So she and Dicky had lived together since the day when Simeon had been laid to rest beside his mother in the churchyard, and Deena had taken up life with such courage as she could muster in the old house. She had started out with a long illness, as the result of overtaxed nerves, and the nurse who had been engaged for Simeon found ample employment with Simeon's widow; but a good constitution and a quiet mind are excellent helps toward recovery, and by September she found herself in admirable health.

Stephen's energies had been absorbed in editing Simeon's book. He had the assistance of the botanical department of Harmouth, and the book was produced in a manner which would have given poor Ponsonby infinite pleasure. French spared no expense, especially in the color drawings from Simeon's photographs and specimens, which were exceptionally valuable. The printing was done in Boston, and Stephen was there much of the time. During Deena's illness he was glad of an excuse to be near enough to get daily reports of her progress, but as she became strong and resumed the routine of living, so that intercourse became unavoidable, he found the strain of silence more than he could bear. He resigned his professorship permanently, and went abroad, making the book his excuse. He wished to see that it was properly heralded by both English and Continental scientific periodicals, and he preferred to attend to it himself. To say that Deena missed him but feebly expresses the void his going made in her life, but, knowing her own heart, and suspecting the state of his, she was glad to be spared his presence in these early days of widowhood, and could not but approve his decision.

Dicky's society was hardly calculated to stifle her longings for higher things, for his conduct called for constant repression. At first he had nearly driven her wild by his prying interest in what did not concern him, his way of unmasking her secret thoughts, his powers of seeing round corners, if not through sealed envelopes, but as time went on she grew fond of his honest boy-nature, and learned to laugh at his precocious acuteness. Perhaps with Stephen's departure there were fewer occasions for her to resent the challenge of his intrusive eye. There were, also, alleviations coincident with the school year, for then she was free from his company from the time he slammed the front door, at five minutes to nine, till he returned at two, ravenous for dinner.

On the particular morning indicated at the beginning of the chapter, the season was the late autumn—the clock was pointing ominously near nine—the lady opposite to Master Shelton looked more beautiful than ever in her widow's weeds. Dicky conveyed half a sausage and a wedge of buttered toast to the sustenance of boyhood before he asked—with some difficulty, if the truth were confessed:

"May I take a bunch of grapes to school, Deena?"

She was about to give a cheerful consent, when he defeated his own ends by adding:

"None of the other boys have hothouse grapes; it makes 'em think a lot of me. I guess they know where they come from, too!"

"In those circumstances, certainly not," she answered, indignantly. "You can eat all you like at home."

"Well, I call that low-down mean," he said, stabbing another sausage, "and you gettin' all the fruit and flowers from Mr. French's place sent to you every day. I wish Polly and Ben were there still—they wouldn't begrudge me a little fruit."

Polly and Ben had taken Stephen's place for the summer, during his protracted absence, and had but recently returned to New York.

"Polly and Ben would despise your snobbishness just as I do; besides, I do not approve of your taking eatables to school," she added, disingenuously, for her objection was to furnishing food for Harmouth gossip—not to Dicky.

"Oh, pshaw!" he exclaimed. "As if I didn't know why you won't let me take 'em! Mr. French will give me anything I ask for when he gets home—that's one comfort. Did you know he may be here any day? The man who brought the flowers told me so yesterday."

Deena's complexion flushed a lively pink, or else it was the reflection from the wood fire, leaping in tongues of flame behind the tall brass fender. She certainly looked singularly girlish as she sat behind the array of Ponsonby breakfast silver, her severe black frock, with the transparent bands of white at throat and wrists, only serving to mark her youthful freshness. Her beauty was of little consequence to her brother, who was busy considering the advantages that might accrue to himself from Stephen's return.

"When Mr. French went away, he said I could ride his saddle horse, and though I've been there half a dozen times since Ben left, that old beast of a coachman won't let me inside the stable. Will you tell Mr. French when he comes home what an old puddin' head he's got to look after his horses? The man ought to be kicked out!"

"I shall hardly venture to complain to Mr. French about his servants," said Deena.

"You might be good-natured," he urged; "here's the whole autumn gone without my getting any riding, and Mr. French would do anything you asked——"

"It is time for you to go to school," said Deena, shortly.

"No, it isn't; not for three minutes yet," he contradicted. "'Tenny rate, I don't mean to be early this morning—it's jography, and I don't know my lesson; but I do think you might speak about the horse, Deena; I never get a bit of sport worth countin'"—this in a high, grumbling minor. "There was Ben; he had his automobile here the whole summer, and never offered it to me once! The fellows all think it was awfully mean—I had promised to take them out in it, and it made me feel deuced cheap, I can tell you. The idea of using a machine like that just to air a kid every day! I guess it pumped it full of wind, anyhow—that's one comfort."

"If you are going to say disagreeable things about the baby, I won't listen to you," said Deena, crossly, and then, ashamed of her petulance, added: "Run along to school, dear; the sooner you get some knowledge into that little red head of yours, the sooner you can have automobiles and horses of your own."

"Those of my brothers-in-law will suit me just as well," he said, favoring her with a horrid grimace, as he wiped his mouth on a rope of napkin held taut between his outstretched fists. "Perhaps I had better let Mr. French know myself what I expect in the future."

"Perhaps you'll mind your own business!" cried Deena, driven to fury.

He left the room singing in a quavering treble:

I'll pray for you when on the stormy ocean With love's devotion. That's what I'll do.

It was a song with which a nursemaid of the Shelton children had been wont to rock the reigning baby to sleep, and had lurked in Dicky's memory for many a year.

Poor Deena was thoroughly ruffled. It was maddening to have a love she held as the most sacred secret of her heart vulgarized by a boy's coarse teasing, and, in addition, she was jealous of her own dignity—anxious to pay her dead husband proper respect—distressed at the possibility of Stephen's thoughtful kindness becoming a subject of comment in the town. And yet what difference did it make?

This carefully guarded secret would be public property by her own consent before a week was over, for Dicky's announcement of French's return was no news to Deena—at that very moment her heart was beating against a letter which assured her he was following fast upon its tracks, and when he came he was not likely to prove a patient lover. All through that second summer his letters had been growing more tender, more urgent, till at last he had taken matters into his own hands, and decided that their separation must end. For aught she knew, his vessel might already have reached New York—he might be that blessed moment on his way to Harmouth! The thought sent little thrills of happiness bounding through her veins. She had a shrewd idea he would appear unannounced by letter or telegram, but not to-day—certainly not to-day—she reflected.

There were plenty of small duties waiting for her that morning, but in woman's parlance she "couldn't settle to anything"; there was an excitement in her mood that demanded the freedom of fresh air. She went up to her bedroom and stood for a moment at her window before yielding to the impulse that beckoned her out into the sunshine; and, drawing Stephen's letter from her dress, she read it once more, to make sure she had missed no precious hint as to the time of his sailing. He wrote:

May I come back? You must know all I mean that to imply—to come back, my best beloved, to you—to order my life in accordance to your pleasure—to marry you the day I set foot in Harmouth—or to wait impatiently till you are pleased to give yourself to me. I trust your love too entirely to fear that you will needlessly prolong the time. You are too fair-minded to let mere conventions weigh with you as against my happiness. Between you and me there must be no shams, and yet I would not shock or hurry you for the world.

On second thoughts, I shall not wait for your permission to return—that is not the best way to gain one's desires! No, I shall come before you can stop me, and while you are saying to yourself, "Perhaps he is on the ocean," I may be turning in at your gate.

What did she mean to do? she asked herself, with a smile that was its own answer.

She went into her closet, and, fetching her crape hat from the shelf, began pinning it on before the glass. Its somber ugliness accorded ill with the brightness of her hair, and somehow her hair seemed to turn mourning into a mockery.

She couldn't help recalling an incident that had happened two years before, when she had seen herself in that same glass transformed into sudden prettiness by Polly's skillful fingers, and how her pleasure in her appearance had been turned into humiliation by Simeon's petty tyranny, when she asked him to pay for her hat. And then she was ashamed of her own thoughts—distressed that she had let the paltry reminiscence force itself into her mind; for great happiness should put us in charity with all. Never again would she allow an unkind remembrance to lodge in her thoughts.

