"It sounds very nice," his son remarked thoughtfully. "I'm not so sure about its working, though."

"It must work well. As far as human calculation can go there is no possibility of failure. Besides, my boy, never lose sight of the fact that we shall be speculating with other people's money. We ourselves have nothing to lose, absolutely nothing."

"I am not likely to lose sight of it," said Ezra angrily, his mind coming back to his grievance.

"I reckon that we can raise from forty to fifty thousand pounds without much difficulty. My name is, as you know, as good as that of any firm in the City. For nearly forty years it has been above stain or suspicion. If we carry on our plans at once, and lay this money out judiciously, all may come right."

"It's Hobson's choice," the young man remarked. "We must try some bold stroke of the sort. Have you chosen the right sort of men for agents? You should have men of some standing to set such reports going. They would have more weight then."

John Girdlestone shook his head despondingly. "How am I to get a man of any standing to do such a piece of business?" he said.

"Nothing easier," answered Ezra, with a cynical laugh. "I could pick out a score of impecunious fellows from the clubs who would be only too glad to earn a hundred or two in any way you can mention. All their talk about honour and so forth is very pretty and edifying, but it's not meant for every day use. Of course we should have to pay him."

"Them, you mean?"

"No, we should only want one man."

"How about our purchaser at the diamond fields?"

"You don't mean to say," Ezra said roughly, "that you would be so absurd as to trust any man with our money. Why, I wouldn't let the Archbishop of Canterbury out of my sight with forty thousand pounds of mine. No, I shall go myself to the diamond fields—that is, if I can trust you here alone."

"That is unkind, Ezra," said his father. "Your idea is an excellent one. I should have proposed it myself but for the discomforts and hardships of such a journey."

"There's no use doing things by halves," the young man remarked. "As to our other agent, I have the very man—Major Tobias Clutterbuck. He is a shrewd, clever fellow, and he's always hard up. Last week he wanted to borrow a tenner from me. The job would be a godsend to him, and his social rank would be a great help to our plan. I'll answer for his jumping at the idea."

"Sound him on the subject, then."

"I will."

"I am glad," said the old merchant, "that you and I have had this conversation, Ezra. The fact of my having speculated without your knowledge, and deceived you by a false ledger, has often weighed heavily upon my conscience, I assure you. It is a relief to me to have told you all."

"Drop the subject, then," Ezra said curtly. "I must put up with it, for I have no redress. The thing is done and nothing can undo it; but I consider that you have willfully wasted the money."

"Believe me, I have tried to act for the best. The good name of our firm is everything to me. I have spent my whole life in building it up, and if the day should come when it must go, I trust that I may have gone myself. There is nothing which I would not do to preserve it."

"I see they want our premiums," Ezra said, glancing at the open letter upon the table. "How is it that none of those ships go down? That would give us help."

"Hush! hush!" John Girdlestone cried imploringly. "Speak in a whisper when you talk of such things."

"I can't understand you," said Ezra petulantly. "You persistently over-insure your ships, year after year. Look at the Leopard; it is put at more than twice what she was worth as new. And the Black Eagle, I dare say, is about the same. Yet you never have an accident with them, while your two new uninsured clippers run each other down."

"Well, what more can I do?" replied the merchant "They are thoroughly rotten. I have done nothing for them for years. Sooner or later they must go. I cannot do any more."

"I'd make 'em go down quick enough," muttered Ezra, with an oath. "Why don't you make old Miggs bore a hole in them, or put a light to a barrel of paraffin? Bless your soul! the thing's done every day. What's the use of being milk-and-watery about it?"

"No, no, Ezra!" cried his father. "Not that—not that. It's one thing letting matters take their course, and it is another thing giving positive orders to scuttle a ship. Besides, it would put us in Miggs' power. It would be too dangerous."

"Please yourself," said Ezra, with a sneer. "You've got us into the mess and you must take us out again. If the worst comes to the worst I'll tell you what I'll do. I'll marry Kate Harston, wash my hands of the firm, leave you to settle matters with the creditors, and retire with the forty thousand pounds;" with which threat the junior partner took up his hat and swaggered out of the office.

After his departure, John Girdlestone spent an hour in anxious thought, arranging the details of the scheme which he had just submitted to his son. As he sat, his eye chanced to fall upon the two letters lying on his desk, and it struck him that they had better be attended to. It did not suit his plans to fall back upon his credit just yet. It has been already shown that he was a man of ready resource. He rang the bell and summoned his senior clerk.

"Good morning, John," he said affably.

"Good morning, Mr. Girdlestone, good morning, sir," said wizened little John Gilray, rubbing his thin yellow hands together, as a sign of his gratification.

"I hear, John, that you have come into a legacy lately," Mr. Girdlestone said.

"Yes, sir. Fifteen hundred pounds, sir. Less legacy duty and incidental expenses, fourteen hundred and twenty-eight six and fourpence. My wife's brother Andrew left it, sir, and a very handsome legacy too."

John Girdlestone smiled with the indulgent smile of one to whom such a sum was absolutely nothing.

"What have you done with the money, then, John?" he asked carelessly.

"Banked it, sir, in the United Metropolitan."

"In the United Metropolitan, John? Let me see. Their present rate of interest is three and a half?"

"Three, sir," said John.

"Three! Dear me, John, that is poor interest, very poor indeed. It is most fortunate that I made these inquiries. I was on the point of drawing fourteen hundred pounds from one of my correspondents as a temporary convenience. For this I should pay him five per cent. I have no objection, John, as you are an old servant of the firm, to giving you the preference in this matter. I cannot take more than fourteen hundred—but I shall be happy to accommodate you up to that sum at the rate named."

John Gilray was overwhelmed by this thoughtful and considerate act. "It is really too generous and kind, sir," he said. "I don't know how to thank you."

"Don't mention it, John," the senior partner said grandly. "The firm is always glad to advance the interests of its employees in any reasonable manner. Have you your cheque-book with you? Fill it up for fourteen hundred. No more, John; I cannot oblige you by taking any more."

The head clerk having made out his cheque for the amount, and having signed his name to it in a cramped little quaint handwriting, which reminded one of his person, was duly presented with a receipt and dismissed to his counting-house. There he entertained the other clerks by a glowing description of the magnanimity of his employer.

John Girdlestone took some sheets of blue official paper from a drawer, and his quill pen travelled furiously over them with many a screech and splutter.

"Sir," he said to the bank manager, "I enclose fourteen hundred pounds, which represents the loose cash about the office. I shall make a heavy deposit presently. In the meantime, you will, of course, honour anything that may be presented.—Yours truly, JOHN GIRDLESTONE."

To Lloyd's Insurance Agency he wrote:—"Sir,—Enclosed you will find cheque for 241 pounds seven shillings and sixpence, being amount due as premium on the Leopard, Black Eagle, and Maid of Athens. Should have forwarded cheque before, but with so many things of importance to look after these trifles are liable to be overlooked."

These two epistles having been sealed, addressed, and despatched, the elder Girdlestone began to feel somewhat more easy in his mind, and to devote himself once more to the innocent amusement of planning how a corner might best be created in diamonds.



CHAPTER XIII.

SHADOW AND LIGHT.

John Girdlestone's private residence in Eccleston Square was a large and substantial house in a district which the wave of fashion had passed over in its westward course. It might still, however, be said to be covered by a deposit of eminent respectability. The building was stern and hard, and massive in its external appearance, but the interior was luxury itself, for the old merchant, in spite of his ascetic appearance, was inclined to be a sybarite at heart, and had a due appreciation of the good things of this world. Indeed, there was an oriental and almost barbarous splendour about the great rooms, where the richest of furniture was interspersed with skins from the Gaboon, hand-worked ivory from Old Calabar, and the thousand other strange valuables which were presented by his agents to the African trader.

After the death of his friend, Girdlestone had been as good as his word. He had taken Kate Harston away from the desolate house at Fulham and brought her to live with him. From the garrets of that palatial edifice to the cellars she was at liberty to roam where she would, and do what she chose. The square garden too, with its smoke-dried trees and faded lawn, was at her disposal, in which she might walk, or work, or read. No cares or responsibilities were imposed upon her. The domestic affairs were superintended by a stern housekeeper, who bore a quaint resemblance to Girdlestone himself in petticoats, and who arranged every detail of housekeeping. The young girl had apparently only to exist and to be happy.

Yet the latter item was not so easy as it might seem. It was not a congenial atmosphere. Her whole society consisted of the stern, unemotional merchant and his vulgar, occasionally brutal, son. At first, while the memory of her father was still fresh, she felt her new surroundings acutely, contrasting, as they did, with her happy Fulham home. Gradually, however, as time deadened the sting, she came to accommodate herself to circumstances. The two men left her very much to her own devices. Girdlestone was so engrossed in his business that he had little time to inquire into her pursuits, and Ezra, being addicted to late hours, was seldom seen except at breakfast-time, when she listened with awe to his sporting slang and cynical comments upon men and manners.

