapse into her old slatternly ways. It was not enough to hold the ground that had been gained; there must be progressive conquest; and to this end Miss Rodney one day broached a subject which had already been discussed between her and her clerical ally.

'Why do you keep both your girls at home, Mrs. Turpin?' she asked.

'What should I do with them, miss? I don't hold with sending girls into shops, or else they've an aunt in Birmingham, who's manageress of—'

'That isn't my idea,' interposed Miss Rodney quietly. 'I have been asked if I knew of a girl who would go into a country-house not far from here as second housemaid, and it occurred to me that Lily—'

A sound of indignant protest escaped the landlady, which Miss Rodney, steadily regarding her, purposely misinterpreted.

'No, no, of course, she is not really capable of taking such a position. But the lady of whom I am speaking would not mind an untrained girl, who came from a decent house. Isn't it worth thinking of?'

Mrs. Turpin was red with suppressed indignation, but as usual she could not look her lodger defiantly in the face.

'We're not so poor, miss,' she exclaimed, 'that we need send our daughters into service,'

'Why, of course not, Mrs. Turpin, and that's one of the reasons why Lily might suit this lady.'

But here was another rock of resistance which promised to give Miss Rodney a good deal of trouble. The landlady's pride was outraged, and after the manner of the inarticulate she could think of no adequate reply save that which took the form of personal abuse. Restrained from this by more than one consideration, she stood voiceless, her bosom heaving.

'Well, you shall think it over,' said Miss Rodney, 'and we'll speak of it again in a day or two.'

Mrs. Turpin, without another word, took herself out of the room.

Save for that singular meeting on Miss Rodney's first night in the house, Mr. Rawcliffe and the energetic lady had held no intercourse whatever. Their parlours being opposite each other on the ground floor, they necessarily came face to face now and then, but the High School mistress behaved as though she saw no one, and the solicitor's clerk, after one or two attempts at polite formality, adopted a like demeanour. The man's proximity caused his neighbour a ceaseless irritation; of all objectionable types of humanity, this loafing and boozing degenerate was, to Miss Rodney, perhaps the least endurable; his mere countenance excited her animosity, for feebleness and conceit, things abhorrent to her, were legible in every line of the trivial features; and a full moustache, evidently subjected to training, served only as emphasis of foppish imbecility. 'I could beat him!' she exclaimed more than once within herself, overcome with contemptuous wrath, when she passed Mr. Rawcliffe. And, indeed, had it been possible to settle the matter thus simply, no doubt Mr. Rawcliffe's rooms would very soon have been vacant.

The crisis upon which Miss Rodney had resolved came about, quite unexpectedly, one Sunday evening. Mrs. Turpin and her daughters had gone, as usual, to church, the carpenter had gone to smoke a pipe with a neighbour, and Mr. Rawcliffe believed himself alone in the house. But Miss Rodney was not at church this evening; she had a headache, and after tea lay down in her bedroom for a while. Soon impatient of repose, she got up and went to her parlour. The door, to her surprise, was partly open; entering—the tread of her slippered feet was noiseless—she beheld an astonishing spectacle. Before her writing-table, his back turned to her, stood Mr. Rawcliffe, engaged in the deliberate perusal of a letter which he had found there. For a moment she observed him; then she spoke.

'What business have you here?'

Rawcliffe gave such a start that he almost jumped from the ground. His face, as he put down the letter and turned, was that of a gibbering idiot; his lips moved, but no sound came from them.

'What are you doing in my room?' demanded Miss Rodney, in her severest tones.

'I really beg your pardon—I really beg—'

'I suppose this is not the first visit with which you have honoured me?'

'The first—indeed—I assure you—the very first! A foolish curiosity; I really feel quite ashamed of myself; I throw myself upon your indulgence.'

The man had become voluble; he approached Miss Rodney smiling in a sickly way, his head bobbing forward.

'It's something,' she replied, 'that you have still the grace to feel ashamed. Well, there's no need for us to discuss this matter; it can have, of course, only one result. To-morrow morning you will oblige me by giving notice to Mrs. Turpin—a week's notice.'

'Leave the house?' exclaimed Rawcliffe.

'On Saturday next—or as much sooner as you like.'

'Oh! but really—'

'As you please,' said Miss Rodney, looking him sternly in the face. 'In that case I complain to the landlady of your behaviour, and insist on her getting rid of you. You ought to have been turned out long ago. You are a nuisance, and worse than a nuisance. Be so good as to leave the room.'

Rawcliffe, his shoulders humped, moved towards the door; but before reaching it he stopped and said doggedly—

'I can't give notice.'

'Why not?'

'I owe Mrs. Turpin money.'

'Naturally. But you will go, all the same.'

A vicious light flashed into the man's eyes.

'If it comes to that, I shall not go!'

'Indeed?' said Miss Rodney calmly and coldly. 'We will see about it. In the meantime, leave the room, sir!'

Rawcliffe nodded, grinned, and withdrew.

Late that evening there was a conversation between Miss Rodney and Mrs. Turpin. The landlady, though declaring herself horrified at what had happened, did her best to plead for Mr. Rawcliffe's forgiveness, and would not be brought to the point of promising to give him notice.

'Very well, Mrs. Turpin,' said Miss Rodney at length, 'either he leaves the house or I do.'

Resolved, as she was, not to quit her lodgings, this was a bold declaration. A meeker spirit would have trembled at the possibility that Mrs. Turpin might be only too glad to free herself from a subjection which, again and again, had all but driven her to extremities. But Miss Rodney had the soul of a conqueror; she saw only her will, and the straight way to it.

'To tell you the truth, miss,' said the landlady, sore perplexed, 'he's rather backward with his rent—'

'Very foolish of you to have allowed him to get into your debt. The probability is that he would never pay his arrears; they will only increase, the longer he stays. But I have no more time to spare at present. Please understand that by Saturday next it must be settled which of your lodgers is to go.'