She shut the door of her room and hurried out into the street—there was so much indoors to remind her of what she most wished to forget. When Stephen came for her they would go away from Harmouth—just for a little while, till the memories faded—and, in a future of perfect love, think kindly, gratefully, pitifully, of Simeon.

You see, she was desperately in love, poor child, and at last heart and conscience were in accord.

Her feet fairly danced up the street; she moved so lightly she hardly rustled the carpet of fallen leaves that overspread the pavement. It was a glorious day, the sun was touching all prosaic things with gold, and up in heaven, against the interminable blue, little white clouds sailed in dapples, such as Raphael charged with angel faces, and every face seemed to smile.

Wandering across the campus, under the stately arches of the college elms, she finally reached the open country, and, realizing that even the wings of happiness are mortal, she turned homeward, choosing the avenue that led past French's place. Perhaps she hoped for reassuring signs of his coming—doors and windows thrown open and gardeners at work upon the ground—but before she got beyond the high hedge that cut off her view, a carriage, which she recognized as Stephen's, drove rapidly toward the gate, and in it sat a lady, stately and grand, but so closely veiled as to defy both sun and curiosity. At a sign from her the carriage stopped, and a voice exclaimed:

"I have just been to see you, Mrs. Ponsonby, and was so much disappointed to find you out—and so was some one else, I fancy, who I am sure has been at your house this morning! Pray get in and drive home with me. And I will send you back to town after you have paid me a little visit."

Deena had by this time recognized Mrs. Star, and recovered sufficiently from her surprise to take the offered seat in the carriage, but she was in such a tumult of hope and fear she hardly dared trust herself to do more than greet her old friend. Mrs. Star understood quite well, and gave her time to recover her wits by a characteristic harangue.

"How am I?" she repeated, sardonically. "Lame for life! I have never got over McTorture's treatment, and never shall. Oh, no, it was not the original accident—that was an innocent affair—it is the result of McTorture's nonsense in keeping me chained to my sofa in one position till my leg stiffened. But never mind about doctors; they're all alike—bad's the best! You look handsome and healthy enough to keep out of their clutches; tell me all about yourself."

"There is never anything to tell about me," said Deena. "I am much more concerned to know why you are here."

Mrs. Star's eyes softened.

"Because Stephen wouldn't stop long enough in New York for me to exchange ten words with him, and so I did the next best thing—indeed, the only thing I could do to satisfy my affection—I came with him; and upon my word, I do not think he wanted me! Now, how do you account for that, Mrs. Deena?"

Her expression was so insinuating that Deena might be excused a slight irritation in her tone as she answered:

"I don't account for it."

Here they reached the front door, for the approach was a short one, and Mrs. Star got out laboriously and ushered her guest into the hall.

"Do you know your way to the library?" she asked. "It is on the other side of this barn of a room, and if you will make yourself comfortable there, I will join you in a minute. The truth is, we are not in order, and I must give a message before I can have the conscience to sit down and enjoy a chat."

Deena's eyes were still blinded by the midday glare, but she managed to cross the great drawing room without stumbling over an ottoman, and, pushing aside the heavy curtain that shut off the library, she walked directly into Stephen's arms.

As Mrs. Star saw fit to leave her undisturbed, it would be sheer presumption for a humble person like the writer to disregard that compelling example. Suffice it to say that for one hour Stephen's horses stamped and champed in the stable, and that when finally Mrs. Star did appear, the occupants of the library were under the impression she had been gone barely long enough to take off her wraps.

Perhaps no mortals deserve happiness, and certainly few attain it, but if ever a man and a woman were likely to find satisfaction in each other's companionship, it was the lovers sitting hand in hand before Stephen's fire.

Most women of twenty-four have had some experience of love as a passion; they have known its fullness or its blight, or more often still, they have frittered it away in successive flirtations, but with Deena it had come as a revelation and been consecrated to one. To be sure, she had tried to crush and repress it, but it had persisted because of its inherent force. And with Stephen the passion was at once the delight and glory of his life. His was no boy's love made up of sentiment and vanity; he had brought a man's courage to follow duty to the borders of despair, and all the while he held the image of her he loved unsullied in his heart. At last they were free to take all that life had before withheld of sympathy and friendship and perfect understanding. What wonder that an hour should slip away before they realized the flight of time?

Mrs. Star received her nephew's announcement with suitable effusion, and with an undercurrent of genuine feeling. After kissing Deena, she made a confidence that had a spice of kindly malice.

"My dear child," she said, "I knew so well what was about to happen, that I came all the way from New York in order to welcome you into the family, and I think I showed great self-restraint not to tell you so in the carriage when you put that very direct question as to what brought me."



CONCERNING THE HEART'S DEEP PAGES

By SEWELL FORD

Author of "Horses Nine," Etc.

When Dickie's mother put him in my charge for the summer she said: "Keep him out of as much mischief as you can." This seemed unnecessary, for, really, Dickie was a well-mannered, good-looking young fellow, with broad shoulders, a clear skin and a clean heart. I said as much.

"Oh, you old bachelors!" laughed Dickie's mother, and sailed away to spend her second season of widowhood abroad.

Dickie and I were just taking a look at the country surrounding our summer headquarters when we found Rosie. Balancing herself on a gatepost and eating cherries was Rosie. It must be admitted that she did both of these things with a certain grace, also that the picture she made had its charm. For she was probably sixteen, with all that the age implies.

Of course, one could not expect Dickie to be at all impressed. Certainly I did not.

"Girls!" Here followed an ominous inbreathing, ending in an explosive "Huh!" This was Dickie's expressed attitude toward the sex. For Dickie was nineteen, which is the scornful age, you know. What are girls when a fellow is going to be a soph. in the fall, with the prospect of playing quarterback on the 'varsity eleven?

As we neared the girl on the gatepost Dickie gave her a careless glance. She certainly deserved better. There was the sifting sunshine in her hair and there were her white, rounded arms reaching up to pull down a fruit-laden branch. Perhaps the girl on the gatepost felt the slight of Dickie's unappreciative glance, perhaps not. At any rate, she was unstirred.

"Want one?" she asked, saucily dangling a cherry at us.

Red as the cherry went Dickie's face, and he marched stiffly past without reply. Once we were out of earshot, he remarked, with deep disgust: "What a freshy!"

"Yes, but rather pretty," said I.

"Think so? Now, I don't." This with the air of a connoisseur. "But she did have good eyes."

"Yes," I agreed. "I like brown ones myself."

"Brown?" protested Dickie. "They were blue, dark blue and big—the deep kind."

"Oh, were they?" In my tone must have been that which caused Dickie to suspect that I was teasing him.

"You bet she knows it, too," he added, vindictively. "Conceited beggars, these girls."

"Awfully," I assented. Then, after a pause: "But I thought you were fond of cherries?"

"So I am. If she'd been a boy, I would have tried to buy a quart."

"She seemed to want you to have some," I suggested. "Perhaps she would sell you a few."

Dickie glanced at me suspiciously. "Think so? I've a mind to go back and try. Will you wait?"

I said I would; in fact, it was the only thing to be done, for he was off. So I sat down and watched the scorner of girls disappear eagerly around a bend in the road. At the end of a half hour of waiting I began to speculate. Had Dickie's courage failed him, had he taken to the woods, or was he upbraiding her of the gatepost for the sin of conceit? I would go and see for myself.

All unheeding the rest of the world, they were sitting at the foot of the cherry tree. The "conceited beggar" of the deep blue eyes was trying to toss cherries into Dickie's open mouth. When she missed it became Dickie's turn to toss cherries. The game was a spirited one. Dickie appeared to be well entertained.

"I thought you had forgotten me," said I, mildly. Dickie's laugh broke square in the middle, and he smoothed his face into a bored expression.

"Her name is Rosie," this was the substance of the stammered introduction.

"Indeed!" I replied. "And you were right about her eyes; they are blue."

Dickie flushed guiltily and hastily got on his feet.

"Come on," he said; "I guess we'd better be going."

Very frankly Rosie looked her opinion of me as we left. It was interesting to note the elaborate strategy used by Dickie to conceal the fact that he waved his handkerchief to her. There ensued a long silence between us, but of this Dickie seemed unconscious. He broke it by whistling "Bedelia" two notes off the key.

"It's too bad, Dickie," I said, finally, "that you dislike girls so much."