John Girdlestone had been by no means overjoyed upon the return of the Dimsdales from Edinburgh to learn that his ward had been thrown into the company of her young cousin. He received her coldly and forbade her to visit Phillimore Gardens for some time to come. He took occasion also to speak of Tom, and to assure her that he had received very serious accounts as to his spiritual state. "He is addicted to all manner of debasing pursuits," he remarked, "and it is my particular wish that you should avoid him." Learning that young Dimsdale was in London, he even took the precaution of telling off a confidential footman to walk behind her on all occasions, and to act either as an escort or as a sentry.

It chanced, however, that one day, a few weeks after her return, Kate found an opportunity of recovering her freedom. The footman had been despatched upon some other duty, so she bethought herself that a book was to be bought and some lace to be matched, and several other important feminine duties to be fulfilled. It happened, however, that as she walked sedately down Warwick Street, her eyes fell upon a very tall and square-shouldered young man, who was lounging in her direction, tapping his stick listlessly against the railings, as is the habit of idle men. At this Kate forgot incontinently all about the book and the lace, while the tall youth ceased to tap the railings, and came striding towards her with long springy footsteps and a smiling face.

"Why Cousin Tom, who would have thought of meeting you here?" she exclaimed, when the first greetings had been exchanged. "It is a most surprising thing."

It is possible that the incident would not have struck her as so very astonishing after all, had she known that Tom had spent six hours a day for the last fortnight in blockading the entrances to Eccleston Square.

"Most remarkable!" said the young hypocrite. "You see, I haven't anything to do yet, so I walk about London a good deal. It was a lucky chance that sent me in this direction."

"And how is the doctor?" Kate asked eagerly. "And Mrs. Dimsdale, how is she? You must give my love to them both."

"How is it that you have never been to see us?" Tom asked reproachfully.

"Mr. Girdlestone thinks that I have been too idle lately, and that I should stay at home. I am afraid it will be some little time before I can steal away to Kensington."

Tom consigned her guardian under his breath to a region warmer even than the scene of that gentleman's commercial speculations.

"Which way are you going?" he asked.

"I was going to Victoria Street to change my book, and then to Ford Street."

"What a strange thing!" the young man exclaimed; "I was going in that direction too." It seemed the more strange, as he was walking in the opposite direction when she met him. Neither seemed inclined to make any comment upon the fact, so they walked on together. "And you have not forgotten the days in Edinburgh yet?" Tom asked, after a long pause.

"No, indeed," his companion answered with enthusiasm. "I shall never forget them as long as I live."

"Nor I," said Tom earnestly. "You remember the day we had at the Pentlands?"

"And the drive round Arthur's Seat."

"And the time that we all went to Roslin and saw the chapel."

"And the day at Edinburgh Castle when we saw the jewels and the armoury. But you must have seen all these things many times before? You could not have enjoyed it as much as we did for the first time."

"Oh yes, I did," Tom said stoutly, wondering to himself how it was that the easy grace with which he could turn compliments to maidens for whom he cared nothing had so entirely deserted him. "You see, Kate-well—you were not there when I saw them before."

"Ah," said Kate demurely, "what a beautiful day it is? I fancied in the morning that it was going to rain."

Tom was not to be diverted from his subject by any meteorological observations. "Perhaps some time your guardian will allow the dad to take you on another little holiday," he said hopefully.

"I'm afraid he won't," answered Kate.

"Why not?"

"Because he seemed so cross when I came back this last time."

"Why was he cross?" asked Tom.

"Because—" She was about to say that it was because she had been brought in contact with him; but she recollected herself in time.

"Because what?"

"Because he happened to be in a bad temper," she answered.

"It is too bad that you should have to submit to any one's whims and tempers," the young man said, switching his stick angrily backwards and forwards.

"Why not?" she asked, laughing. "Everybody has some one over them. If you hadn't, you would never know right from wrong."

"But he is unkind to you."

"No, indeed," said Kate, with decision. "He is really very kind to me. He may appear a little stern at times, but I know that he means it for my own good, and I should be a very foolish girl if I resented it. Besides, he is so pious and good that what may seem a little fault to us would appear a great thing in his eyes."

"Oh, he is very pious and good, then," Tom remarked, in a doubtful voice. His shrewd old father had formed his own views as to John Girdlestone's character, and his son had in due course imbibed them from him.

"Yes, of course he is," answered Kate, looking up with great wondering eyes. "Don't you know that he is the chief supporter of the Purbrook Street Branch of the Primitive Trinitarians, and sits in the front pew three times every Sunday?"

"Ah!" said Tom.

"Yes, and subscribes to all the charitable funds, and is a friend of Mr. Jefferson Edwards, the great philanthropist. Besides, look how good he has been to me. He has taken the place of my father."

"Hum!" Tom said dubiously; and then, with a little pang at his heart, "Do you like Ezra Girdlestone too?"

"No, indeed," cried his companion with energy. "I don't like him in the least. He is a cruel, bad-hearted man."

"Cruel! You don't mean cruel to you, of course."

"No, not to me. I avoid him as much as I can, and sometimes for weeks we hardly exchange a word. Do you know what he did the other day? It makes me shudder even to think of it. I heard a cat crying pitifully in the garden, so I went out to see what was the matter. When I got outside I saw Ezra Girdlestone leaning out of a window with a gun in his hands—one of those air-guns which don't make any noise when they go off. And there, in the middle of the garden, was a poor cat that he had tied to a bush, and he had been practising at it for ever so long. The poor creature was still alive, but oh! so dreadfully injured."

"The brute! What did you do?"

"I untied it and brought it inside, but it died during the night."

"And what did he say?"

"He put up his gun while I was untying it, as if he had half a mind to take a shot at me. When I met him afterwards he said that he would teach me to mind my own business. I didn't mind what he said though, as long as I had the cat."

"Spoke like that, did he?" said Tom savagely, flushing up to his eyes. "I wish I saw him now. I'd teach him manners, or—"

"You'll certainly get run over if you go on like that," interrupted Kate.

Indeed, the young man in his indignation was striding over a crossing without the slightest heed of the imminent danger which he ran from the stream of traffic.

"Don't be so excitable, Cousin Tom," she said, laying her gloved hand upon his arm; "there is nothing to be cross about."

"Isn't there?" he answered furiously. "It's a pretty state of things that you should have to submit to insults from a brutal puppy like that fellow Ezra Girdlestone." The pair had managed by this time to get half-way across the broad road, and were halting upon the little island of safety formed by the great stone base of a lamp-post. An interminable stream of 'buses—yellow, purple, and brown—with vans, hansoms, and growlers, blocked the way in front of them. A single policeman, with his back turned to them, and his two arms going like an animated semaphore, was the only human being in their immediate vicinity. Amid all the roar and rattle of the huge city they were as thoroughly left to themselves as though they were in the centre of Salisbury Plain.

"You must have a protector," Tom said with decision.

"Oh, Cousin Tom, don't be foolish; I can protect myself very well."

"You must have some one who has a right to look after you." The young man's voice was husky, for the back part of his throat had become unaccountably dry of a sudden.

"You can pass now, sir," roared the constable, for there was a momentary break in the traffic.

"Don't go for a moment," Tom cried, desperately detaining his companion by the sleeve of her jacket. "We are alone here and can talk. Don't you think—don't you think you could like me a little bit if you were to try? I love you so, Kate, that I cannot help hoping that my love is not all lost."

"All clear now, sir," shouted the constable once more.

"Don't mind him," said Tom, still detaining her on the little-island. "Since I met you in Edinburgh, Kate, I have seemed to be walking in a dream. Do what I will, go where I will, I still have you before my eyes and hear your sweet voice in my ears. I don't believe any girl was ever loved more dearly than I love you, but I find it so hard to put into words the thoughts that I have in my mind. For Heaven's sake, give me some little gleam of hope to carry away with me. You don't dislike me, Kate, do you?"

"You know that I don't, Cousin Tom," said the young lady, with downcast eyes. He had cornered her so skilfully against the great lamp that she could move neither to the right nor to the left.

"Do you like me, then, Kate?" he asked eagerly, with a loving light in his earnest grey eyes.

"Of course I do."

"Do you think you could love me?" continued this persistent young man. "I don't mean all at once, and in a moment, because I know very well that I am not worthy of it. But in time don't you think you could come to love me?"

"Perhaps," murmured Kate, with averted face. It was such a very little murmur that it was wonderful that it should be audible at all; yet it pealed in the young man's ears above the rattle and the clatter of the busy street. His head was very near to hers at the time.

"Now's your time, sir," roared the semaphoric policeman.

Had Tom been in a less exposed position it is possible that he might have acted upon that well-timed remark from the cunning constable. The centre of a London crossing is not, however, a very advantageous spot for the performance of love passages. As they walked on, threading their way among the vehicles, Tom took his companion's hand in his, and they exchanged one firm grip, which each felt to be of the nature of a pledge. How sunny and bright the dull brick-lined streets appeared to those two young people that afternoon. They were both looking into a future which seemed to be one long vista of happiness and love. Of all the gifts of Providence, surely our want of knowledge of the things which are to come upon us is the most merciful, and the one we could least dispense with!