Mrs. Turpin had never been so worried. The more she thought of the possibility of Miss Rodney's leaving the house, the less did she like it. Notwithstanding Mr. Rawcliffe's 'family,' it was growing clear to her that, as a stamp of respectability and a source of credit, the High School mistress was worth more than the solicitor's clerk. Then there was the astonishing change that had come over Turpin, owing, it seemed, to his talk with Miss Rodney; the man spent all his leisure time in 'making shapes and figuring'—just as he used to do when poor Harry was at the Grammar School. If Miss Rodney disappeared, it seemed only too probable that Turpin would be off again to 'The Swan With Two Necks.' On the other hand, the thought of 'giving notice' to Mr. Rawcliffe caused her something like dismay; how could she have the face to turn a real gentleman out of her house? Yes, but was it not true that she had lost money by him—and stood to lose more? She had never dared to tell her husband of Mr. Rawcliffe's frequent shortcomings in the matter of weekly payments. When the easy-going young man smiled and nodded, and said, 'It'll be all right, you know, Mrs. Turpin; you can trust me, I hope,' she could do nothing but acquiesce. And Mr. Rawcliffe was more and more disposed to take advantage of this weakness. If she could find courage to go through with the thing, perhaps she would be glad when it was over.

Three days went by. Rawcliffe led an unusually quiet and regular life. There came the day on which his weekly bill was presented. Mrs. Turpin brought it in person at breakfast, and stood with it in her hand, an image of vacillation. Her lodger made one of his familiar jokes; she laughed feebly. No; the words would not come to her lips; she was physically incapable of giving him notice.

'By the bye, Mrs. Turpin,' said Rawcliffe in an offhand way, as he glanced at the bill, 'how much exactly do I owe you?'

Pleasantly agitated, his landlady mentioned the sum.

'Ah! I must settle that. I tell you what, Mrs. Turpin. Let it stand over for another month, and we'll square things up at Christmas. Will that suit you?'

And, by way of encouragement, he paid his week's account on the spot, without a penny of deduction. Mrs. Turpin left the room in greater embarrassment than ever.

Saturday came. At breakfast Miss Rodney sent for the landlady, who made a timid appearance just within the room.

'Good morning, Mrs. Turpin. What news have you for me? You know what I mean?'

The landlady took a step forward, and began babbling excuses, explanations, entreaties. She was coldly and decisively interrupted.

'Thank you, Mrs. Turpin, that will do. A week to-day I leave.'

With a sound which was half a sob and half grunt Mrs. Turpin bounced from the room. It was now inevitable that she should report the state of things to her husband, and that evening half an hour's circumlocution brought her to the point. Which of the two lodgers should go? The carpenter paused, pipe in mouth, before him a geometrical figure over which he had puzzled for a day or two, and about which, if he could find courage, he wished to consult the High School mistress. He reflected for five minutes, and uttered an unhesitating decision. Mr. Rawcliffe must go. Naturally, his wife broke into indignant clamour, and the debate lasted for an hour or two; but Turpin could be firm when he liked, and he had solid reasons for preferring to keep Miss Rodney in the house. At four o'clock Mrs. Turpin crept softly to the sitting-room where her offended lodger was quietly reading.

'I wanted just to say, miss, that I'm willing to give Mr. Rawcliffe notice next Wednesday.'

'Thank you, Mrs. Turpin,' was the cold reply. 'I have already taken other rooms.'

The landlady gasped, and for a moment could say nothing. Then she besought Miss Rodney to change her mind. Mr. Rawcliffe should leave, indeed he should, on Wednesday week. But Miss Rodney had only one reply; she had found other rooms that suited her, and she requested to be left in peace.

At eleven Mr. Rawcliffe came home. He was unnaturally sober, for Saturday night, and found his way into the parlour without difficulty. There in a minute or two he was confronted by his landlady and her husband: they closed the door behind them, and stood in a resolute attitude.

'Mr. Rawcliffe,' began Turpin, 'you must leave these lodgings, sir, on Wednesday next.'

'Hullo! what's all this about?' cried the other. 'What do you mean, Turpin?'

The carpenter made plain his meaning; spoke of Miss Rodney's complaint, of the irregular payment (for his wife, in her stress, had avowed everything), and of other subjects of dissatisfaction; the lodger must go, there was an end of it. Rawcliffe, putting on all his dignity, demanded the legal week's notice; Turpin demanded the sum in arrear. There was an exchange of high words, and the interview ended with mutual defiance. A moment after Turpin and his wife knocked at Miss Rodney's door, for she was still in her parlour. There followed a brief conversation, with the result that Miss Rodney graciously consented to remain, on the understanding that Mr. Rawcliffe left the house not later than Wednesday.

Enraged at the treatment he was receiving, Rawcliffe loudly declared that he would not budge. Turpin warned him that if he had made no preparations for departure on Wednesday he would be forcibly ejected, and the door closed against him.

'You haven't the right to do it,' shouted the lodger. 'I'll sue you for damages.'

'And I,' retorted the carpenter, 'will sue you for the money you owe me!'

The end could not be doubtful. Rawcliffe, besides being a poor creature, knew very well that it was dangerous for him to get involved in a scandal; his stepfather, upon whom he depended, asked but a fair excuse for cutting him adrift, and more than one grave warning had come from his mother during the past few months. But he enjoyed a little blustering, and even at breakfast-time on Wednesday his attitude was that of contemptuous defiance. In vain had Mrs. Turpin tried to coax him with maternal suavity; in vain had Mabel and Lily, when serving his meals, whispered abuse of Miss Rodney, and promised to find some way of getting rid of her, so that Rawcliffe might return. In a voice loud enough to be heard by his enemy in the opposite parlour, he declared that no 'cat of a school teacher should get the better of him.' As a matter of fact, however, he arranged on Tuesday evening to take a couple of cheaper rooms just outside the town, and ordered a cab to come for him at eleven next morning.

'You know what the understanding is, Mr. Rawcliffe,' said Turpin, putting his head into the room as the lodger sat at breakfast. 'I'm a man of my word.'

'Don't come bawling here!' cried the other, with a face of scorn.

And at noon the house knew him no more.

Miss Rodney, on that same day, was able to offer her landlady a new lodger. She had not spoken of this before, being resolved to triumph by mere force of will.