"They're a silly lot," said Dickie, with a brave effort at a tired drawl.

"But Rosie, now——"

"Oh, she's not like the rest of them. She's rather jolly."

"Conceited little beggar, though, I suppose?"

"No, sir; not a bit. She's just the right kind." Then Dickie flushed and the conversation lapsed suddenly.

We were to go sailing on the river next morning, but when the time came Dickie pleaded delay. He had "promised to take a book to a friend." He would be back in a few minutes. Two hours did Dickie take for that errand, and I began to think that perhaps my joking had been unwise.

Dickie now entered upon a chronic state of being "togged up." He treasured faded flowers, raising hue and cry because the maid threw out a wilted peony which he had enshrined in a vase on his chiffonier. Once he almost fell into the river rescuing an envelope which had slipped from his pocket. The treasure it contained seemed to be a lock of dark hair. His spending money went for fancy chocolates, which I did not see him eat.

Such were the beginnings of this tremendous affair.

Very gentle and serious Dickie became in these days, moods new to him. Also he took to reading poetry. Scott's "Marmion," about the only piece of verse with which he had been on speaking acquaintance, he abandoned for fragments of "Locksley Hall" and "Lucille." His musical taste underwent like change. The rollicking college airs he was accustomed to whistle with more vigor than accuracy gave place to "Tell Me, Pretty Maiden," and "Annie Laurie." These he executed quite as inaccurately, but—and this was some relief—in minor key.

Sitting in the sacred hush of the moonlight, we had long talks on sober subjects not at all related to "revolving wedges" and "guards back formation," on which he had been wont to discourse. With uneasy conscience I meditated on the amazing alchemy, potent in young and tender passion.

One morning a grinning youngster with big blue eyes, like Rosie's, handed me a note. It was rather sticky to the touch, by reason of the candy with which the messenger had been paid. It bore no address. "Darlingest Dearest——" Thus far I read, then folded it promptly and put it in my pocket.

The note was still there the next afternoon when, jibing our sail, we came abruptly on an unexpected scene. In a smart cedar rowboat, such as they have for hire at the summer hotel, an athletic youth wielded a pair of long, spruce oars. Facing him, with her back toward us and leaning comfortably against the chair seat in the stern, was a pretty girl in white.

"Why," said I, with perhaps a suspicion of relief, "I believe that is Rosie."

Dickie, gripping the tiller hard, was staring as one in a trance. My words roused him.

"Rosie? What Rosie?" said he.

"Why, the one who gave you the cherries."

"Is it?" asked Dickie, stoically. Then, with studied carelessness and devilish abandon: "I say, old man, toss me a cigar, will you? I feel like having a smoke."

After dinner I found Dickie in his room. There was a scent of burned paper in the air and fresh ashes were in the grate. The mercury was close to ninety.

"Chilly?" said I.

Dickie laughed unconvincingly. "No, just burning some old trash. Want to take a tramp?"

I did. Was it chance or the immutable workings of fate which took us in time past the house of the cherry tree? In a porch hammock was Rosie, a vision of budding beauty only half clouded in flimsy lawn and lace. Yet with never a turn of the head Dickie swaggered by, talking meanwhile to me in tones meant to carry an idea of much light-heartedness. Over my shoulder I noted that Rosie was standing watching us, a puzzled look on her face.

"Dick!" It was rather a faint call, but loud enough to be heard.

"She's calling you," said I.

"Wait, Dickie!" This time there was an aggrieved, pleading note, against which the stern Dickie was not proof.

"Well," said he, "I suppose I'd better see what she wants. Will you wait?"

"No, I will go on slowly and you can catch up with me. Don't be long, Dickie."

But a full hour later, when I returned, he was just starting. From some distance up the road I could see them. On the veranda Rosie's mother rocked and worked placidly away at something in her lap. Quite sedately they walked down the path until a big hydrangea bush, studded thickly with great clumps of blossoms, screened them from the house. Then something occurred which told me that the boating incident and the unanswered note had either been forgiven or forgotten. I dodged out of sight behind a hedge. When I thought it safe to come out, Dickie was swinging up the road toward me, whistling furiously. Clawing my shoulder, he remarked: "Say, old man, what do you think of her?"

"Think of whom?"

"Why, Rosie."

"Rosie! What Rosie? Oh, you mean the one who gave you the cherries?"

"Yes, of course. Say"—this impulsively in my ear—"she's the sweetest girl alive."

"From what I saw just now," said I, "I should say that you were quite competent to pass on Rosie's flavor. You took at least two tastes."

"I don't care if you did see," said Dickie. "Suppose you can keep a secret? We're en——"

"You young scamp!" I exclaimed. Visions of an ambitious and angry mother came to me with abrupt vividness. "You don't mean to tell me that you two——"

"Yep, we are. But no one is to know of it until I've graduated."

Interesting news for me, wasn't it? Well, by means of discreet deception and the use of such diplomacy as would have settled a dispute between nations, I dragged Dickie far away that very night. Moreover, although it was the most difficult and thankless task I had ever undertaken, I kept him away until I had seen him safely bestowed in a college dormitory. There I left him constructing, in defiance of all the good advice I had given him, an elaborate missive to a person whom he addressed as "My Darling Rosie." Then I knew that I might as well give up. Sorrowfully I recalled the words of a forgotten sentimentalist: "It is on the deep pages of the heart that Youth writes indelibly its salutary to Cupid."

When I met Dickie's mother at the pier in October, I expected to hear that he had written all about my wicked interference in the Rosie affair. He hadn't, though, and I shamelessly accepted her thanks, wondering all the while what she would say when the shocking truth came out. Her Dickie engaged! And to a nameless nobody! It would not be pleasant to face Dickie's mother after she had acquired this knowledge.

So at the end of the term I was on hand to help Dickie pack his trunk, meaning to save him, by hook or crook, from his precocious entanglement. I should try reason first, then ridicule, and, lastly, I would plead with him, as humbly as I might, to forget.

This program I did not carry out. On the mantel in Dickie's room, propped against a tobacco jar, was a photograph of a girl with fluffy hair and pouting lips. Observing that Dickie wrapped the picture carefully in a sweater before tucking it away in his trunk, I asked: "Who is that, Dickie?"

"Met her at the Junior hop," said Dickie. "She's a queen, all right."

"Indeed!" Then I added, anxiously: "And what of Rosie?"

"Rosie?" Could this blankness on Dickie's face be genuine? "What Rosie?"

"Why, the one who gave you the cherries."

"Oh, that one!" Dickie laughed lightly. "Why, that's all off long ago, you know."

Right there I abandoned all faith in a sentimental theory having to do with Cupid and certain pages in the heart of Youth.



SONG

I gave to love the fairest rose That in my garden grew; And still my heart its fragrance knows— Does he remember, too?

He laid his dreams upon my day, His kisses on my mouth, I woke, to find him flown away With summer to the south.

Love's vagrant step once more to greet, My garden blooms in vain; The roses of the south are sweet— Love will not come again!

The roses of the south are sweet— Love will not come again!

CHARLOTTE BECKER.



AN EDITORIAL

SYNOPSIS OF CHAPTERS I—XIII OF "THE DELUGE," BY DAVID GRAHAM PHILLIPS

Matthew Blacklock, the central figure of the story, is essentially a self-made man, who has made himself a power to be reckoned with. He is a man of great natural force, immense egotism, insatiable greed for notoriety and unswerving adherence to his own standards of morality. He has two devouring ambitions: First to become one of the inner circle that controls high finance and second to become one of the elect in society.

The opening chapters explain these ambitions. The magnate of the financial world is Roebuck, who has from time to time made use of Blacklock's peculiar abilities and following. The latter has become impatient and dissatisfied with his role as a mere instrument and demands of Roebuck that he shall be given a place among the "seats of the mighty." Roebuck makes a pretense of yielding to the demand.

Blacklock's social ambition is awakened and stimulated by his meeting with Anita Ellersly, the sister of a young society man who has been the recipient of many financial favors from Blacklock.

The latter finally succeeds in his wish so far as to receive an invitation to dinner at the Ellerslys', which is given for reasons that are obvious. It is made plain to him, however, that his intentions with respect to Anita are extremely distasteful to her, and after an evening spent under a tremendous nervous strain he leaves the house exhausted and depressed.