So happy and so light-hearted were these two lovers that it was not until they found themselves in Warwick Street once more that they came down from the clouds, and realized that there were some commonplace details which must be dealt with in one way or another.

"Of course, I may tell my own people, dearest, about our engagement?" Tom said.

"I wonder what your mother will say?" answered Kate, laughing merrily. "She will be awfully astonished."

"How about Girdlestone?" asked Tom.

The thought of the guardian had never occurred to either of them before. They stared at each other, and Kate's face assumed such an expression of dismay that her companion burst out laughing.

"Don't be frightened, darling," he said. "If you like, I'll go in and 'beard the lion in his den.' There is no time like the present."

"No, no, dear Tom," she cried eagerly. "You must not do that." It was impossible for her to tell him how especially Girdlestone had cautioned her against him, but she felt that it would never do to allow the two to meet. "We must conceal our engagement from Mr. Girdlestone."

"Conceal our engagement!"

"Yes, Tom. He has warned me so often against anything of the sort, that really I don't know what he would do if he knew about it. He would certainly make it very uncomfortable for me to live with him. Remember I am nearly twenty now, so in a little more than a year I shall be entirely free. That is not very long."

"I don't know about that," Tom said doubtfully. "However, if you will be more comfortable, of course that settles the question. It seems rather hard, though, that we should have to conceal it, simply in order to pacify this old bear."

"It's only for a time, Tom; and you may tell them at home by all means. Now, good-bye, dear; they will see you from the windows if you come nearer."

"Good-bye, my darling."

They shook hands and parted, he hurrying away with the glad tidings to Phillimore Gardens, she tripping back to her captivity with the lightest heart that she had felt for a weary time. Passers-by glanced back at the bright little face under the bright little bonnet, and Ezra Girdlestone, looking down at her from the drawing-room window, bethought him that if the diamond speculation should fail it would be no hardship to turn to his father's word.



CHAPTER XIV.

A SLIGHT MISUNDERSTANDING.

The revelation of the real state of the firm's finances was a terrible blow to Ezra Girdlestone. To a man of his overbearing, tempestuous disposition failure and poverty were bitter things to face. He had been wont to tread down before him all such little difficulties and obstacles as came across him in his former life. Now he encountered a great barrier which could not be passed so easily, and he raged and chafed before it. It made him still more wroth to think that the fault was none of his. All his life he had reckoned, as a matter of course, that when his father passed away he would be left almost a millionaire. A single half-hour's conversation had shattered this delusion and left him face to face with ruin. He lost his sleep and became restless and hollow-eyed. Once or twice he was seen the worse for drink in the daytime.

He was a man of strong character, however, and though somewhat demoralized by the sudden shock, he threw away no point in the game which he and his father were playing. He saw clearly that only a bold stroke could save them. He therefore threw himself heart and soul into the diamond scheme, and worked out the details in a masterly manner. The more he looked into it the more convinced he became, not only of its feasibility, but of its absolute safety. It seemed as though it were hardly possible that it should fail.

Among other things he proceeded to qualify himself as a dealer in diamonds. It happened that he was acquainted with one of the partners of the firm of Fugger & Stoltz, who did the largest import trade in precious stones. Through his kindness he received practical instructions in the variety and value of diamonds, and learned to detect all those little flaws and peculiarities which are only visible to the eye of an expert, and yet are of the highest importance in determinating the price of a stone. With such opportunities Ezra made rapid progress, and within a few weeks there were not many dealers in the trade who had a better grasp of the subject.

Both the Girdlestones recognized that the success of their plan depended very largely upon their choice of an agent, and both were of the opinion that in Major Tobias Clutterbuck they had just the man that they were in want of. The younger merchant had long felt vaguely that the major's social position, combined with his impecuniosity and the looseness of his morality, as inferred from his mode of life, might some day make him a valuable agent under delicate circumstances. As to the old soldier's own inclinations, Ezra flattered himself that he knew the man's nature to a nicety. It was simply a question of the price to be paid. No doubt the figure would be substantial, but he recognized with a trader's instinct that the article was a superior one, and he was content to allow for the quality in estimating the value.

Early one April afternoon the major was strutting down St. James's Street, frock-coated and kid-gloved, with protuberant chest and glittering shoes which peeped out from beneath the daintiest of gaiters. Young Girdlestone, who had been on the look-out from a club window, ran across and intercepted him.

"How are you, my dear major?" he cried, advancing upon him with outstretched hand and as much show of geniality as his nature permitted.

"How d'ye do? How d'ye do?" said the other somewhat pompously. He had made up his mind that nothing was to be done with the young man, and yet he was reluctant to break entirely with one whose purse was well lined and who had sporting proclivities.

"I've been wishing to speak with you for some days, major," said Ezra. "When could I see you?"

"You'll niver see me any plainer than you do at this very moment," the old soldier answered, taking a sidelong glance of suspicion at his companion.

"Ah, but I wish to speak to you quietly on a matter of business," the young merchant persisted. "It's a delicate matter which may need some talking over, and, above all, it is a private matter."

"Ged!" said the major, with a wheezy laugh, "you'd have thought I wanted to borrow money if I had said as much. Look here now, we'll go into White's private billiard-room, and I'll let you have two hunthred out of five for a tinner—though it's as good as handing you the money to offer you such odds. You can talk this over while we play."

"No, no, major," urged the junior partner. "I tell you it is a matter of the greatest importance to both of us. Can you meet me at Nelson's Cafe at four o'clock? I know the manager, and he'll let us have a private room."

"I'd ask you round to me own little place," the major said, "but it's rather too far. Nelson's at four. Right you are! 'Punctuality is next to godliness,' as ould Willoughby of the Buffs used to say. You didn't know Willoughby, eh? Gad, he was second to a man at Gib in '47. He brought his man on the ground, but the opponents didn't turn up. Two minutes after time Willoughby wanted his man to leave. 'Teach 'em punctuality,' he said. 'Can't be done,' said his man. 'Must be done,' said Willoughby. 'Out of the question,' said the man, and wouldn't budge. Willoughby persisted; there were high words and a quarrel. The docther put 'em up at fifteen paces, and the man shot Willoughby through the calf of the leg. He was a martyr to punctuality. Four o'clock-bye, bye!" The major nodded pleasantly and swaggered away, flourishing his little cane jauntily in the air.

In spite of his admiration of punctuality, as exemplified in the person of Willoughby of the Buffs, the major took good care to arrive at the trysting-place somewhat behind the appointed time. It was clear to him that some service or other was expected of him, and it was obviously his game therefore to hang back and not appear to be too eager to enter into young Girdlestone's views. When he presented himself at the entrance of Nelson's Cafe the young merchant had been fuming and chafing in the sitting-room for five and twenty minutes.

It was a dingy apartment, with a single large horse-hair chair and half a dozen small wooden dittoes, placed with mathematical precision along the walls. A square table in the centre and a shabby mirror over the mantelpiece completed the furniture. With the instinct of an old campaigner the major immediately dropped into the arm-chair, and, leaning luxuriously back, took a cigar from his case and proceeded to light it. Ezra Girdlestone seated himself near the table and twisted his dark moustache, as was his habit when collecting himself.

"What will you drink?" he asked,

"Anything that's going."

"Fetch in a decanter of brandy and some seltzer water," said Ezra to the waiter; "then shut the door and leave us entirely to ourselves."

When the liquor was placed upon the table he drank off his first glass at a gulp, and then refilled it. The major placed his upon the mantelpiece beside him without tasting it. Both were endeavouring to be at their best and clearest in the coming interview, and each set about it in his own manner.

"I'll tell you why I wanted to have a chat with you, major," Ezra said, having first opened the door suddenly and glanced out as a precaution against eavesdroppers. "I have to be cautious, because what I have to say affects the interest of the firm. I wouldn't for the world have any one know about it except yourself."

"What is it, me boy?" the major asked, with languid curiosity, puffing at his weed and staring up at the smoke-blackened ceiling.

"You understand that in commercial speculations the least breath of information beforehand may mean a loss of thousands on thousands."

The major nodded his head as a sign that he appreciated this fact.

"We have a difficult enterprise on which we are about to embark," Ezra said, leaning forward and sinking his voice almost to a whisper. "It is one which will need great skill and tact, though it may be made to pay well if properly managed. You follow me?"

His companion nodded once more.

"For this enterprise we require an agent to perform one of the principal parts. This agent must possess great ability, and, at the same time, be a man on whom we can thoroughly rely. Of course we do not expect to find such qualities without paying for them."

The major grunted a hearty acquiescence.