'The next thing,' she remarked to a friend, when telling the story, 'is to pack off one of the girls into service. I shall manage it by Christmas,' and she added with humorous complacency, 'it does one good to be making a sort of order in one's own little corner of the world.'



*****

A CHARMING FAMILY

'I must be firm,' said Miss Shepperson to herself, as she poured out her morning tea with tremulous hand. 'I must really be very firm with them.'

Firmness was not the most legible characteristic of Miss Shepperson's physiognomy. A plain woman of something more than thirty, she had gentle eyes, a twitching forehead, and lips ever ready for a sympathetic smile. Her attire, a little shabby, a little disorderly, well became the occupant of furnished lodgings, at twelve and sixpence a week, in the unpretentious suburb of Acton. She was the daughter of a Hammersmith draper, at whose death, a few years ago, she had become possessed of a small house and an income of forty pounds a year; her two elder sisters were comfortably married to London tradesmen, but she did not see very much of them, for their ways were not hers, and Miss Shepperson had always been one of those singular persons who shrink into solitude the moment they feel ill at ease. The house which was her property had, until of late, given her no trouble at all; it stood in a quiet part of Hammersmith, and had long been occupied by good tenants, who paid their rent (fifty pounds) with exemplary punctuality; repairs, of course, would now and then be called for, and to that end Miss Shepperson carefully put aside a few pounds every year. Unhappily, the old tenants were at length obliged to change their abode. The house stood empty for two months; it was then taken on a three years' lease by a family named Rymer—really nice people, said Miss Shepperson to herself after her first interview with them. Mr. Rymer was 'in the City'; Mrs. Rymer, who had two little girls, lived only for domestic peace—she had been in better circumstances, but did not repine, and forgot all worldly ambition in the happy discharge of her wifely and maternal duties. 'A charming family!' was Miss Shepperson's mental comment when, at their invitation, she had called one Sunday afternoon soon after they were settled in the house; and, on the way home to her lodgings, she sighed once or twice, thinking of Mrs. Rymer's blissful smile and the two pretty children.

The first quarter's rent was duly paid, but the second quarter-day brought no cheque; and, after the lapse of a fortnight, Miss Shepperson wrote to make known her ingenuous fear that Mr. Rymer's letter might have miscarried. At once there came the politest and friendliest reply. Mr. Rymer (wrote his wife) was out of town, and had been so overwhelmed with business that the matter of the rent must have altogether escaped his mind; he would be back in a day or two, and the cheque should be sent at the earliest possible moment; a thousand apologies for this unpardonable neglect. Still the cheque did not come; another quarter-day arrived, and again no rent was paid. It was now a month after Christmas, and Miss Shepperson, for the first time in her life, found her accounts in serious disorder. This morning she had a letter from Mrs. Rymer, the latest of a dozen or so, all in the same strain—

'I really feel quite ashamed to take up the pen,' wrote the graceful lady, in her delicate hand. 'What must you think of us! I assure you that never, never before did I find myself in such a situation. Indeed, I should not have the courage to write at all, but that the end of our troubles is already in view. It is absolutely certain that, in a month's time, Mr. Rymer will be able to send you a cheque in complete discharge of his debt. Meanwhile, I beg you to believe, dear Miss Shepperson, how very, very grateful I am to you for your most kind forbearance.' Another page of almost affectionate protests closed with the touching subscription, 'ever yours, sincerely and gratefully, Adelaide Rymer.'

But Miss Shepperson had fallen into that state of nervous agitation which impels to a decisive step. She foresaw the horrors of pecuniary embarrassment. Her faith in the Rymers' promises was exhausted. This very morning she would go to see Mrs. Rymer, lay before her the plain facts of the case, and with all firmness—with unmistakable resolve—make known to her that, if the arrears were not paid within a month, notice to quit would be given, and the recovery of the debt be sought by legal process. Fear had made Miss Shepperson indignant; it was wrong and cowardly for people such as the Rymers to behave in this way to a poor woman who had only just enough to live upon. She felt sure that they could pay if they liked; but because she had shown herself soft and patient, they took advantage of her. She would be firm, very firm.

So, about ten o'clock, Miss Shepperson put on her best things, and set out for Hammersmith. It was a foggy, drizzly, enervating day. When Miss Shepperson found herself drawing near to the house, her courage sank, her heart throbbed painfully, and for a moment she all but stopped and turned, thinking that it would be much better to put her ultimatum into writing. Yet there was the house in view, and to turn back would be deplorable weakness. By word of mouth she could so much better depict the gravity of her situation. She forced herself onwards. Trembling in every nerve, she rang the bell, and in a scarce audible gasp she asked for Mrs. Rymer. A brief delay, and the servant admitted her.

Mrs. Rymer was in the drawing-room, giving her elder child a piano-lesson, while the younger, sitting in a baby-chair at the table, turned over a picture-book. The room was comfortably and prettily furnished; the children were very becomingly dressed; their mother, a tall woman, of fair complexion and thin, refined face, with wandering eyes and a forehead rather deeply lined, stepped forward as if in delight at the unexpected visit, and took Miss Shepperson's ill-gloved hand in both her own, gazing with tender interest into her eyes.

'How kind of you to have taken this trouble! You guessed that I really wished to see you. I should have come to you, but just at present I find it so difficult to get away from home. I am housekeeper, nursemaid, and governess all in one! Some women would find it rather a strain, but the dear tots are so good—so good! Cissy, you remember Miss Shepperson? Of course you do. They look a little pale, I'm afraid; don't you think so? After the life they were accustomed to—but we won't talk about that. Tots, school-time is over for this morning. You can't go out, my poor dears; look at the horrid, horrid weather. Go and sit by the nursery-fire, and sing "Rain, rain, go away!"'

Miss Shepperson followed the children with her look as they silently left the room. She knew not how to enter upon what she had to say. To talk of the law and use threats in this atmosphere of serene domesticity seemed impossibly harsh. But the necessity of broaching the disagreeable subject was spared her.

'My husband and I were talking about you last night,' began Mrs. Rymer, as soon as the door had closed, in a tone of the friendliest confidence. 'I had an idea; it seems to me so good. I wonder whether it will to you? You told me, did you not, that you live in lodgings, and quite alone?'