His first impulse after his visit to the Ellerslys' house is to regard his plans as hopeless, but his vanity comes to his rescue and strengthens his resolution to succeed. For assistance he turns to Monson, the trainer of his racing stable, an Englishman in whom he has discovered unmistakable signs of breeding and refinement. Under Monson's tuition he makes rapid progress in adapting himself to the requirements imposed upon aspirants for social distinction.

His absorption in these pursuits leads to his unconscious neglect of some of the finer points of his financial game. He allows himself to be misled by the smooth appearance of the friendliness of Mowbray Langdon, one of Roebuck's trusted lieutenants, and accumulates a heavy short interest in one of his pet industrial stocks. He visits Roebuck and is deceived by the latter's suavity. He has another invitation to dine at the Ellerslys', but his experience is as discouraging as before.

Nevertheless, having now become hopelessly in love with Anita, he persists in his attentions and finally becomes engaged to her, though it is perfectly understood by both that she does not love him and accepts him only because he is rich and her family is poor.

Meantime, he has to some extent lost his hold upon his affairs in Wall Street and suddenly awakens to the fact that he has been betrayed by Langdon, who, knowing that Blacklock is deeply involved in a short interest in Textile Trust stock, has taken advantage of the latter's preoccupation with Miss Ellersly to boom the price of the stock. With ruin staring him in the face, Blacklock takes energetic measures to save himself.

He makes the startling discovery that Langdon is the person responsible for the rise in Textile, the object being to drive him from the Street. He sees Anita, tells her the situation and frees her, but she refuses to accept her release when she hears of Langdon's duplicity.

With the aid of money loaned to him by a gambler friend, he succeeds the next day, by means of large purchases of Textile Trust, in postponing the catastrophe.

Calling at the house of the Ellerslys', he has a violent scene with Mrs. Ellersly, who attempts to break the engagement between him and Anita, but it ends in his taking her with him from the house.



THE DELUGE

A STORY OF MODERN FINANCE

By DAVID GRAHAM PHILLIPS

[FOR SYNOPSIS OF PREVIOUS INSTALLMENTS SEE PRECEDING PAGE]

As we neared the upper end of the park, I told my chauffeur, through the tube, to enter and go slowly. Whenever a lamp flashed in at us, I had a glimpse of her progress toward composure—now she was drying her eyes with the bit of lace she called a handkerchief; now her bare arms were up, and with graceful fingers she was arranging her hair; now she was straight and still, the soft, fluffy material with which her wrap was edged drawn close about her throat. I shifted to the opposite seat, for my nerves warned me that I could not long control myself, if I stayed on where her garments were touching me.

I looked away from her for the pleasure of looking at her again, of realizing that my overwrought senses were not cheating me. Yes, there she was, in all the luster of that magnetic beauty I cannot think of even now without an up-blazing of the fire which is to the heart what the sun is to the eyes of a blind man dreaming of sight. There she was on my side of the chasm that had separated us—alone with me—mine—mine! And my heart dilated with pride. But a moment later came a sense of humility. Her beauty intoxicated me, but her youth, her fineness, so fragile for such rough hands as mine, awed and humbled me. "I must be very gentle," said I to myself. "I have promised that she shall never regret. God help me to keep my promise! She is mine, but only to preserve and protect." And that idea of responsibility in possession was new to me—was to have far-reaching consequences. Now I think it changed the whole course of my life.

She was leaning forward, her elbow on the casement of the open window of the brougham, her cheek against her hand; the moonlight was glistening on her round, firm forearm and on her serious face. "How far, far away from—everything it seems here!" she said, her voice tuned to that soft, clear light, "and how beautiful it is!" Then, addressing the moon and the shadows of the trees rather than me: "I wish I could go on and on—and never return to—to the world."

"I wish we could," said I.

My tone was low, but she started, drew back into the brougham, became an outline in the deep shadow. In another mood that might have angered me. Just then it hurt me so deeply that to remember it to-day is to feel a faint ache in the scar of the long healed wound. My face was not hidden as was hers; so, perhaps, she saw. At any rate, her voice tried to be friendly as she said: "Well—I have crossed the Rubicon. And I don't regret. It was silly of me to cry. I thought I had been through so much that I was beyond such weakness. But you will find me calm from now on, and reasonable."

"Not too reasonable, please," said I, with an attempt at her lightness. "A reasonable woman is as trying as an unreasonable man."

"But we are going to be sensible with each other," she urged, "like two friends. Aren't we?"

"We are going to be what we are going to be," said I. "We'll have to take life as it comes."

That clumsy reminder set her to thinking, stirred her vague uneasiness in those strange circumstances to active alarm. For presently she said, in a tone that was not quite so matter-of-course as she would have liked to make it: "We'll go now to my uncle Frank's. He's a brother of my father. I always used to like him best—and still do. But he married a woman mamma thought—queer—and they hadn't much—and he lives away up on the West Side—One Hundred and Twenty-seventh Street."

"The wise plan, the only wise plan," said I, not so calm as she must have thought me, "is to go to my partner's house and send out for a minister."

"Not to-night," she replied, nervously. "Take me to uncle Frank's, and to-morrow we can discuss what to do and how to do it."

"To-night," I persisted. "We must be married to-night. No more uncertainty and indecision and weakness. Let us begin bravely, Anita!"

"To-morrow," she said. "But not to-night. I must think it over."

"To-night," I repeated. "To-morrow will be full of its own problems. This is to-night's."

She shook her head, and I saw that the struggle between us had begun—the struggle against her timidity and conventionality. "No, not to-night." This in her tone for finality.

To have argued with any woman in such circumstances would have been dangerous; to have argued with her would have been fatal. To reason with a woman is to flatter her into suspecting you of weakness and herself of strength. I told the chauffeur to turn about and go slowly uptown. She settled back into her corner of the brougham. Neither of us spoke until we were passing Clairmont. Then she started out of her secure confidence in my obedience, and exclaimed: "This is not the way!" And her voice had in it the hasty call-to-arms.

"No," I replied, determined to push the panic into a rout. "As I told you, our future shall be settled to-night." That in my tone for finality.

A pause, then: "It has been settled," she said, like a child that feels, yet denies, its impotence as it struggles in the compelling arms of its father. "I thought until a few minutes ago that I really intended to marry you. Now I see that I didn't."

"Another reason why we're not going to your uncle's," said I.

She leaned forward so that I could see her face. "I cannot marry you," she said. "I feel humble toward you, for having misled you. But it is better that you—and I—should have found out now than too late."

"It is too late—too late to go back."

"Would you wish to marry a woman who does not love you, who loves some one else, and who tells you so and refuses to marry you?" She had tried to concentrate enough scorn into her voice to hide her fear.

"I would," said I. "And I shall. I'll not desert you, Anita, when your courage and strength fail. I will carry you on to safety."

"I tell you I cannot marry you," she cried, between appeal and command. "There are reasons—I may not tell you. But if I might, you would—would take me to my uncle's. I cannot marry you!"

"That is what conventionality bids you say now," I replied. "But what will it bid you say to-morrow morning, as we drive down crowded Fifth Avenue, after a night in this brougham?"

I could not see her, for she drew back into the darkness as sharply as if I had struck her with all my force full in the face. But I could feel the effect of my words upon her. I paused, not because I expected or wished an answer, but because I had to steady myself—myself, not my purpose; my purpose was inflexible. I would put through what we had begun, just as I would have held her and cut off her arm with my pocketknife if we had been cast away alone, and I had had to do it to save her life. She was not competent to decide for herself. Every problem that had ever faced her had been decided by others for her. Who but me could decide for her now? I longed to plead with her, to show her how I was suffering; but I dared not. "She would misunderstand," said I to myself. "She would think you were weakening."

Full fifteen minutes of that frightful silence before she said: "I will go where you wish." And she said it in a tone which makes me wince as I recall it now.

I called my partner's address up through the tube. Again that frightful silence, then she was trying to choke back the sobs. A few words I caught: "They have broken my will—they have broken my will."