"My father," continued Ezra, "wanted to employ one of our own men. We have numbers who are capable in every way of managing the business. I interfered, however. I said that I had a good friend, named Major Tobias Clutterbuck, who was well qualified for the position. I mentioned that you were of the blood of the old Silesian kings. Was I not right?"

"Begad you were not. Milesian, sir; Milesian!"

"Ah, Milesian. It's all the same."

"It's nothing of the sort," said the major indignantly.

"I mean it was all the same to my father. He wouldn't know the difference. Well, I told him of your high descent, and that you were a traveller, a soldier, and a man of steady and trustworthy habits."

"Eh?" ejaculated the major involuntarily. "Well, all right. Go on!"

"I told him all this," said Ezra slowly, "and I pointed out to him that the sum of money which he was prepared to lay out would be better expended on such a man than on one who had no virtues beyond those of business."

"I didn't give you credit for so much sinse!" his companion exclaimed with enthusiasm.

"I said to him that if the matter were left entirely in your hands we could rely upon its being done thoroughly. At the same time, we should have the satisfaction of knowing that the substantial sum which we are prepared to pay our agent had come into worthy hands."

"You hit it there again," murmured the veteran.

"You are prepared, then," said Ezra, glancing keenly at him, "to put yourself at our orders on condition that you are well paid for it?"

"Not so fast, me young friend, not so fast!" said the major, taking his cigar from between his lips and letting the blue smoke curl round his head. "Let's hear what it is that you want me to do, and then I'm riddy to say what I'll agree to and what I won't. I remimber Jimmy Baxter in Texas—"

"Hang Jimmy Baxter!" Ezra cried impatiently.

"That's been done already," observed the major calmly. "Lynched for horse-stealing in '66. However, go on, and I'll promise not to stop you until you have finished."

Thus encouraged, Ezra proceeded to unfold the plan upon which the fortunes of the House of Girdlestone depended. Not a word did he say of ruin or danger, or the reasons which had induced this speculation. On the contrary, he depicted the affairs of the firm as being in a most nourishing condition, and this venture as simply a small insignificant offshoot from their business, undertaken as much for amusement as for any serious purpose. Still, he laid stress upon the fact that though the sum in question was a small one to the firm, yet it was a very large one in other men's eyes. As to the morality of the scheme, that was a point which Ezra omitted entirely to touch upon. Any comment upon that would, he felt, be superfluous when dealing with such a man as his companion.

"And now, major," he concluded, "provided you lend us your name and your talents to help us in our speculation, the firm are prepared to meet you in a most liberal spirit in the matter of remuneration. Of course your voyage and your expenses will be handsomely paid. You will have to travel by steamer to St. Petersburg, provided that we choose the Ural Mountains as the scene of our imaginary find. I hear that there is high play going on aboard these boats, and with your well-known skill you will no doubt be able to make the voyage a remunerative one. We calculate that at the most you will be in Russia about three months. Now, the firm thought that it would be very fair if they were to guarantee you two hundred and fifty pounds, which they would increase to five hundred in case of success; of course by that we mean complete success, such as would be likely to attend your exertions."

Now, had there been any third person in the room during this long statement of the young merchant's, and had that third person been a man of observation, he might have remarked several peculiarities in the major's demeanour. At the commencement of the address he might have posed as the very model and type of respectable composure. As the plan was gradually unfolded, however, the old soldier began to puff harder at his cigar until a continuous thick grey cloud rose up from him, through which the lurid tip of the havannah shone like a murky meteor. From time to time he passed his hand down his puffy cheeks, as was his custom when excited. Then he moved uneasily in his chair, cleared his throat huskily, and showed other signs of restlessness, all of which were hailed by Ezra Girdlestone as unmistakable proofs of the correctness of his judgment and of the not unnatural eagerness of the veteran on hearing of the windfall which chance had placed in his way.

When the young man had finished, the major stood up with his face to the empty fire-place, his legs apart, his chest inflated, and his body rocking ponderously backwards and forwards.

"Let me be quite sure that I understand you," he said. "You wish me to go to Russia?"

"Quite so," Ezra remarked, rubbing his hands pleasantly.

"You have the goodness to suggist that on me way I should rook me fellow-passengers in the boat?"

"That is to say, if you think it worth your while."

"Quite so, if I think it worth me while. I am then to procade across the counthry to some mountains—"

"The Urals."

"And there I am to pretind to discover certain diamond mines, and am to give weight to me story by the fact that I am known to be a man of good birth, and also by exhibiting some rough stones which you wish me to take out with me from England?"

"Quite right, major," Ezra said encouragingly.

"I am then to tilegraph or write this lie to England and git it inserted in the papers?"

"That's an ugly word," Ezra remonstrated. "This 'report' we will say. A report may be either true or false, you know."

"And by this report, thin," the major continued, "you reckon that the market will be so affected that your father and you will be able to buy and sell in a manner that will be profitable to you, but by which you will do other people out of their money?"

"You have an unpleasant way of putting it," said Ezra, with a forced laugh; "but you have the idea right."

"I have another idea as well," roared the old soldier, flushing purple with passion. "I've an idea that if I was twinty years younger I'd see whether you'd fit through that window, Master Girdlestone. Ged! I'd have taught you to propose such a schame to a man with blue blood in his veins, you scounthrel!"

Ezra fell back in his chair. He was outwardly composed, but there was a dangerous glitter in his eye, and his face had turned from a healthy olive to a dull yellow tint.

"You won't do it?" he gasped.

"Do it! D'ye think that a man who's worn Her Majesty's scarlet jacket for twinty years would dirty his hands with such a trick? I tell ye, I wouldn't do it for all the money that iver was coined. Look here, Girdlestone, I know you, but, by the Lord, you don't know me!"

The young merchant sat silently in his chair, with the same livid colour upon his face and savage expression in his eyes. Major Tobias Clutterbuck stood at the end of the table, stooping forward so as to lean his hands upon it, with his eyes protuberant and his scanty grey fringe in a bristle with indignation.

"What right had you to come to me with such a proposal? I don't set up for being a saint, Lord knows, but, be George! I've some morals, such as they are, and I mean to stick to them. One of me rules of life has been niver to know a blackgaird, and so, me young friend, from this day forth you and I go on our own roads. Ged! I'm not particular, but 'you must draw the line somewhere,' as me frind, Charlie Monteith, of the Indian Horse, used to say I when he cut his father-in-law. I draw it at you."

While the major was solemnly delivering himself of these sentiments, Ezra continued to sit watching him in a particularly venomous manner. His straight, cruel lips were blanched with passion, and the veins stood out upon his forehead. The young man was a famous amateur bruiser, and could fight a round with any professional in London. The old soldier would be a child in his hands. As the latter picked up his hat preparatory to leaving the room, Ezra rose and bolted the door upon the inside. "It's worth five pounds in a police court," he muttered to himself, and knotting up his great hands, which glittered with rings, he approached his companion with his head sunk upon his breast, his eyes flashing from under his dark brows, and the slow, stealthy step of a beast of prey. There was a characteristic refinement of cruelty about his attack, as though he wished to gloat over the helplessness of his victim, and give him time to realize his position before he set upon him.

If such were his intention he failed signally in producing the desired effect. The instant the major perceived his manoeuvre he pulled himself up to his full height, as he might have done on parade, and slipping his hand beneath the tails of his frock-coat, produced a small glittering implement, which he levelled straight at the young merchant's head.

"A revolver!" Ezra gasped, staggering back.

"No, a derringer," said the veteran blandly. "I got into the thrick of carrying one when I was in Colorado, and I have stuck to it ever since. You niver know when it may be useful." As he spoke he continued to hold the black muzzle of his pistol in a dead line with the centre of the young man's forehead, and to follow the latter's movements with a hand which was as steady as a rock. Ezra was no coward, but he ceased his advance and stood irresolute.

"Now, thin," cried the major, in sharp military accents, "undo that door."

The young merchant took one look at the threatening apoplectic face of his antagonist, and another at the ugly black spot which covered him. He stooped, and pushed back the bolt.

"Now, open it! Ged, if you don't look alive I'll have to blow a hole in you afther all. You wouldn't be the first man I've killed, nor the last maybe."

Ezra opened the door precipitately.

"Now walk before me into the strate."

It struck the waiters at Nelson's well-known restaurant as a somewhat curious thing that their two customers should walk out with such very grave faces and in so unsociable a manner. "C'est la froideur Anglaise!" remarked little Alphonse Lefanue to a fellow exile as they paused in the laying of tables to observe the phenomenon. Neither of them noticed that the stout gentleman behind with his hand placed jauntily in the breast of his coat, was still clutching the brown handle of a pistol.

There was a hansom standing at the door and Major Clutterbuck stepped into it.

"Look ye here, Girdlestone," he said, as the latter stood looking sulkily up and down the street. "You should learn a lesson from this. Never attack a man unless you're sure that he's unarmed. You may git shot, if you do."

Ezra continued to stare gloomily into vacancy and took no notice of his late companion's remark.

"Another thing," said the major. "You must niver take it for granted that every man you mate is as great a blackgaird as yourself."