'Yes,' replied Miss Shepperson, struggling to command her nerves and betraying uneasy wonder.

'Is it by choice?' asked the soft-voiced lady, with sympathetic bending of the head. 'Have you no relations in London? I can't help thinking you must feel very lonely.'

It was not difficult to lead Miss Shepperson to talk of her circumstances—a natural introduction to the announcement which she was still resolved to make with all firmness. She narrated in outline the history of her family, made known exactly how she stood in pecuniary matters, and ended by saying—

'You see, Mrs. Rymer, that I have to live as carefully as I can. This house is really all I have to depend upon, and—and—'

Again she was spared the unpleasant utterance. With an irresistible smile, and laying her soft hand on the visitor's ill-fitting glove, Mrs. Rymer began to reveal the happy thought which had occurred to her. In the house there was a spare room; why should not Miss Shepperson come and live here—live, that is to say, as a member of the family? Nothing simpler than to arrange the details of such a plan, which, of course, must be 'strictly businesslike,' though carried out in a spirit of mutual goodwill. A certain sum of money was due to her for rent; suppose this were repaid in the form of board and lodging, which might be reckoned at—should one say, fifteen shillings a week? At midsummer next an account would be drawn up, 'in a thoroughly businesslike way,' and whatever then remained due to Miss Shepperson would be paid at once; after which, if the arrangement proved agreeable to both sides, it might be continued, cost of board and lodging being deducted from the rent, and the remainder paid 'with regularity' every quarter. Miss Shepperson would thus have a home—a real home—with all family comforts, and Mrs. Rymer, who was too much occupied with house and children to see much society, would have the advantage of a sympathetic friend under her own roof. The good lady's voice trembled with joyous eagerness as she unfolded the project, and her eyes grew large as she waited for the response.

Miss Shepperson felt such astonishment that she could only reply with incoherencies. An idea so novel and so strange threw her thoughts into disorder. She was alarmed by the invitation to live with people who were socially her superiors. On the other hand, the proposal made appeal to her natural inclination for domestic life; it offered the possibility of occupation, of usefulness. Moreover, from the pecuniary point of view, it would be so very advantageous.

'But,' she stammered at length, when Mrs. Rymer had repeated the suggestion in words even more gracious and alluring, 'but fifteen shillings is so very little for board and lodging.'

'Oh, don't let that trouble you, dear Miss Shepperson,' cried the other gaily. 'In a family, so little difference is made by an extra person. I assure you it is a perfectly businesslike arrangement; otherwise my husband, who is prudence itself, would never have sanctioned it. As you know, we are suffering a temporary embarrassment. I wrote to you yesterday before my husband's return from business. When he came home, I learnt, to my dismay, that it might be rather more than a month before he was able to send you a cheque. I said: "Oh, I must write again to Miss Shepperson. I can't bear to think of misleading her." Then, as we talked, that idea came to me. As I think you will believe, Miss Shepperson, I am not a scheming or a selfish woman; never, never have I wronged any one in my life. This proposal, I cannot help feeling, is as much for your benefit as for ours. Doesn't it really seem so to you? Suppose you come up with me and look at the room. It is not in perfect order, but you will see whether it pleases you.

Curiosity allying itself with the allurement which had begun to work upon her feelings, Miss Shepperson timidly rose and followed her smiling guide upstairs. The little spare room on the second floor was furnished simply enough, but made such a contrast with the bedchamber in the Acton lodging-house that the visitor could scarcely repress an exclamation. Mrs. Rymer was voluble with promise of added comforts. She interested herself in Miss Shepperson's health, and learnt with the utmost satisfaction that it seldom gave trouble. She inquired as to Miss Shepperson's likings in the matter of diet, and strongly approved her preference for a plain, nutritive regimen. From the spare room the visitor was taken into all the others, and before they went downstairs again Mrs. Rymer had begun to talk as though the matter were decided.

'You will stay and have lunch with me,' she said. 'Oh yes, indeed you will; I can't dream of your going out into this weather till after lunch. Suppose we have the tots into the drawing-room again? I want them to make friends with you at once. I know you love children.—Oh, I have known that for a long time!'

Miss Shepperson stayed to lunch. She stayed to tea. When at length she took her leave, about six o'clock, the arrangement was complete in every detail. On this day week she would transfer herself to the Rymers' house, and enter upon her new life.

She arrived on Saturday afternoon, and was received by the assembled family like a very dear friend or relative. Mr. Rymer, a well-dressed man, polite, good-natured, with a frequent falsetto laugh, talked over the teacups in the pleasantest way imaginable, not only putting Miss Shepperson at ease, but making her feel as if her position as a member of the household were the most natural thing in the world. His mere pronunciation of her name gave it a dignity, an importance quite new to Miss Shepperson's ears. He had a way of shaping his remarks so as to make it appear that the homely, timid woman was, if anything, rather the superior in rank and education, and that their simple ways might now and then cause her amusement. Even the children seemed to do their best to make the newcomer feel at home. Cissy, whose age was nine, assiduously handed toast and cake with a most engaging smile, and little Minnie, not quite six, deposited her kitten in Miss Shepperson's lap, saying prettily, 'You may stroke it whenever you like.'

Miss Shepperson, to be sure, had personal qualities which could not but appeal to people of discernment. Her plain features expressed a simplicity and gentleness which more than compensated for the lack of conventional grace in her manners; she spoke softly and with obvious frankness, nor was there much fault to find with her phrasing and accent; dressed a little more elegantly, she would in no way have jarred with the tone of average middle-class society. If she had not much education, she was altogether free from pretence, and the possession of property (which always works very decidedly for good or for evil) saved her from that excess of deference which would have accentuated her social shortcomings. Undistinguished as she might seem at the first glance, Miss Shepperson could not altogether be slighted by any one who had been in her presence for a few minutes. And when, in the course of the evening, she found courage to converse more freely, giving her views, for instance, on the great servant question, and on other matters of domestic interest, it became clear to Mr. and Mrs. Rymer that their landlady, though a soft-hearted and simple-minded woman, was by no means to be regarded as a person of no account.