Ball lived in a big, graystone house that stood apart and commanded a noble view of the Hudson and the Palisades. It was, in the main, a reproduction of a French chateau, and such changes as the architect had made in his model were not positively disfiguring, though amusing. There should have been trees and shrubbery about it, but—"As Mrs. B. says," Joe had explained to me, "what's the use of sinking a lot of cash in a house people can't see?" So there was not a bush, not a flower. Inside—— One day Ball took me on a tour of the art shops. "I've got a dozen corners and other big bare spots to fill," said he. "Mrs. B. hates to give up money, haggles over every article. I'm going to put the job through in business style." I soon discovered that I had been brought along to admire his "business style," not to suggest. After two hours, in which he bought in small lots about a carload of statuary, paintings, vases and rugs, he said, "This is too slow." He pointed his stick at a crowded corner of the shop. "How much for that bunch of stuff?" he demanded. The proprietor gave him a figure. "I'll close," said Joe, "if you'll give fifteen off for cash." The proprietor agreed. "Now we're done," said Joe to me. "Let's go downtown, and maybe I can pick up what I've dropped."

You can imagine that interior. But don't picture it as notably worse than the interior of the average New York palace. It was, if anything, better than those houses, where people who deceive themselves about their lack of taste have taken great pains to prevent anyone else from being deceived. One could hardly move in Joe's big rooms for the litter of gilded and tapestried furniture, and their crowded walls made the eyes ache.

The appearance of the man who opened the door for Anita and me suggested that our ring had roused him from a bed where he had deposited himself without bothering to take off his clothes. At the sound of my voice, Ball peered out of his private smoking room, at the far end of the hall. He started forward; then, seeing how I was accompanied, stopped with mouth ajar. He had on a ragged smoking jacket, a pair of shapeless old Romeo slippers, his ordinary business waistcoat and trousers. He was wearing neither tie nor collar, and a short, black pipe was between his fingers. We had evidently caught the household stripped of "lugs," and sunk in the down-at-the-heel slovenliness which it called "comfort." Joe was crimson with confusion, and was using his free hand to stroke, alternately, his shiny bald head and his heavy brown mustache. He got himself together sufficiently, after a few seconds, to disappear into his den. When he came out again, pipe and ragged jacket were gone, and he rushed for us in a gorgeous gray velvet jacket with dark red facings, and a showy pair of slippers.

"Glad to see you, Mr. Blacklock"—he always addressed every man as Mister in his own house, just as "Mrs. B." always called him "Mister Ball," and he called her "Missus Ball" before "company." "Come right into the front parlor. Billy, turn on the electric lights."

Anita had been standing with her head down. She now looked round with shame and terror in those expressive blue-gray eyes of hers; her delicate nostrils were quivering. I hastened to introduce Ball to her. Her impulse to fly passed; her training in doing the conventional thing asserted itself. She lowered her head again, murmured an inaudible acknowledgment of Joe's greeting.

"Your wife is at home?" said I. If one was at home in the evening, the other always was also, and both were always there, unless they were at some theater—except on Sunday night, when they dined at Sherry's, because many fashionable people did it. They had no friends and few acquaintances. In their humbler and happy days they had had many friends, but had lost them when they moved away from Brooklyn and went to live, like uneasy, out-of-place visitors, in their grand house, pretending to be what they longed to be, longing to be what they pretended to be, and as discontented as they deserved.

"Oh, yes, Mrs. B.'s at home," Joe answered. "I guess she and Alva were—about to go to bed." Alva was their one child. She had been christened Malvina, after Joe's mother; but when the Balls "blossomed out" they renamed her Alva, which they somehow had got the impression was "smarter."

At Joe's blundering confession that the females of the family were in no condition to receive, Anita said to me in a low voice: "Let us go."

I pretended not to hear. "Rout 'em out," said I to Joe. "And then take my electric and bring the nearest parson. There's going to be a wedding—right here." And I looked round the long salon, with everything draped for the summer departure. Joe whisked the cover off one chair, his man off another. "I'll have the women folks down in two minutes," he cried. Then to the man: "Get a move on you, Billy. Stir 'em up in the kitchen. Do the best you can about supper—and put a lot of champagne on the ice. That's the main thing at a wedding."

Anita had seated herself listlessly in one of the uncovered chairs. The wrap slipped back from her shoulders and—how proud I was of her! Joe gazed, took advantage of her not looking up to slap me on the back and to jerk his head in enthusiastic approval. Then he, too, disappeared.

A wait, during which we could hear through the silence excited undertones from the upper floors. The words were indistinct until Joe's heavy voice sent down to us an angry "No damn' nonsense, I tell you. Allie's got to come, too. She's not such a fool as you think. Bad example—bosh!"

Anita started up. "Oh—please—please!" she cried. "Take me away—anywhere! This is dreadful."

It was, indeed, dreadful. If I could have had my way at just that moment, it would have gone hard with "Mrs. B." and "Allie"—and heavy-voiced Joe, too. But I hid my feelings. "There's nowhere else to go," said I, "except the brougham."

She sank helplessly into her chair.

A few minutes more of silence, and there was a rustling on the stairs. She started up, trembling, looked round, as if seeking some way of escape or some place to hide. Joe was in the doorway holding aside one of the curtains. There entered, in a beribboned and beflounced tea gown, a pretty, if rather ordinary, woman of forty, with a petulant baby face. She was trying to look reserved and severe. She hardly glanced at me before fastening sharp, suspicious eyes on Anita.

"Mrs. Ball," said I, "this is Miss Ellersly."

"Miss Ellersly!" she exclaimed, her face changing. And she advanced and took both Anita's hands. "Mr. Ball is so stupid," she went on, with that amusingly affected accent which is the "Sunday clothes" of speech.

"I didn't catch the name, my dear," Joe stammered.

"Be off," said I, aside, to him. "Get the nearest preacher, and hustle him here with his tools."

I had one eye on Anita all the time, and I saw her gaze follow Joe as he hurried out; and her expression made my heart ache. I heard him saying in the hall, "Go in, Allie. It's O. K.;" heard the door slam, knew we should soon have some sort of minister with us.

"Allie" entered the drawing room. I had not seen her in six years. I remembered her unpleasantly as a great, bony, florid child, unable to stand still or to sit still, or to keep her tongue still, full of aimless questions and giggles and silly remarks, which she and her mother thought funny. I saw her now, grown into a handsome young woman, with enough beauty points for an honorable mention, if not for a prize—straight and strong and rounded, with a brow and a keen look out of the eyes which it seemed a pity should be wasted on a woman. Her mother's looks, her father's good sense, a personality got from neither, but all her own, and unusual and interesting.

"From what Mr. Ball said," Mrs. Ball was gushing affectedly to Anita, "I got an idea, that—well, really, I didn't know what to think."

Anita looked as if she were about to suffocate. Allie came to the rescue. "Not very complimentary to Mr. Blacklock, mother," said she, good-humoredly. Then to Anita, with a simple friendliness there was no resisting: "Wouldn't you like to come up to my room for a few minutes?"

"Oh, thank you," responded Anita, after a quick but thorough inspection of Alva's face, to make sure she was like her voice. I had not counted on this; I had been assuming that Anita would not be out of my sight until we were married. It was on the tip of my tongue to interfere when she looked at me—for permission to go. "Don't keep her too long," said I to Alva, and they were gone.

"You can't blame me—really you can't, Mr. Blacklock," Mrs. Ball began to plead for herself, as soon as they were safely out of hearing. "After some things—mere hints, you understand—for I'm careful what I permit Mr. Ball to say before me. I think married people cannot be too respectful of each other. I never tolerate vulgarity."

"No doubt, Joe has made me out a very vulgar person," said I, forgetting her lack of sense of humor.

"Oh, not at all, not at all, Mr. Blacklock," she protested, in a panic lest she had done her husband damage with me. "I understand, men will be men, though as a pure-minded woman, I'm sure I can't imagine why they should be."

"How far off is the nearest church?" I cut in.

"Only two blocks—that is, the Methodist church," she replied. "But I know Mr. Ball will bring an Episcopalian."

"Why, I thought you were a devoted Presbyterian," said I, recalling how in their Brooklyn days she used to insist on Joe's going with her twice every Sunday to sleep through long sermons.

She looked uncomfortable. "I was reared Presbyterian," she explained, confusedly, "but you know how it is in New York. And when we came to live here, we got out of the habit of churchgoing. And all Alva's little friends were Episcopalians. So I drifted toward that church. I find the service so satisfying—so—elegant. And—one sees there the people one sees socially."