The young merchant gave him a malignant glance from his dark eyes and was turning to go, but the gentleman in the cab stretched out his hand to detain him.

"One more lesson," he said. "Never funk a pistol unless you are sure there's a carthridge inside. Mine hadn't. Drive on, cabby!" With which parting shot the gallant major rattled away down Piccadilly with a fixed determination never again to leave his rooms without a few of Eley's No 4 central fires in his pocket.



CHAPTER XV.

AN ADDITION TO THE HOUSE.

There were rejoicings in Phillimore Gardens over Tom's engagement, for the two old people were both heartily fond of Kate—"our Kate," as they were wont proudly to call her. The physician chafed at first over the idea of keeping the matter a secret from Girdlestone. A little reflection served to show him, however, that there was nothing to be gained by informing him, while Kate's life, during the time that she was forced to remain under his roof, would be more tolerable as long as he was kept in ignorance of it. In the meanwhile the lovers saw little of each other, and Tom was only consoled by the thought that every day which passed brought him nearer to the time when he could claim his prize without concealment or fear. He went about as happy and as light-hearted a man as any in all London. His mother was delighted at his high spirits, but his bluff old father was not so well satisfied. "Confound the lad!" he said to himself. "He is settling down to a life of idleness. It suits him too well. We must get him to choose one way or the other."

Accordingly, after breakfast one morning, the doctor asked his son to step with him into the library, where he lit his long cherry-wood pipe, as was his custom after every meal, and smoked for some time in silence.

"You must do something to keep you from mischief, my boy," he said at last brusquely.

"I'm ready for anything, dad," replied Tom, "but I don't quite see what I'm fitted for."

"First of all, what do you think of this?" the doctor asked abruptly, handing a letter over to his son, who opened it and read as follows:—

"DEAR SIR,—

"It has come to my knowledge through my son that your boy has abandoned the study of medicine, and that you are still uncertain as to his future career. I have long had the intention of seeking a young man who might join in our business, and relieve my old shoulders of some of the burden. Ezra urges me to write and propose that your son should become one of us. If he has any taste for business we shall be happy to advance his interest in every way. He would, of course, have to purchase a share in the concern, which would amount to seven thousand pounds, on which he would be paid interest at the rate of five per cent. By allowing this interest to accumulate, and investing also his share of the profits, he might in time absorb a large portion of the business. In case he joined us upon this footing we should have no objection to his name appearing as one of the firm. Should the idea commend itself to you, I should be most happy to talk over details, and to explain to you the advantages which the firm can offer, at my office in Fenchurch Street, any day between ten and four."

"With kind regards to your family, and hoping that they enjoy the great blessing of health, I remain sincerely yours,"

"JOHN GIRDLESTONE."

"What d'ye think of that?" the doctor asked, when his son had finished reading it.

"I hardly know," said Tom; "I should like a little time to think it over."

"Seven thousand pounds is a good round sum. It is more than half the total capital which I have invested for you. On the other hand, I have heard those who ought to know say there is not a sounder or better managed concern in London. There's no time like the present, Tom. Get your hat, and we'll go down to Fenchurch Street together and look into it."

While father and son were rattling along in a cab from Kensington to the City, the young man had time to turn the matter over in his mind. He wanted to be at work, and why not take this up as well as anything else. It is true that he disliked what he had seen of both the Girdlestones, but, on the other hand, by becoming a member of the firm he would probably be thrown in the way of meeting the old merchant's ward. This last consideration decided the matter, and long before the cab had pulled up at the long and dirty passage which led to the offices of the great African firm, the party principally interested had fully made up his mind as to the course he should adopt.

They were duly ushered into the small sanctum adorned with the dissected ships, the maps, the charts, the lists of sailing, and the water-colour picture of the barque Belinda, where they were received by the head of the firm. With a charming personal modesty, tempered by a becoming pride in the great business which he had himself created, he discoursed upon its transactions and its importance. He took down ledgers and flashed great rows of figures before the eyes of the good doctor, explaining, at the same time, how month after month their receipts increased and their capital grew. Then he spoke touchingly of his own ripe years, and of the quiet and seclusion which he looked forward to after his busy lifetime.

"With my young friend here," he said, patting Tom affectionately on the shoulder, "and my own boy Ezra, both working together, there will be young blood and life in the concern. They'll bring the energy, and when they want advice they can come to the old man for it. I intend in a year or so, when the new arrangement works smoothly, to have a run over to Palestine. It may seem a weakness to you, but all my life I have hoped some day to stand upon that holy ground, and to look down on those scenes which we have all imagined to ourselves. Your son will start with a good position and a fair income, which he will probably double before he is five years older. The money invested by him is simply to ensure that he shall have a substantial interest in promoting the affairs of the firm." Thus the old man ran on, and when Tom and his father left the office with the sound of great sums of money, and huge profits, and heavy balances, and safe investments, all jostling each other in their brains, they had both made up their minds as to the future.

Hence in a couple of days there was a stir in the legal house of Jones, Morgan, & Co., with much rustling of parchment, and signing of names, and drinking of inferior sherry. The result of all which was that the firm of Girdlestone & Co. were seven thousand pounds the richer, and Thomas Dimsdale found himself a recognized member of a great commercial house with all the rights and privileges appertaining thereto.

"A good day's work, Tom," said the old doctor, as they left the lawyer's office together. "You have now taken an irrevocable step in life, my boy. The world is before you. You belong to a first-class firm and you have every chance. May you thrive and prosper."

"If I don't it won't be my fault," Tom answered with decision. "I shall work with my whole heart and soul."

"A good day's work, Ezra," the African merchant was remarking at that very moment in Fenchurch Street. "The firm is pinched again for working expenses. This will help;" and he threw a little slip of green paper across the table to his son.

"It will help us for a time," Ezra said, gloomily, glancing at the figures. "It was fortunate that I was able to put you on his track. It is only a drop in the ocean, however. Unless this diamond spec. comes off, nothing can save us."

"But it shall come off," his father answered resolutely. He had succeeded in obtaining an agent who appeared to be almost as well fitted for the post as the recalcitrant major. This worthy had started off already for Russia, where the scene of his operations was to lie.

"I hope so," said Ezra. "We have neglected no precaution. Langworthy should be at Tobolsk by this time. I saw that he had a bag of rough stones with him which would do well enough for his purpose."

"We have your money ready, too. I can rely upon rather over thirty thousand pounds. Our credit was good for that, but I did not wish to push it too far for fear of setting tongues wagging."

"I am thinking of starting shortly in the mail boat Cyprian," said Ezra. "I should be at the diamond fields in little more than a month. I dare say Langworthy won't show any signs for some time yet, but I may as well be there as here. It will give me a little while to find my way about. You see, if the tidings and I were to come almost simultaneously, it might arouse suspicions. In the meantime, no one knows our little game."

"Except your friend Clutterbuck."

A dark shadow passed over Ezra's handsome face, and his cruel lip tightened in a way which boded little good to the old soldier should he ever lie at his mercy.



CHAPTER XVI.

THE FIRST STEP.

It was a proud day for the ex-medical student when he first entered the counting-house of the African firm and realized that he was one of the governing powers in that busy establishment. Tom Dimsdale's mind was an intensely practical one, and although he had found the study of science an irksome matter, he was able to throw himself into business with uncommon energy and devotion. The clerks soon found that the sunburnt, athletic-looking young man intended to be anything but a sleeping partner, and both they and old Gilray respected him accordingly.

The latter had at first been inclined to resent the new arrangement as far as his gentle down-trodden nature could resent anything. Hitherto he had been the monarch of the counting-house in the absence of the Girdlestones, but now a higher desk had been erected in a more central portion of the room, and this was for the accommodation of the new comer. Gilray, after his thirty years of service, felt this usurpation of his rights very keenly; but there was such a simple kindness about the invader, and he was so grateful for any assistance in his new duties, that the old clerk's resentment soon melted away.

A little incident occurred which strengthened this kindly feeling. It chanced that some few days after Tom's first appearance in the office several of the clerks, who had not yet quite gauged what manner of man this young gentleman might be, took advantage of the absence of the Girdlestones to take a rise out of the manager. One of them, a great rawboned Scotchman, named McCalister, after one or two minor exhibitions of wit concluded by dropping a heavy ruler over the partition of the old man's desk in such a way that it crashed down upon his head as he sat stooping over his writing. Tom, who had been watching the proceedings with a baleful eye, sprang off his stool and made across the office at the offender. McCalister seemed inclined for a moment to brazen it out, but there was a dangerous sling about Tom's shoulders and a flush of honest indignation upon his face. "I didn't mean to hurt him," said the Scotchman. "Don't hit him, sir!" cried the little manager. "Beg his pardon," said Tom between his teeth. McCalister stammered out some lame apology, and the matter was ended. It revealed the new partner, however, in an entirely novel light to the inmates of the counting-house. That under such circumstances a complaint should be carried to the senior was only natural, but that the junior should actually take the matter into his own hands and execute lynch law then and there was altogether a new phenomenon. From that day Tom acquired a great ascendancy in the office, and Gilray became his devoted slave. This friendship with the old clerk proved to be very useful, for by means of his shrewd hints and patient teaching the new comer gained a grasp of the business which he could not have attained by any other method.