The servant question was to the front just now, as Mrs. Rymer explained in detail. She, 'of course,' kept two domestics, but was temporarily making shift with only one, it being so difficult to replace the cook, who had left a week ago. Did Miss Shepperson know of a cook, a sensible, trustworthy woman? For the present Mrs. Rymer—she confessed it with a pleasant little laugh—had to give an eye to the dinner herself.

'I only hope you won't make yourself ill, dear,' said Mr. Rymer, bending towards his wife with a look of well-bred solicitude. 'Miss Shepperson, I beg you to insist that she lies down a little every afternoon. She has great nervous energy, but isn't really very strong. You can't think what a relief it will be to me all day to know that some one is with her.'

On Sunday morning all went to church together; for, to Mrs. Rymer's great satisfaction, Miss Shepperson was a member of the orthodox community, and particular about observances. Meals were reduced to the simplest terms; a restful quiet prevailed in the little house; in the afternoon, while Mrs. Rymer reposed, Miss Shepperson read to the children. She it was who—the servant being out—prepared tea. After tea, Mr. and Mrs. Rymer, with many apologies, left the home together for a couple of hours, being absolutely obliged to pay a call at some distance, and Miss Shepperson again took care of the children till the domestic returned.

After breakfast the next day—it was a very plain meal, merely a rasher and dry toast—the lady of the house chatted with her friend more confidentially than ever. Their servant, she said, a good girl but not very robust, naturally could not do all the work of the house, and, by way of helping, Mrs. Rymer was accustomed to 'see to' her own bedroom.

'It's really no hardship,' she said, in her graceful, sweet-tempered way, 'when once you're used to it; in fact, I think the exercise is good for my health. But, of course, I couldn't think of asking you to do the same. No doubt you will like to have a breath of air, as the sky seems clearing.'

What could Miss Shepperson do but protest that to put her own room in order was such a trifling matter that they need not speak of it another moment. Mrs. Rymer was confused, vexed, and wished she had not said a word; but the other made a joke of these scruples.

'When do the children go out?' asked Miss Shepperson. 'Do you take them yourself?'

'Oh, always! almost always! I shall go out with them for an hour at eleven. And yet'—she checked herself, with a look of worry—'oh, dear me! I must absolutely go shopping, and I do so dislike to take the tots in that direction. Never mind; the walk must be put off till the afternoon. It may rain; but—'

Miss Shepperson straightway offered her services; she would either shop or go out with the children, whichever Mrs. Rymer preferred. The lady thought she had better do the shopping—so her friend's morning was pleasantly arranged. In a day or two things got into a happy routine. Miss Shepperson practically became nursemaid, with the privilege of keeping her own bedroom in order and of helping in a good many little ways throughout the domestic day. A fortnight elapsed, and Mrs. Rymer was still unable to 'suit herself' with a cook, though she had visited, or professed to visit, many registry-offices and corresponded with many friends. A week after that the subject of the cook had somehow fallen into forgetfulness; and, indeed, a less charitably disposed observer than Miss Shepperson might have doubted whether Mrs. Rymer had ever seriously meant to engage one at all. The food served on the family table was of the plainest, and not always superabundant in quantity; but the table itself was tastefully ordered, and, indeed, no sort of carelessness appeared in any detail of the household life. Mrs. Rymer was always busy, and without fuss, without irritation. She had a large correspondence; but it was not often that people called. No guest was ever invited to lunch or dinner. All this while the master of the house kept regular hours, leaving home at nine and returning at seven; if he went out after dinner, which happened rarely, he was always back by eleven o'clock. No more respectable man than Mr. Rymer; none more even-tempered, more easily pleased, more consistently polite and amiable. That he and his wife were very fond of each other appeared in all their talk and behaviour; both worshipped the children, and, in spite of that, trained them with a considerable measure of good sense. In the evenings Mr. Rymer sometimes read aloud, or he would talk instructively of the affairs of the day. The more Miss Shepperson saw of her friends the more she liked them. Never had she been the subject of so much kind attention, and in no company had she ever felt so happily at ease.

Time went on, and it was near midsummer. Of late Mrs. Rymer had not been very well, and once or twice Miss Shepperson fancied that her eyes showed traces of tears; it was but natural that the guest, often preoccupied with the thought of the promised settlement, should feel a little uneasy. On June 23 Mrs. Rymer chose a suitable moment, and with her most confidential air, invited Miss Shepperson to an intimate chat.

'I want to explain to you,' she said, rather cheerfully than otherwise, 'the exact state of our affairs. I'm sure it will interest you. We have become such good friends—as I knew we should. I shall be much easier in mind when you know exactly how we stand.'

Thereupon she spoke of a certain kinsman of her husband, an old and infirm man, whose decease was expected, if not from day to day, at all events from week to week. The event would have great importance for them, as Mr. Rymer was entitled to the reversion of several thousands of pounds, held in use by his lingering relative.

'Now let me ask you a question,' pursued the lady in friendship's undertone. 'My husband is quite prepared to settle with you to-morrow. He wishes to do so, for he feels that your patience has been most exemplary. But, as we spoke of it last night, an idea came to me. I can't help thinking it was a happy idea, but I wish to know how it strikes you. On receiving the sum due to you, you will no doubt place it in a bank, or in some way invest it. Suppose, now, you leave the money in Mr. Rymer's hands, receiving his acknowledgment, and allowing him to pay it, with four per cent, interest, when he enters into possession of his capital? Mind, I only suggest this; not for a moment would I put pressure upon you. If you have need of the money, it shall be paid at once. But it struck me that, knowing us so well now, you might even be glad of such an investment as this. The event to which we are looking forward may happen very soon; but it may be delayed. How would you like to leave this money, and the sums to which you will be entitled under our arrangements, from quarter to quarter, to increase at compound interest? Let us make a little calculation—'

Miss Shepperson listened nervously. She was on the point of saying that, on the whole, she preferred immediate payment; but while she struggled with her moral weakness Mrs. Rymer, anxiously reading her face, struck another note.