"How is your culture class?" I inquired, deliberately malicious, in my impatience and nervousness. "And do you still take conversation lessons?"

She was furiously annoyed. "Oh, those old jokes of Joe's," she said, affecting disdainful amusement.

In fact, they were anything but jokes. On Mondays and Thursdays she used to attend a class for women who, like herself, wished to be "up-to-date on culture and all that sort of thing." They hired a teacher to cram them with odds and ends about art and politics and the "latest literature, heavy and light." On Tuesdays and Fridays she had an "indigent gentlewoman," whatever that may be, come to her to teach her how to converse and otherwise conduct herself according to the "standards of polite society." Joe used to give imitations of those conversation lessons that raised roars of laughter round the poker table, the louder because so many of the other men had wives with the same ambitions and the same methods of attaining them.

Mrs. Ball came back to the subject of Anita. "I am glad you are going to settle with such a charming girl. She comes of such a charming family. I have never happened to meet any of them. We are in the West Side set, you know, while they move in the East Side set, and New York is so large that one almost never meets anyone outside one's own set." This smooth snobbishness, said in the affected "society" tone, was as out of place in her as rouge and hair dye in a wholesome, honest old grandmother.

I began to pace the floor. "Can it be," I fretted aloud, "that Joe's racing round looking for an Episcopalian preacher, when there was a Methodist at hand?"

"I'm sure he wouldn't bring anything but a Church of England priest," Mrs. Ball assured me, loftily. "Why, Miss Ellersly wouldn't think she was married, if she hadn't a priest of her own church."

My temper got the bit in its teeth. I stopped before her, and fixed her with an eye that must have had some fire in it. "I'm not marrying a fool, Mrs. Ball," said I. "You mustn't judge her by her bringing up—by her family. Children have a way of bringing themselves up, in spite of damn fool parents."

She weakened so promptly that I was ashamed of myself. My only excuse for getting out of patience with her is that I had seen her seldom in the last few years, had forgotten how matter-of-surface her affectation and snobbery were, and how little they interfered with her being a good mother and a good wife, up to the limits of her brain capacity.

"I'm sure, Mr. Blacklock," she said, plaintively, "I only wished to say what was pleasant and nice about your fiancee. I know she's a lovely girl. I've often admired her at the opera. She goes a great deal in Mrs. Langdon's box, and Mrs. Langdon and I are together on the board of managers of the Magdalene Home, and also on the board of the Hospital for Unfortunate Gentlefolk." And so on, and on.

I walked up and down among those wrapped-up, ghostly chairs and tables and cabinets and statues many times before Joe arrived with the minister—and he was a Methodist, McCabe by name. You should have seen Mrs. Ball's look as he advanced his portly form and round face with its shaven upper lip into the drawing room. She tried to be cordial, but she couldn't—her mind was on Anita, and the horror which would fill her when she discovered that she was to be married by a preacher of a sect unknown to fashionable circles.

"All I ask of you," said I, "is that you cut it as short as possible. Miss Ellersly is tired and nervous." This while we were shaking hands after Joe's introduction.

"You can count on me, sir," said McCabe, giving my hand an extra shake before dropping it. "I've no doubt, from what my young neighbor here tells me, that your marriage is already made in your hearts and with all solemnity. The form is an incident—important, but only an incident."

I liked that, and I liked his unaffected way of saying it. His voice had more of the homely, homelike, rural twang in it than I had heard in New York in many a day. I mentally added fifty dollars to the fee I had intended to give him. And now Anita and Alva were coming down the stairway. I was amazed at sight of her. Her evening dress had given place to a pretty blue street suit with a short skirt—white showing at her wrists, at her neck and through slashings in the coat over her bosom; and on her head was a hat to match. I looked at her feet—the slippers had been replaced by boots. "And they're just right for her," said Alva, who was following my glance, "though I'm not so tall as she."

But what amazed me most, and delighted me, was that Anita seemed to be almost in good spirits. It was evident she had formed with Joe's daughter one of those sudden friendships so great and so vivid that they rarely live long after the passing of the heat of the emergency which bred them. Mrs. Ball saw it, also, and was straightway giddied into a sort of ecstasy. You can imagine the visions it conjured. I've no doubt she talked house on the east side of the park to Joe that very night, before she let him sleep. However, Anita's face was serious enough when we took our places before the minister, with his little, black-bound book open. And as he read in a voice that was genuinely impressive those words that no voice could make unimpressive, I watched her, saw her paleness blanch into pallor, saw the dusk creep round her eyes until they were like stars waning somberly before the gray face of dawn. When they closed and her head began to sway, I steadied her with my arm. And so we stood, I with my arm round her, she leaning lightly against my shoulder. Her answers were mere movements of the lips.

At the end, when I kissed her cheek, she said: "Is it over?"

"Yes," McCabe answered—she was looking at him. "And I wish you all happiness, Mrs. Blacklock."

She stared at him with great wondering eyes. Her form relaxed. I carried her to a chair. Joe came with a glass of champagne; she drank some of it, and it brought life back to her face, and some color. With a naturalness that deceived even me for the moment, she smiled up at Joe as she handed him the glass. "Is it bad luck," she asked, "for me to be the first to drink my own health?" And she stood, looking tranquilly at everyone—except me.

I took McCabe into the hall and paid him off. When we came back, I said: "Now we must be going."

"Oh, but surely you'll stay for supper!" cried Joe's wife.

"No," replied I, in a tone which made it impossible to insist. "We appreciate your kindness, but we've imposed on it enough." And I shook hands with her and with Allie and the minister, and, linking Joe's arm in mine, made for the door. I gave the necessary directions to my chauffeur while we were waiting for Anita to come down the steps. Joe's daughter was close beside her, and they kissed each other good-by, Alva on the verge of tears, Anita not suggesting any emotion of any sort. "To-morrow—sure," Anita said to her. And she answered: "Yes, indeed—as soon as you telephone me." And so we were off, a shower of rice rattling on the roof of the brougham—the slatternly manservant had thrown it from the midst of the group of servants.

Neither of us spoke. I watched her face without seeming to do so, and by the light of occasional street lamps saw her studying me furtively. At last she said: "I wish to go to my uncle's now."

"We are going home," said I.

"But the house will be shut up," said she, "and everyone will be in bed. It's nearly midnight. Besides, they might not——" She came to a full stop.

"We are going home," I repeated. "To the Willoughby."

She gave me a look that was meant to scorch—and it did. But I showed at the surface no sign of how I was wincing and shrinking.

She drew further into her corner, and out of its darkness came, in a low voice: "How I hate you!" like the whisper of a bullet.

I kept silent until I had control of myself. Then, as if talking of a matter which had been finally and amicably settled, I began: "The apartment isn't exactly ready for us, but Joe's just about now telephoning my man that we are coming, and telephoning your people to send your maid down there."

"I wish to go to my uncle's," she repeated.

"My wife will go with me," said I, quietly and gently. "I am considerate of her, not of her unwise impulses."

A long pause, then from her, in icy calmness: "I am in your power just now, but I warn you that, if you do not take me to my uncle's, you will wish you had never seen me."

"I've wished that many times already," said I, sadly. "I've wished it from the bottom of my heart this whole evening, when step by step fate has been forcing me on to do things that are even more hateful to me than to you. For they not only make me hate myself, but make you hate me, too." I laid my hand on her arm and held it there, though she tried to draw away. "Anita," I said, "I would do anything for you—live for you, die for you. But there's that something inside me—you've felt it—and when it says 'must,' I can't disobey—you know I can't. And, though you might break my heart, you could not break that will. It's as much your master as it is mine."

"We shall see—to-morrow," she said.

"Do not put me to the test," I pleaded. Then I added what I knew to be true: "But you will not. You know it would take some one stronger than your uncle, stronger than your parents, to drive me from what I believe right for you and for me." From the moment that I found the bogy of conventionality potent enough with her to frighten her into keeping her word and marrying me, I had no fear for "to-morrow." The hour when she could defy me had passed.

A long, long silence, the electric speeding southward under the arching trees of the West Drive. I remember it was as we skirted the lower end of the Mall that she said evenly: "You have made me hate you so that it terrifies me. I am afraid of the consequences that must come to you and to me."