Girdlestone called him into the office one day and congratulated him upon the progress which he was making. "My dear young man," he said to him in his patriarchal way, "I am delighted to hear of the way in which you identify yourself with the interests of the firm. If at first you find work allotted to you which may appear to you to be rather menial, you must understand that that is simply due to our desire that you should master the whole business from its very foundations."

"There is nothing I desire better," said Tom.

"In addition to the routine of office work, and the superintendence of the clerks, I should wish you to have a thorough grasp of all the details of the shipping, and of the loading and unloading of our vessels, as well as of the storage of goods when landed. When any of our ships are in, I should wish you to go down to the docks and to overlook everything which is done."

Tom bowed and congratulated himself inwardly upon these new duties, which promised to be interesting.

"As you grow older," said the senior partner, "you will find it of inestimable value that you have had practical experience of what your subordinates have to do. My whole life has taught me that. When you are in doubt upon any subject you can ask Ezra for assistance and advice. He is a young man whom you might well take as an example, for he has great business capacity. When he has gone to Africa you can come to me if there is anything which you do not understand." John Girdlestone appeared to be so kindly and benevolent during this and other interviews, that Tom's heart warmed towards him, and he came to the conclusion that his father had judged the old merchant harshly. More than once, so impressed was he by his kindness, that he was on the point of disclosing to him his engagement to his ward, but on each occasion there arose within him a lively recollection of Kate's frightened face when he had suggested such a course, and he felt that without her consent he had no right to divulge the secret.

If the elder Girdlestone improved upon acquaintance it was exactly the reverse with his son Ezra. The dislike with which Tom had originally regarded him deepened as he came in closer contact, and appeared to be reciprocated by the other, so that they held but little intercourse together. Ezra had taken into his own charge all the financial part of the concern, and guarded it the more jealously when he realized that the new partner was so much less simple than he had expected. Thus Tom had no opportunity of ascertaining for himself how the affairs of the firm stood, but believed implicitly, as did Gilray, that every outlay was bringing in a large and remunerative return. Very much astonished would both of them have been had they realized that the working expenses were at present being paid entirely from their own capital until such time as the plot should ripen which was to restore the fortunes of the African company.

In one respect Tom Dimsdale was immeasurably the gainer by his connection with the firm, for without that it is difficult to say how he could have found opportunities for breaking through the barrier which separated him from Kate. The surveillance of the merchant had become stricter of late, and all invitations from Mrs. Dimsdale or other friends who pitied the loneliness of the girl were repulsed by Girdlestone with the curt intimation that his ward's health was not such as to justify him in allowing her to incur any risk of catching a chill. She was practically a prisoner in the great stone cage in Eccleston Square, and even on her walks a warder in the shape of a footman was, as we have seen, told off to guard her. Whatever John Girdlestone's reasons may have been, he had evidently come to the conclusion that it was of the highest importance that she should be kept secluded.

As it was, Tom, thanks to his position as one of the firm, was able occasionally, in spite of every precaution to penetrate through the old man's defensive works. If a question of importance arose at Fenchurch Street during the absence of the senior partner, what more natural than that Mr. Dimsdale should volunteer to walk round to Eccleston Square in order to acquaint him with the fact. And if it happened that the gentleman was not to be found there, how very natural that the young man should wait half an hour for him, and that Miss Harston should take the opportunity of a chat with an old friend? Precious, precious interviews those, the more so for their rarity. They brightened the dull routine of Kate's weary life and sent Tom back to the office full of spirit and hope. The days were at hand when the memory of them was to shine out like little rifts of light in the dark cloud of existence.

And now the time was coming when it was to be decided whether, by a last bold stroke, the credit of the House of Girdlestone was to be saved, or whether the attempt was to plunge them into deeper and more hopeless ruin. An unscrupulous agent named Langworthy had, as already indicated, been despatched to Russia well primed with instructions as to what to do and how to do it. He had been in the employ of an English corn merchant at Odessa, and had some knowledge of the Russian language which would be invaluable to him in his undertaking. In the character of an English gentleman of scientific tastes he was to establish himself in some convenient village among the Ural Mountains. There he was to remain some little time, so as to arouse confidence in the people before making his pretended discovery. He was then to carry his rough diamonds to Tobolsk, as the nearest large town, and to exhibit them there, backing up his assertion by the evidence of villagers who had seen him dig them up. The Girdlestones knew that that alone would be sufficient when telegraphed to England to produce a panic in the sensitive diamond market. Before any systematic inquiry could be made, Langworthy would have disappeared, and their little speculation would have come off. After that the sooner the people realized that it was a hoax the better for the conspirators. In any case, there seemed to be no possibility that the origin of the rumour could be traced. Meanwhile, Ezra Girdlestone had secured his passage in the Cape mail steamer Cyprian. On the night that he left he sat up late in the library at Eccleston Square talking over the matter for the last time with his father.

The old man was pale and nervous. The one weak point in his character was his affection for his son, an affection which he strove to hide under an austere manner, but which was none the less genuine. He had never before parted with him for any length of time, and he felt the wrench keenly. As to Ezra, he was flushed and excited at the thought of the new scenes which lay before him and the daring speculation in which he was about to embark. He flung himself into a chair and stretched his thick, muscular limbs out in front of him.

"I know as much about stones," he said exultantly, "as any man in London. I was pricing a bag of rough ones at Van Helmer's to-day, and he is reckoned a good judge. He said that no expert could have done it better. Lord bless you! pure or splints, or cracked, or off colour, or spotted, or twin stones, I'm up to them all. I wasn't a pound out in the market value of any one of them."

"You deserve great credit for your quickness and perseverance," replied his father. "Your knowledge will be invaluable to you when you are at the fields. Be careful of yourself when you are there, my son, if only for my sake. There are rough fellows at such places, and you must give them soft words. I know that your temper is quick, but remember those wise words, 'He that ruleth his spirit is better than he that taketh a city.'"

"Never fear for me, dad," said Ezra, with a sinister smile, pointing to a small leather case which lay among his things. "That's the best six-shooter I could get for money. I've taken a tip, you see, from our good friend, the major, and have six answers for any one that wants to argue with me. If I had had that the other day he wouldn't have bounced me so easily."

"Nay, but Ezra, Ezra," his father said, in great agitation, "you will promise to be careful and to avoid quarrels and bloodshed. It is against the great law, the new commandment."

"I won't get into any rows if I can help it," his son answered. "That's not my game."

"But if you think that there is no mistake, if your opponent is undoubtedly about to proceed to extremities, shoot him down at once, my dear lad, before he has time to draw. I have heard those who have been out there say that in such cases everything depends upon getting the first shot. I am anxious about you, and shall not be easy until I see you again."

"Blessed if he hasn't tears in his eyes!" Ezra exclaimed to himself, much astonished at this unprecedented occurrence.

"When do you go?" his father asked.

"My train leaves in an hour or so. I reach the steamer at Southampton about three in the morning, and she starts with the full tide at six."

"Look after your health," the old man continued. "Don't get your feet wet, and wear flannel next your skin. Don't forget your religious duties either. It has a good effect upon those among whom you do business."

Ezra sprang from his chair with an exclamation of disgust and began to pace up and down. "I wish to Heaven you would drop that sort of gammon when we are alone," he said irritably.

"My dear boy," said the father, with a mild look of surprise upon his face, "you seem to be under a misapprehension in this matter. You appear to consider that we are embarking upon some unjustifiable undertaking. This is not so. What we are doing is simply a small commercial ruse—a finesse. It is a recognized maxim of trade to endeavour to depreciate the price of whatever you want to buy, and to raise it again when the time comes for selling."

"It's steering very close to the law," his son retorted. "No speculating, now, while I am away; whatever comes in must go towards getting us out of this scrape, not to plunging us deeper in the mire."

"I shall not expend an unnecessary penny."

"Well, then, good-bye." said the young man, rising up and holding out his hand. "Keep your eye on Dimsdale and don't trust him."

"Good-bye, my son, good-bye—God bless you!"

The old merchant was honestly moved, and his voice quivered as he spoke. He stood motionless for a minute or so until the heavy door slammed, and then he threw open the window and gazed sorrowfully down the street at the disappearing cab. His whole attitude expressed such dejection that his ward, who had just entered the room, felt more drawn towards him than she had ever done before. Slipping up to him she placed her warm tender hand upon his sympathetically.

"He will soon be back, dear Mr. Girdlestone," she said. "You must not be uneasy about him."