'I mustn't disguise from you that the money, though such a small sum, would be useful to my husband. Poor fellow! he has been fighting against adversity for the last year or two, and I'm sure no man ever struggled more bravely. You would never think, would you? that he is often kept awake all night by his anxieties. As I tell him, he need not really be anxious at all, for his troubles will so soon come to an end. But there is no more honourable man living, and he worries at the thought of owing money—you can't imagine how he worries! Then, to tell you a great secret—'

A change came upon the speaker's face; her voice softened to a whisper as she communicated a piece of delicate domestic news.

'My poor husband,' she added, 'cannot bear to think that, when it happens, we may be in really straitened circumstances, and I may suffer for lack of comforts. To tell you the whole truth, dear Miss Shepperson, I have no doubt that, if you like my idea, he would at once put aside that money to be ready for an emergency. So, you see, it is self-interest in me, after all.' Her smile was very sweet. 'But don't judge me too severely. What I propose is, as you see, really a very good investment—is it not?'

Miss Shepperson found it impossible to speak as she wished, and before the conversation came to an end she saw the matter entirely from her friend's point of view. She had, in truth, no immediate need of money, and the more she thought of it, the more content she was to do a kindness to the Rymers, while at the same time benefiting herself. That very evening Mr. Rymer prepared a legal document, promising to pay on demand the sum which became due to Miss Shepperson to-morrow, with compound interest at the rate of four per cent. While signing this, he gravely expressed his conviction that before Michaelmas the time for payment would have arrived.

'But if it were next week,' he added, with a polite movement towards his creditor, 'I should be not a bit the less grateful to our most kind friend.'

'Oh, but it's purely a matter of business,' said Miss Shepperson, who was always abashed by such expressions.

'To be sure,' murmured Mrs. Rymer. 'Let us look at it in that light. But it shan't prevent us from calling Miss Shepperson our dearest friend.'

The homely woman blushed and felt happy.

Towards the end of autumn, when the domestic crisis was very near, the servant declared herself ill, and at twenty-four hours' notice quitted the house. As a matter of fact, she had received no wages for several months; the kindness with which she was otherwise treated had kept her at her post thus long, but she feared the increase of work impending, and preferred to go off unpaid. Now for the first time did Mrs. Rymer's nerves give way. Miss Shepperson found her sobbing by the fireside, the two children lamenting at such an unwonted spectacle. Where was a new servant to be found? In a day or two the monthly nurse would be here, and must, of course, be waited upon. And what was to become of the children? Miss Shepperson, moved by the calamitous situation, entreated her friend to leave everything to her. She would find a servant somehow, and meanwhile would keep the house going with her own hands. Mrs. Rymer sobbed that she was ashamed to allow such a thing; but the other, braced by a crisis, displayed wonderful activity and resource. For two days Miss Shepperson did all the domestic labour; then a maid, of the species known as 'general,' presented herself, and none too soon, for that same night there was born to the Rymers a third daughter. But troubles were by no means over. While Mrs. Rymer was ill—very ill indeed—the new handmaid exhibited a character so eccentric that, after nearly setting fire to the house while in a state of intoxication, she had to be got rid of as speedily as possible. Miss Shepperson resolved that, for the present, there should be no repetition of such disagreeable things. She quietly told Mr. Rymer that she felt quite able to grapple with the situation herself.

'Impossible!' cried the master of the house, who, after many sleepless nights and distracted days, had a haggard, unshorn face, scarcely to be recognised. 'I cannot permit it! I will go myself'

Then, suddenly turning again to Miss Shepperson, he grasped her hand, called her his dear friend and benefactress, and with breaking voice whispered to her—

'I will help you. I can do the hard work. It's only for a day or two.'

Late that evening he and Miss Shepperson were in the kitchen together: the one was washing crockery, the other, who had been filling coal-scuttles, stood with dirty hands and melancholy visage, his eyes fixed on the floor. Their looks met; Mr. Rymer took a step forward, smiling with confidential sadness.

'I feel that I ought to speak frankly,' he said, in a voice as polite and well-tuned as ever. 'I should like to make known to you the exact state of my affairs.'

'Oh, but Mrs. Rymer has told me everything,' replied Miss Shepperson, as she dried a tea-cup.

'No; not quite everything, I'm afraid.' He had a shovel in his hand, and eyed it curiously. 'She has not told you that I am considerably in debt to various people, and that, not long ago, I was obliged to raise money on our furniture.'

Miss Shepperson laid down the tea-cup and gazed anxiously at him, whereupon he began a detailed story of his misfortunes in business. Mr. Rymer was a commission-agent—that is to say, he was everything and nothing. Struggle with pecuniary embarrassment was his normal condition, but only during the last twelvemonth had he fallen under persistent ill-luck and come to all but the very end of his resources. It would still be possible for him, he explained, to raise money on the reversion for which he was waiting, but of such a step he could not dream.

'It would be dishonesty, Miss Shepperson, and, how unfortunate, I have never yet lost my honour. People have trusted me, knowing that I am an honest man. I belong to a good family—as, no doubt, Mrs. Rymer has told you. A brother of mine holds a respected position in Birmingham, and, if the worst comes to the worst, he will find me employment. But, as you can well understand, I shrink from that extremity. For one thing, I am in debt to my brother, and I am resolved to pay what I owe him before asking for any more assistance. I do not lose courage. You know the proverb: "Lose heart, lose all." I am blest with an admirable wife, who stands by me and supports me under every trial. If my wife were to die, Miss Shepperson—' He faltered; his eyes glistened in the gas 'But no, I won't encourage gloomy fears. She is a little better to-day, they tell me. We shall come out of our troubles, and laugh over them by our cheerful fireside—you with us—you, our dearest and staunchest friend.'

'Yes, we must hope,' said Miss Shepperson, reassured once more as to her own interests; for a moment her heart had sunk very low indeed. 'We are all doing our best.'

'You above all,' said Mr. Rymer, pressing her hand with his coal-blackened fingers. 'I felt obliged to speak frankly, because you must have thought it strange that I allowed things to get so disorderly—our domestic arrangements, I mean. The fact is, Miss Shepperson, I simply don't know how I am going to meet the expenses of this illness, and I dread the thought of engaging servants. I cannot—I will not—raise money on my expectations! When the money comes to me, I must be able to pay all my debts, and have enough left to recommence life with. Don't you approve this resolution, Miss Shepperson?'