"And well you may be," I answered, gently. "For you've seen enough of me to get at least a hint of what I would do, if you drove me to it. Hate is terrible, Anita, but love can be more terrible."

At the Willoughby she let me help her descend from the electric, waited until I sent it away, walked beside me into the building. My man, Sanders, had evidently been listening for the elevator; the door opened without my ringing, and there he was, bowing low. She acknowledged his welcome with that regard for "appearances" which training had made instinctive. In the center of my—our—drawing-room table was a mass of gorgeous roses. "Where did you get 'em?" I asked him, in an aside.

"The elevator boy's brother, sir," he replied, "works in the florist's shop just across the street, next to the church. He happened to be downstairs when I got your message, sir. So I was able to get a few flowers. I'm sorry, sir, I hadn't a little more time."

"You've done noble," said I, and I shook hands with him warmly.

Anita was greeting those flowers as if they were a friend suddenly appearing in a time of need. She turned now and beamed on Sanders. "Thank you," she said; "thank you." And Sanders was hers.

"Anything I can do—ma'am—sir?" asked Sanders.

"Nothing—except send my maid as soon as she comes," she replied.

"I shan't need you," said I.

"Mr. Monson is still here," he said, lingering. "Shall I send him away, sir, or do you wish to see him?"

"I'll speak to him myself in a moment," I answered.

When Sanders was gone, she seated herself and absently played with the buttons of her glove.

"Shall I bring Monson?" I asked. "You know, he's my—factotum."

"I do not wish to see him," she answered.

"You do not like him?" said I.

After a brief hesitation she answered, "No."

I restrained a strong impulse to ask her why, for instinct told me she had some especial reason that somehow concerned me. I said merely: "Then I shall get rid of him."

"Not on my account," she replied, indifferently. "I care nothing about him one way or the other."

"He goes at the end of his month," said I.

She was now taking off her gloves. "Before your maid comes," I went on, "let me explain about the apartment. This room and the two leading out of it are yours. My own suit is on the other side of our private hall there."

She colored high, paled. I saw that she did not intend to speak.

I stood awkwardly, waiting for something further to come into my own head. "Good-night," said I, finally, bowing as if I were taking leave of a formal acquaintance at the end of a formal call.

She did not answer.

I left the room, closing the door behind me. I paused an instant, heard the key click in the lock. And I burned in a hot flush of shame—shame that she should have thought so basely of me. For I did not then realize how far apart we were, and utterly in the dark, each toward the other. I joined Monson in my little smoking room. "Congratulate you," he began, with his nasty, supercilious grin, which of late had been getting on my nerves severely.

"Thanks," I replied, curtly, paying no attention to his outstretched hand. "I want you to put a notice of the marriage in to-morrow morning's Herald."

"Give me the facts—clergyman's name—place, and so on," said he.

"Unnecessary," I answered. "Just our names and the date—that's all. You'd better step lively. It's late, and it'll be too late if you delay."

With an irritating show of deliberation he lit a fresh cigarette before setting out. I heard her maid come. After about an hour I went into the hall—no light showed through the transoms of her suit. I returned to my own part of the flat and went to bed in the spare room to which Sanders had hastily moved my personal belongings. And almost as soon as my head touched the pillow I was asleep. That day which began in disaster—in what a blaze of triumph it had ended! Anita—she was my wife, and under my roof! But stronger than the sense of victory won was a new emotion—a sense of a duty done, of a responsibility begun.

XIV.

Joe got to the office rather later than usual the next morning. They told him I was already there, but he wouldn't believe it until he had come into my private den and with his own eyes had seen me. "Well, I'm jiggered!" said he. "It seems to have made less impression on you than it did on us. My missus and the little un wouldn't let me go to bed till after two. They sat on and on, questioning me and discussing."

I laughed—partly because I knew that Joe, like most men, was as full of gossip and as eager for it as a convalescent old maid, and that, whoever might have been the first at his house to make the break for bed, he was the last to leave off talking. But the chief reason for my laugh was that, just before he came in on me, I was almost pinching myself to see whether I was dreaming it all, and he had made me feel how vividly true it was.

"Why don't you ease down, Blacklock?" he went on. "Everything's smooth. The business—at least, my end of it, and I suppose your end, too—was never in better shape, never growing so fast. You could go off for a week or two, just as well as not."

And he honestly thought it, so little did I let him know about the larger enterprises of Blacklock & Co. I could have spoken a dozen words, and he would have been floundering like a caught fish in a basket. There are men—a very few—who work more swiftly and more surely when they know they're on the brink of ruin; but not Joe. One glimpse of our real National Coal account, and all my power over him couldn't have kept him from showing the whole Street that Blacklock & Co. was shaky. And whenever the Street begins to think a man is shaky, he must be strong indeed to escape the fate of the wolf that stumbles as it runs with the pack.

"No holiday at present, Joe," was my reply to his suggestion. "Perhaps the second week in July; but our marriage was so sudden that we haven't had the time to get ready for a trip."

"Yes—it was sudden, wasn't it?" said Joe, curiosity twitching his nose like a dog's at scent of a rat. "How did it happen?"

"Oh, I'll tell you some time," replied I. "I must go to work now."

And work a-plenty there was. Before me rose a huge sheaf of clamorous telegrams from our out-of-town customers and our agents; and soon my anteroom was crowded with my local following, sore and shorn. I suppose a score or more of the habitual heavy plungers on my tips were ruined and hundreds of others were thousands and tens of thousands out of pocket. "Do you want me to talk to these people?" inquired Joe, with the kindly intention of giving me a chance to shift the unpleasant duty to him.

"Certainly not," said I. "When the place is jammed, let me know. I'll jack 'em up."

It made Joe uneasy for me even to talk of using my "language"—he would have crawled from the Battery to Harlem to keep me from using it on him. So he silently left me alone. My system of dealing face to face with the speculating and investing public had many great advantages over that of all the other big operators—the system of decoying the public from behind cleverly contrived screens and slaughtering it without showing so much as the tip of a gun or nose that could be identified. But to my method there was a disadvantage that made men, who happen to have more hypocrisy and less nerve than I, shrink from it—when one of my tips miscarried, down upon me would swoop the bad losers in a body to give me a turbulent and interesting quarter of an hour.

Toward ten o'clock, my boy came in and said: "Mr. Ball thinks it's about time for you to see some of these people."

I went into the main room, where the tickers and blackboards were. As I approached through my outer office I could hear the noise the crowd was making—as they cursed me. If you want to rile the very inmost soul of the average human being, don't take his reputation or his wife; just cause him to lose money. There were among my customers many with the true, even-tenored sporting instinct. These were bearing their losses with philosophy—none of them was there. Of the perhaps three hundred who had come to ease their anguish by tongue-lashing me, every one was mad through and through—those who had lost a few hundred dollars as infuriated as those whom my misleading tip had cost thousands and tens of thousands; those whom I had helped to win all they had in the world more savage than those new to my following.

I took my stand in the doorway, a step up from the floor of the main room. I looked all round until I had met each pair of angry eyes. They say I can give my face an expression that is anything but agreeable; such talent as I have in that direction I exerted then. The instant I appeared a silence fell; but I waited until the last pair, of claws drew in. Then I said, in the quiet tone the army officer uses when he tells the mob that the machine guns will open up in two minutes by the watch: "Gentlemen, in the effort to counteract my warning to the public, the Textile crowd rocketed the stock yesterday. Those who heeded my warning and sold got excellent prices. Those who did not should sell to-day. Not even the powerful interests behind Textile can long maintain yesterday's prices."

A wave of restlessness passed over the crowd. Many shifted their eyes from me and began to murmur.

I raised my voice slightly as I went on: "The speculators, the gamblers, are the only people who were hurt. Those who sold what they didn't have are paying for their folly. I have no sympathy for them. Blacklock & Co. wishes none such in its following, and seizes every opportunity to weed them out. We are in business only for the bona fide investing public, and we are stronger with that public to-day than we have ever been."