As she stood beside him in her white dress, with a single red ribbon round her neck and a band of the same colour round her waist, she was as fair a specimen of English girl-hood as could have been found in all London. The merchant's features softened as he looked down at her fresh young face, and he put out his hand as though to caress her, but some unpleasant thought must have crossed his mind, for he assumed suddenly a darker look and turned away from her without a word. More than once that night she recalled that strange spasmodic expression of something akin to horror which had passed over her guardian's features as he gazed at her.



CHAPTER XVII.

THE LAND OF DIAMONDS.

The anxious father had not very long to wait before he heard tidings of his son. Upon the first of June the great vessel weighed her anchor in the Southampton Water, and steamed past the Needles into the Channel. On the 5th she was reported from Madeira, and the merchant received telegrams both from the agent of the firm and from his son. Then there was a long interval of silence, for the telegraph did not extend to the Cape at that time, but, at last on the 8th of August, a letter announced Ezra's safe arrival. He wrote again from Wellington, which was the railway terminus, and finally there came a long epistle from Kimberley, the capital of the mining district, in which the young man described his eight hundred miles drive up country and all the adventures which overtook him on the way.

"This place, Kimberley," he said in his letter, "has grown into a fair-sized town, though a few years ago it was just a camp. Now there are churches, banks, and a club in it. There are a sprinkling of well-dressed people in the streets, but the majority are grimy-looking chaps from the diggings, with slouched hats and coloured shirts, rough fellows to look at, though quiet enough as a rule. Of course, there are blacks everywhere, of all shades, from pure jet up to the lightest yellow. Some of these niggers have money, and are quite independent. You would be surprised at their impertinence. I kicked one of them in the hotel yesterday, and he asked me what the devil I was doing, so I knocked the insolent scoundrel down. He says that he will sue me, but I cannot believe that the law is so servile as to bolster up a black man against a white one.

"Though Kimberley is the capital of the dry diggings, it is not there that all the actual mining is done. It goes on briskly in a lot of little camps, which are dotted along the Vaal River for fifty or sixty miles. The stones are generally bought by licensed agents immediately after they have been found, and are paid for by cheques on banks in Kimberley. I have, therefore, transferred our money to the Standard Bank here, and have taken my licence. I start to-morrow for Hebron, Klipdrift, and other of the mining centres to see for myself how business is done and to make friends with the miners, so as to get myself known. As soon as the news comes I shall buy in all that offers. Keep your eyes on that fellow Dimsdale, and let him know nothing of what is going on."

He wrote again about a fortnight afterwards, and his letter, as it crossed the Atlantic, passed the outward mail, which bore the news of the wonderful diamond find made by an English geologist among the Ural Mountains.

"I am now on a tour among the camps," he said. "I have worked right through from Hebron to Klipdrift, Pniel, Cawood's Hope, Waldeck's Plant, Neukirk's Hope, Winterrush, and Bluejacket. To-morrow I push on to Delparte's Hope and Larkin's Flat. I am well received wherever I go, except by the dealers, who are mostly German Jews. They hear that I am a London capitalist, and fear that I may send up the prices. They little know! I bought stones all the way along, but not very valuable ones, for we must husband our resources.

"The process of mining is very simple. The men dig pits in loose gravel lying along the banks of the river, and it is in these pits that the diamonds are found. The black men, or 'boys,' as they call them, do all the work, and the 'baas,' or master, superintends. Everything that turns up belongs to the 'baas,' but the boys have a fixed rate of wages, which never varies, whether the work is paying or not. I was standing at Hebron watching one of the gangs working when the white chap gave a shout, and dived his hand into a heap of stuff he had just turned over, pulling out a dirty looking little lump about the size of a marble. At his shout all the other fellows from every claim within hearing gathered round, until there was quite a crowd.

"'It's a fine stone,' said the man that turned it up.

"'Fifty carats if it's one,' cried another, weighing it in the palm of his hand.

"I had my scales with me, so I offered to weigh it. It was sixty-four and a half carats. Then they washed it and examined it. There was a lot of whispering among them and then the one who had found it came forward.

"'You deal, don't you, Mr. Girdlestone?' he said.

"'Now and then,' I answered, 'but I'm not very keen about it. I came out here more for pleasure than business.

"'Well,' he said, 'you may go far before you see a finer stone than this. What will you bid for it?'

"I looked at it. 'It's off-coloured,' I said.

"'It's white,' said he and one or two of his chums.

"'Gentlemen,' I said, 'it is not white. There are two shades of yellow in it. It is worth little or nothing.'

"'Why, if it is yellow it makes it all the more valuable,' said a big fellow with a black beard and corduroy trousers. 'A yellow stone's as good as a white.'

"'Yes,' I answered, 'a pure yellow stone is. But this is neither one nor the other. It's off-colour, and you know that as well as I.'

"'Won't you bid for it, then?' said one of them.

"'I'll bid seventy pounds,' I said, 'but not a penny more.'

"You should have heard the howl they all set up. 'It's worth five hundred,' the fellow cried.

"'All right,' I said, 'keep it and sell it for that; good day,' and I went off. The stone was sent after me that evening with a request for my cheque, and I sold it for a hundred two days afterwards.[1] You see old Van Harmer's training has come in very handy. I just tell you this little anecdote to let you see that though I'm new in the work I'm not to be done. Nothing in the papers here from Russia. I am ready, come when it may. What would you do if there should be any hitch and the affair did not come off? Would you cut and run, or would you stand by your colours and pay a shilling or so in the pound? The more I think of it the more I curse your insanity in getting us into such a mess. Good-bye."

"He is right. It was insanity," said the old merchant leaning his head upon his hands. "It seems unkind of the lad to say so when he is so far away, but he was always plain and blunt. 'If the affair did not come off'—he must have some doubts about the matter, else he would not even suppose such a thing. God knows what I should do then. There are other ways—other ways." He passed his hand over his eyes as he spoke, as though to shut out some ugly vision. Such a wan, strange expression played over his grim features that he was hardly to be recognized as the revered elder of the Trinitarian Chapel or the esteemed man of business of Fenchurch Street.

He was lost in thought for some little time, and then, rising, he touched the bell upon the table. Gilray trotted in upon the signal so rapidly and noiselessly, that he might have been one of those convenient genii in the Eastern fables, only that the little clerk's appearance, from the tips of his ink-stained fingers to the toes of his seedy boots, was so hopelessly prosaic that it was impossible to picture him as anything but what he was.

"Ah, Gilray!" the merchant began, "is Mr. Dimsdale in the office?"

"Yes, sir."

"That's all right. He seems to be very regular in his attendance."

"Very, sir."

"And seems to take to the business very well."

"Uncommonly quick, sir, to be sure," said the head clerk. "What with work among the ships, and work in the office, he's at it late and early."

"That is very right," said the old man, playing with the letter weights. "Application in youth, Gilray, leads to leisure in old age. Is the Maid of Athens unloading?"

"Mr. Dimsdale has been down to her this morning, sir. They're getting the things out fast. He wants to call attention to the state of the vessel, Mr. Girdlestone. He says that it's making water even in dock, and that some of the hands say that they won't go back in her."

"Tut! tut!" John Girdlestone said peevishly. "What are the Government inspectors for? There is no use paying them if we are to inspect ourselves. If they insist upon any alterations they shall be made."

"They were there, sir, at the same time as Mr. Dimsdale," said Gilray, diffidently.

"Well, what then?" asked his employer.

"He says, sir, that the inspectors went down to the cabin and had some champagne with Captain Spender. They then professed themselves to be very well satisfied with the state of the vessel and came away."

"There you are!" the senior partner cried triumphantly. "Of course these men can see at a glance how things stand, and if things had really been wrong they would have called attention to it. Let us have no more of these false alarms. You must say a few words on the point to Mr. Dimsdale, as coming from yourself, not from me. Tell him to be more careful before he jumps to conclusions."

"I will, sir."

"And bring me ledger No. 33."

Gilray stretched up his arm and took down a fat little ledger from a high shelf, which he laid respectfully before his employer. Then, seeing that he was no longer wanted, he withdrew.

Ledger No. 33 was secured by a clasp and lock—the latter a patent one which defied all tamperers. John Girdlestone took a small key from his pocket and opened it with a quick snap. A precious volume this, for it was the merchant's private book, which alone contained a true record of the financial state of the firm, all others being made merely for show. Without it he would have been unable to keep his son in the dark for so many months until bitter necessity at last compelled him to show his hand.

He turned the pages over slowly and sadly. Here was a record of the sums sunk in the Lake Tanganyika Gold Company, which was to have paid 33 per cent., and which fell to pieces in the second month of its existence. Here was the money advanced to Durer, Hallett, & Co., on the strength of securities which proved to be the flimsiest of insecurities when tested. Further on was the account of the dealings of the firm with the Levant Petroleum Company, the treasurer of which had levanted with the greater part of the capital. Here, too, was a memorandum of the sums sunk upon the Evening Star and the Providence, whose unfortunate collision had well-nigh proved the death blow of the firm. It was melancholy reading, and perhaps the last page was the most melancholy of all. On it the old man had drawn up in a condensed form an exact account of the present condition of the firm's finances. Here it is exactly word for word as he had written it down himself.