'Oh yes, indeed I do,' replied the listener heartily.

'And yet, of course,' he pursued, his eyes wandering, 'we must have a servant—'

Miss Shepperson reflected, she too with an uneasy look on her face. There was a long silence, broken by a deep sigh from Mr. Rymer, a sigh which was almost a sob. The other went on drying her plates and dishes, and said at length that perhaps they might manage with quite a young girl, who would come for small wages; she herself was willing to help as much as she could—

'Oh, you shame me, you shame me!' broke in Mr. Rymer, laying a hand on his forehead, and leaving a black mark there. 'There is no end to your kindness; but I feel it as a disgrace to us—to me—that you, a lady of property, should be working here like a servant. It is monstrous—monstrous!'

At the flattering description of herself Miss Shepperson smiled; her soft eyes beamed with the light of contentment.

'Don't you give a thought to that, Mr. Rymer,' she exclaimed. 'Why, it's a pleasure to me, and it gives me something to do—it's good for my health. Don't you worry. Think about your business, and leave me to look after the house. It'll be all right.'

A week later Mrs. Rymer was in the way of recovery, and her husband went to the City as usual. A servant had been engaged—a girl of sixteen, who knew as much of housework as London girls of sixteen generally do; at all events, she could carry coals and wash steps. But the mistress of the house, it was evident, would for a long time be unable to do anything whatever; the real maid-of-all-work was Miss Shepperson, who rose every morning at six o'clock, and toiled in one way or another till weary bedtime. If she left the house, it was to do needful shopping or to take the children for a walk. Her reward was the admiration and gratitude of the family; even little Minnie had been taught to say, at frequent intervals: 'I love Miss Shepperson because she is good!' The invalid behaved to her as to a sister, and kissed her cheek morning and evening. Miss Shepperson's name being Dora, the baby was to be so called, and, as a matter of course, the godmother drew a sovereign from her small savings to buy little Miss Dora a christening present. It would not have been easy to find a house in London in which there reigned so delightful a spirit of harmony and kindliness.

'I was so glad,' said Mrs. Rymer one day to her friend, the day on which she first rose from bed, 'that my husband took you into his confidence about our affairs. Now you know everything, and it is much better. You know that we are very unlucky, but that no one can breathe a word against our honour. This was the thought that held me up through my illness. In a very short time all our debts will be paid—every farthing, and it will be delightful to remember how we struggled, and what we endured, to keep an honest name. Though,' she added tenderly, 'how we should have done without you, I really cannot imagine. We might have sunk—gone down!'

For months Mrs. Rymer led the life of a feeble convalescent. She ought to have had change of air, but that was out of the question, for Mr. Rymer's business was as unremunerative as ever, and with difficulty he provided the household with food. One gleam of light kept up the courage of the family: the aged relative was known to be so infirm that he could only leave the house in a bath-chair; every day there might be news even yet more promising. Meanwhile, the girl of sixteen exercised her incompetence in the meaner departments of domestic life, and Miss Shepperson did all the work that required care or common-sense, the duties of nursemaid alone taking a great deal of her time. On the whole, this employment seemed to suit her; she had a look of improved health, enjoyed more equable spirits, and in her manner showed more self-confidence. Once a month she succeeded in getting a few hours' holiday, and paid a visit to one or the other of her sisters; but to neither of them did she tell the truth regarding her position in the house at Hammersmith. Now and then, when every one else under the roof was asleep, she took from a locked drawer in her bedroom a little account-book, and busied herself with figures. This she found an enjoyable moment; it was very pleasant indeed to make the computation of what the Rymers owed to her, a daily-growing debt of which the payment could not now be long delayed. She did not feel quite sure with regard to the interest, but the principal of the debt was very easily reckoned, and it would make a nice little sum to put by. Certainly Miss Shepperson was not unhappy.

Mrs. Rymer was just able to resume her normal habits, to write many letters, teach her children, pay visits in distant parts of London—the care of the baby being still chiefly left to Miss Shepperson—when, on a pleasant day of spring, a little before lunch-time, Mr. Rymer rushed into the house, calling in an agitated voice his wife's name. Miss Shepperson was the only person at home, for Mrs. Rymer had gone out with the children, the servant accompanying her to wheel baby's perambulator; she ran up from the kitchen, aproned, with sleeves rolled to the elbow, and met the excited man as he descended from a vain search in the bedrooms.

'Has it happened?' she cried—for it seemed to her that there could be only one explanation of Mr. Rymer's behaviour.

'Yes! He died this morning—this morning!'

They clasped hands; then, as an afterthought, their eyes fell, and they stood limply embarrassed.

'It seems shocking to take the news in this way,' murmured Mr. Rymer; 'but the relief; oh, the relief! And then, I scarcely knew him; we haven't seen each other for years. I can't help it! I feel as if I had thrown off a load of tons! Where is Adelaide? Which way have they gone?'

He rushed out again, to meet his wife. For several minutes Miss Shepperson stood motionless, in a happy daze, until she suddenly remembered that chops were at the kitchen fire, and sped downstairs.

Throughout that day, and, indeed, for several days to come, Mrs. Rymer behaved very properly indeed; her pleasant, refined face wore a becoming gravity, and when she spoke of the deceased she called him poor Mr. So-and-so. She did not attend the funeral, for baby happened to be ailing, but Mr. Rymer, of course, went. He, in spite of conscientious effort to imitate his wife's decorum, frequently betrayed the joy which was in his mind; Miss Shepperson heard him singing as he got up in the morning, and noticed that he ate with unusual appetite. The house brightened. Before the end of a week smiles and cheerful remarks ruled in the family; sorrows were forgotten, and everybody looked forward to the great day of settlement.

It did not come quickly. In two months' time Mr. Rymer still waited upon the pleasure of the executors. But he was not inactive. His brother at Birmingham had suggested 'an opening' in that city (thus did Mrs. Rymer phrase it), and the commission-agent had decided to leave London as soon as his affairs were in order. Towards the end of the third month the family was suffering from hope deferred. Mr. Rymer had once more a troubled face, and his wife no longer talked to Miss Shepperson in happy strain of her projects for the future. At length notice arrived that the executors were prepared to settle with Mr. Rymer; yet, in announcing the fact, he manifested only a sober contentment, while Mrs. Rymer was heard to sigh. Miss Shepperson noted these things, and wondered a little, but Mrs. Rymer's smiling assurance that now at last all was well revived her cheerful expectations.