GIRDLESTONE & CO. October 1876 Debit. Credit.

Pounds Sterling Pounds Sterling Debts incurred previous to Ezra, in Africa, holds disclosure to Ezra 34000 this money with which 15000 pounds raised at six to speculate. 35000 months, and 20000 pounds Balance in bank, at nine months 35000 including what remains Interest on said money at of Dimsdale's premium. 8400 5 per cent. 1125 Profit on the cargo of Working expenses of the Maid of Athens, now firm during the next six in port. 2000 months, including cost of Profit on the cargoes ships, at 150 pounds per of Black Eagle,Swan week 3900 and Panther, calculated Private expenses at at the same rate. 6000 Ecclestone Square, say 1000 Deficit 26425 Expenses of Langworthy in Russia, and of my dear son in Africa, say 600 Insurances 1200 Total 76825 Total 76825 All this money must be found within The possibility of the sinking nine months at the outside. of a ship must not be overlooked that would bring in from 12000 to 20000 pounds.

"Come, it's not so very bad after all," the merchant muttered, after he had gone over these figures very slowly and carefully. He leaned back in his chair and looked up at the ceiling with a much more cheerful expression upon his face. "At the worst it is less than thirty thousand pounds. Why, many firms would think little of it. The fact is, that I have so long been accustomed to big balances on the right side that it seems to be a very dreadful thing now that it lies the other way. A dozen things may happen to set all right. I must not forget, however," he continued, with a darker look, "that I have dipped into my credit so freely that I could not borrow any more without exciting suspicion and having the whole swarm down on us. After all, our hopes lie in the diamonds. Ezra cannot fail. He must succeed. Who can prevent him?"

"Major Tobias Clutterbuck," cried the sharp, creaky voice of Gilray as if in answer to the question, and the little clerk, who had knocked once or twice unnoticed, opened the door and ushered in the old Campaigner.

[1] It may be well to remark, that this and succeeding incidents occurred in the old Crown Colony days, before the diamond legislation was as strict as it has since become.



CHAPTER XVIII.

MAJOR TOBIAS CLUTTERBUCK COMES IN FOR A THOUSAND POUNDS.

John Girdlestone had frequently heard his son speak of the major in the days when they had been intimate, and had always attributed some of the young man's more obvious vices to the effects of this ungodly companionship. He had also heard from Ezra a mangled version of the interview and quarrel in the private room of Nelson's Restaurant. Hence, as may be imagined, his feelings towards his visitor were far from friendly, and he greeted him as he entered with the coldest of possible bows. The major, however, was by no means abashed by this chilling reception, but stumped forward with beaming face and his pudgy hand outstretched, so that the other had no alternative but to shake it, which he did very gingerly and reluctantly.

"And how are ye?" said the major, stepping back a pace or two, and inspecting the merchant as though he were examining his points with the intention of purchasing him. "Many's the time I've heard talk of ye. It's a real treat to see ye. How are ye?" Pouncing upon the other's unresponsive hand, he wrung it again with effusion.

"I am indebted to Providence for fairly good health, sir," John Girdlestone answered coldly. "May I request you to take a seat?"

"That was what me friend Fagan was trying to do for twelve years, and ruined himself over it in the ind. He put up at Murphytown in the Conservative interest, and the divil a vote did he get, except one, and that was a blind man who signed the wrong paper be mistake, Ha! ha!" The major laughed boisterously at his own anecdote, and mopped his forehead with his handkerchief.

The two men, as they stood opposite each other, were a strange contrast, the one tall, grave, white, and emotionless, the other noisy and pompous, with protuberant military chest and rubicund features. They had one common characteristic, however. From under the shaggy eyebrows of the merchant and the sparse light-coloured lashes of the major there came the same keen, restless, shifting glance. Both were crafty, and each was keenly on his guard against the other.

"I have heard of you from my son," the merchant said, motioning his visitor to a chair. "You were, I believe, in the habit of meeting together for the purpose of playing cards, billiards, and other such games, which I by no means countenance myself, but to which my son is unhappily somewhat addicted."

"You don't play yourself," said the major, in a sympathetic voice. "Ged, sir, it's never too late to begin, and many a man has put in a very comfortable old age On billiards and whist. Now, if ye feel inclined to make a start, I'll give ye seventy-five points in a hundred for a commincement."

"Thank you," said the merchant drily. "It is not one of my ambitions. Was this challenge the business upon which you came?"

The old soldier laughed until his merriment startled the clerks in the counting-house. "Be jabers!" he said, In a wheezy voice, "d'ye think I came five miles to do that? No, sir, I wanted to talk to you about your son."

"My son!"

"Yes, your son. He's a smart lad—very smart indeed—about as quick as they make 'em. He may be a trifle coarse at times, but that's the spirit of the age, me dear sir. Me friend Tuffleton, of the Blues, says that delicacy went out of fashion with hair powder and beauty patches. he's a demned satirical fellow is Tuffleton. Don't know him, eh?"

"No, sir, I don't," Girdlestone said angrily; "nor have I any desire to make his acquaintance. Let us proceed to business for my time is valuable."

The major looked at him with an amiable smile. "That quick temper runs in the family," he said. "I've noticed It in your son Ezra. As I said before, he's a smart lad; but me friend, he's shockingly rash and extremely indiscrate. Ye musk speak to him about it."

"What do you mean sir?" asked the merchant, white with anger. "Have you come to insult him in his absence?"

"Absence?" said the soldier, still smiling blandly over his stock. "That's the very point I wanted to get at. He is away in Africa—at the diamond fields. A wonderful interprise, conducted with remarkable energy, but also with remarkable rashness, sir—yes, bedad, inexcusable rashness."

Old Girdlestone took up his heavy ebony ruler and played with it nervously. He had an overpowering desire to hurl it at the head of his companion.

"What would ye say, now," the veteran continued, crossing one leg over the other and arguing the matter out in a confidential undertone— "what would you say if a young man came to you, and, on the assumption that you were a dishonest blackgaird, appealed to you to help him in a very shady sort of a scheme? It would argue indiscretion on his part, would it not?"

The merchant sat still, but grew whiter and whiter.

"And if on the top of that he gave you all the details of his schame, without even waiting to see if you favoured it or not, he would be more than indiscrate, wouldn't he? Your own good sinse, me dear sir, will tell you that he would be culpably foolish—culpably so, bedad!"

"Well, sir?" said the old man, in a hoarse voice.

"Well," continued the major, "I have no doubt that your son told you of the interesting little conversation that we had together. He was good enough to promise that if I went to Russia and pretinded to discover a fictitious mine, I should be liberally rewarded by the firm. I was under the necessity of pointing out to him that certain principles on which me family"—here the major inflated his chest—"on which me family are accustomed to act would prevint me from taking advantage of his offer. He then, I am sorry to say, lost his temper, and some words passed between us, the result of which was that we parted so rapidly that, be jabers! I had hardly time to make him realize how great an indiscretion he had committed."

The merchant still sat perfectly still, tapping the table with his black ebony ruler.

"Of course, afther hearing a skitch of the plan," continued the major, "me curiosity was so aroused that I could not help following the details with intherest. I saw the gintleman who departed for Russia— Langworthy, I believe, was his name. Ged! I knew a chap of that name in the Marines who used to drink raw brandy and cayenne pepper before breakfast every morning. Did ye? Of course you couldn't. What was I talking of at all at all?"

Girdlestone stared gloomily at his visitor. The latter took a pinch of snuff from a tortoise-shell box, and flicked away a few wandering grains which settled upon the front of his coat.

"Yes," he went on, I saw Langworthy off to Russia. Then I saw your son start for Africa. He's an interprising lad, and sure to do well there. coelum non animam mutant, as we used to say at Clongowes. He'll always come to the front, wherever he is, as long as he avoids little slips like this one we're spaking of. About the same time I heard that Girdlestone & Co, had raised riddy money to the extint of five and thirty thousand pounds. That's gone to Africa, too, I presume. It's a lot o' money to invist in such a game, and it might be safe if you were the only people that knew about it, but whin there are others—"

"Others?"

"Why, me, of course," said the major. "I know about it, and more be token I am not in the swim with you. Sure, I could go this very evening to the diamond merchants about town and give them a tip about the coming fall in prices that would rather astonish 'em."

"Look here, Major Clutterbuck," cried the merchant, in a voice which quivered with suppressed passion, "you have come into possession of an important commercial secret. Why beat about the bush any longer? What is the object of your visit to-day? What is it that you want?"

"There now!" the major said, addressing himself and smiling more amicably than ever. "That's business. Bedad, there's where you commercial men have the pull. You go straight to the point and stick there. Ah, when I look at ye, I can't help thinking of your son. The same intelligent eye, the same cheery expression, the same devil-may-care manner and dry humour—"