With a certain solemnity she was summoned, a day or two later, to a morning colloquy in the drawing-room. Mr. Rymer sat in an easy-chair, holding a bundle of papers; Mrs. Rymer sat on the sofa, the dozing baby on her lap; over against them their friend took her seat. With a little cough and a rustle of his papers, the polite man began to speak—

'Miss Shepperson, the day has come when I am able to discharge my debt to you. You will not misunderstand that expression—I speak of my debt in money. What I owe to you—what we all owe to you—in another and a higher sense, can never be repaid. That moral debt must still go on, and be acknowledged by the unfailing gratitude of a lifetime.'

'Of a lifetime,' repeated Mrs. Rymer, sweetly murmuring, and casting towards her friend an eloquent glance.

'Here, however,' resumed her husband, 'is the pecuniary account. Will you do me the kindness, Miss Shepperson, to glance it over and see if you find it correct?'

Miss Shepperson took the paper, which was covered with a very neat array of figures. It was the same calculation which she herself had so often made, but with interest on the money due to her correctly computed. The weekly sum of fifteen shillings for board and lodging had been deducted, throughout the whole time, from the rent due to her as landlady. Mr. Rymer stood her debtor for not quite thirty pounds.

'It's quite correct,' said Miss Shepperson, handing back the paper with a pleased smile.

Mr. Rymer turned to his wife.

'And what do you say, dear? Do you think it correct?'

Mrs. Rymer shook her head.

'No,' she answered gently, 'indeed I do not.'

Miss Shepperson was startled. She looked from one to the other, and saw on their faces only the kindliest expression.

'I really thought it came to about that,' fell from her lips. 'I couldn't quite reckon the interest—'

'Miss Shepperson,' said Mr. Rymer impressively, 'do you really think that we should allow you to pay us for your board and lodging—you, our valued friend—you, who have toiled for us, who have saved us from endless trouble and embarrassment? That indeed would be a little too shameless. This account is a mere joke—as I hope you really thought it. I insist on giving you a cheque for the total amount of the rent due to you from the day when you first entered this house.'

'Oh, Mr. Rymer!' panted the good woman, turning pale with astonishment.

'Why, of course!' exclaimed Mrs. Rymer. 'Do you think it would be possible for us to behave in any other way? Surely you know us too well, dear Miss Shepperson!'

'How kind you are!' faltered their friend, unable to decide in herself whether she should accept this generosity or not—sorely tempted by the money, yet longing to show no less generous a spirit on her own side. 'I really don't know—'

Mr. Rymer imposed silence with a wave of the hand, and began talking in a slow, grave way.

'Miss Shepperson, to-day I may account myself a happy man. Listen to a very singular story. You know that I was indebted to others besides you. I have communicated with all those persons; I have drawn up a schedule of everything I owe; and—extraordinary coincidence!—the sum-total of my debts is exactly that of the reversion upon which I have entered, minus three pounds fourteen shillings.'

'Strange!' murmured Mrs. Rymer, as if delightedly.

'I did not know, Miss Shepperson, that I owed so much. I had forgotten items. And suppose, after all, the total had exceeded my resources! That indeed would have been a blow. As it is, I am a happy man; my wife is happy. We pay our debts to the last farthing, and we begin the world again—with three pounds to the good. Our furniture must go; I cannot redeem it; no matter. I owe nothing; our honour is saved!'

Miss Shepperson was aghast.

'But, Mrs. Rymer,' she began, 'this is dreadful! What are you going to do?'

'Everything is arranged, dear friend,' Mrs. Rymer replied. 'My husband has a little post in Birmingham, which will bring him in just enough to support us in the most modest lodgings. We cannot hope to have a house of our own, for we are determined never again to borrow—and, indeed, I do not know who would lend to us. We are poor people, and must live as poor people do. Miss Shepperson, I ask one favour of you. Will you permit us to leave your house without the customary notice? We should feel very grateful. To-day I pay Susan, and part with her; to-morrow we must travel to Birmingham. The furniture will be removed by the people who take possession of it—'

Miss Shepperson was listening with a bewildered look. She saw Mr. Rymer stand up.

'I will now,' he said, 'pay you the rent from the day—'

'Oh, Mr. Rymer!' cried the agitated woman. 'How can I take it? How can I leave you penniless? I should feel it a downright robbery, that I should!'

'Miss Shepperson,' exclaimed Mrs. Rymer in soft reproach, 'don't you understand how much better it is to pay all we owe, even though it does leave us penniless? Why, even darling baby'—she kissed it—'would say so if she could speak, poor little mite. Of course you will accept the money; I insist upon it. You won't forget us. We will send you our address, and you shall hear of your little godchild—'

Her voice broke; she sobbed, and rebuked herself for weakness, and sobbed again. Meanwhile Mr. Rymer stood holding out banknotes and gold. The distracted Miss Shepperson made a wild gesture.

'How can I take it? How can I? I should be ashamed the longest day I lived!'

'I must insist,' said Mr. Rymer firmly; and his wife, calm again, echoed the words. In that moment Miss Shepperson clutched at the notes and gold, and, with a quick step forward, took hold of the baby's hand, making the little fingers close upon the money.

'There! I give it to little Dora—there!'

Mr. Rymer turned away to hide his emotion. Mrs. Rymer laid baby down on the sofa, and clasped Miss Shepperson in her arms.

* * * * *

A few days later the house at Hammersmith was vacant. The Rymers wrote from Birmingham that they had found sufficient, though humble, lodgings, and were looking for a tiny house, which they would furnish very, very simply with the money given to baby by their ever dear friend. It may be added that they had told the truth regarding their position—save as to one detail: Mr. Rymer thought it needless to acquaint Miss Shepperson with the fact that his brother, a creditor for three hundred pounds, had generously forgiven the debt.