Again I looked from coward to coward of that mob, changed from three hundred strong to three hundred weak. Then I bowed and withdrew, leaving them to mutter and disperse. I felt well content with the trend of events—I who wished to impress the public and the financiers that I had broken with speculation and speculators, could I have had a better than this unexpected opportunity sharply to define my new course? And as Textiles, unsupported, fell toward the close of the day, my content rose toward my normal high spirits. There was no whisper in the Street that I was in trouble; on the contrary, the idea was gaining ground that I had really long ceased to be a stock gambler and deserved a much better reputation than I had. Reputation is a matter of diplomacy rather than of desert. In all my career I was never less entitled to a good reputation than in those June days; yet the disastrous gambling follies, yes, and worse, I then committed, formed the secure foundation of my reputation for conservatism and square dealing. From that time dates the decline of the habit the newspapers had of speaking of me as "Black Matt" or "Matt" Blacklock. In them, and therefore in the public mind, I began to figure as "Mr. Blacklock" and "the well-known authority on finance."

No doubt, my marriage had something to do with this. Probably one couldn't borrow much money directly in New York on the strength of a fashionable marriage; but, so all-pervading is the snobbishness there, one can get, by making a fashionable marriage, any quantity of that deferential respect from rich people which is, in some circumstances, easily convertible into cash and credit.

I waited with a good deal of anxiety, as you may imagine, for the early editions of the afternoon papers. The first article my eye chanced upon was a mere wordy elaboration of the brief and vague announcement Monson had put in the Herald. Later came an interview with old Ellersly. "Not at all mysterious," he had said to the reporters. "Mr. Blacklock found he would have to go abroad on business soon—he didn't know just when. On the spur of the moment they decided to marry." A good enough story, and I confirmed it when I admitted the reporters. I read their estimates of my fortune and of Anita's with rather bitter amusement—she whose father was living from hand to mouth; I who could not have emerged from a forced settlement with enough to enable me to keep a trap. Still, when one is rich, the reputation of being rich is heavily expensive; but when one is poor the reputation of being rich can be made a wealth-giving asset.

Even as I was reading these fables of my millions, there lay on the desk before me a statement of the exact posture of my affairs—a memorandum made by myself for my own eyes, and to be burned as soon as I mastered it. On the face of the figures the balance against me was appalling. My chief asset, indeed my only asset that measured up toward my debts, was my Coal stocks, those bought and those contracted for; and, while their par value far exceeded my liabilities, they had to appear in my memorandum at their actual market value on that day. I looked at the calendar—seventeen days until the reorganization scheme would be announced, only seventeen days!

Less than three business weeks, and I should be out of the storm and sailing safer and smoother seas than I had ever known. "To indulge hopes is bad," thought I, "but not to indulge a hope, when one has only it between him and the pit." And I proceeded to plan on the not unwarranted assumption that my coal hope was a present reality. Indeed, what alternative had I? To put it among the future's uncertainties was to put myself among the utterly ruined. Using as collateral the Coal stocks I had bought outright, I borrowed more money, and with it went still deeper into the Coal venture.

The morality of these and many of my other doings in those days will no doubt be severely condemned. By no one more severely than by myself—now that the necessities which then compelled me have passed. There is no subject on which men talk, and think, more humbug than on that subject of morality. As a matter of fact, except in those personal relations which are governed by the affections, what is morality but the mandate of policy, and what is policy but the mandate of necessity? My criticism of Roebuck and the other "high financiers" is not upon their morality, but upon their policy, which is shortsighted and stupid and base. The moral difference between me and them is that, while I merely assert and maintain my right to live, they deny the right of any but themselves to live. I say I criticise them; but that does not mean that I sympathize with the public at large in its complainings against them. The public, its stupidity and cupidity, creates the conditions that breed and foster these men. A rotten cheese reviling the maggots it has bred!

In those very hours when I was obeying the great imperative law of self-preservation, was clutching at every log that floated by me regardless of whether it was my property or not so long as it would help me keep my head above water—what was going on all around me? In every office of the downtown district—merchant, banker, broker, lawyer, man of commerce or finance—was not every busy brain plotting not self-preservation but pillage and sack—plotting to increase the cost of living for the masses of men by slipping a little tax here and a little tax there onto the cost of everything by which men live? All along the line between the farm or mine or shop and the market, at every one of the tollgates for the collection of just charges, these big financiers, backed up by the big lawyers and the rascally public officials, had an agent in charge to collect on each passing article a little more than was honestly due. A thousand subtle ways of levying, all combining to pour in upon the few the torrents of unjust wealth. I always laugh when I read of laboring men striking for higher wages. Poor, ignorant fools—they almost deserve their fate. They had better be concerning themselves with a huge, universal strike at the polls for lower prices. What will it avail them to get higher wages, so long as their masters control and can and will recoup on, the prices of all the things for which those wages must be spent?

However, as I was saying, I lived in Wall Street, in its atmosphere of the practical morality of "finance." On every side swindling operations, great and small; operations regarded as right through long-established custom, dishonest or doubtful; operations on the way to becoming established by custom as "respectable." No man's title to anything conceded unless he had the brains to defend it. There was a time when it would have been regarded as wildly preposterous and viciously immoral to deny property rights in human beings. There may come a time—who knows?—when "high finance's" denial of a moral right to property of any kind may cease to be regarded as wicked. However, I attempt no excuses for myself; I need them no more than a judge in the Dark Ages needed to apologize for ordering a witch to the stake. I could no more have done differently than a fish could breathe on land or a man under water. I did as all the others did—and I had the justification of necessity. Right of might being the code, when men set upon me with pistols, I meet them with pistols, not with the discarded and antiquated weapons of sermon and prayer and the law.

And I thought extremely well of myself and of my pistols that June afternoon, as I was hurrying uptown the moment the day's settlement on 'Change was finished. I had sent out my daily letter to investors, and its tone of confidence was genuine—I knew that hundreds of customers of a better class would soon be flocking in to take the places of those I had been compelled to teach a lesson in the vicissitudes of gambling. With a light heart and the physical feeling of a football player in training, I sped toward home. Home! For the first time since I was a squat little slip of a shaver the word had a personal meaning for me. Perhaps, if the only other home of mine had been less uninviting, I should not have looked forward with such high beating of the heart to that cold home Anita was making for me. No, I withdraw that. It is fellows like me, to whom kindly looks and unbought attentions are as unfamiliar as flowers to the Arctic—it is men like me that appreciate and treasure and warm up under the faintest show or shadowy suggestion of the sunshine of sentiment. I'd be a little ashamed to say how much money I handed out to servants and beggars and street gamins that day. I had a home to go to!

As my electric drew up at the Willoughby, a carriage backed to make room for it. I recognized the horses and the driver and the crests. "How long has Mrs. Ellersly been with my wife?" I asked the elevator boy, as he was taking me up.

"About half an hour, sir," he answered. "But Mr. Ellersly—I took up his card before lunch, and he's still there."

Instead of using my key, I rang the bell, and when Sanders opened, I said: "Is Mrs. Blacklock in?" in a voice loud enough to penetrate to the drawing room.

As I had hoped, Anita appeared. Her dress told me that her trunks had come—she had sent for her trunks! "Mother and father are here," said she, without looking at me.

I followed her into the drawing room and, for the benefit of the servants, Mr. and Mrs. Ellersly and I greeted each other courteously, though Mrs. Ellersly's eyes and mine met in a glance like the flash of steel on steel. "We were just going," said she, and then I felt that I had arrived in the midst of a tempest of uncommon fury.

"You must stop and make me a visit," protested I, with elaborate politeness. To myself I was assuming that they had come to "make up and be friends"—and resume their places at the trough.

"I wish we could," she answered, in her best manner. And she was moving toward the door, the old man in her wake. Neither of them offered to shake hands with me; neither made pretense of saying good-by to Anita, standing by the window like a pillar of ice. I had closed the drawing-room door behind me, as I entered. I was about to open it for them when I was restrained by what I saw working in the old woman's face. She had set her will on escaping from my loathed presence without a "scene"; but her rage at having been outgeneraled was too fractious for her will.

"You scoundrel!" she hissed, her whole body shaking and her carefully cultivated appearance of the gracious evening of youth swallowed up in a black cyclone of hate. "You gutter plant! God will punish you for the shame you have brought upon us."

I opened the door and bowed, without a word, without even the desire to return insult for insult—had not Anita again and finally rejected them and chosen me? As they passed into the private hall I rang for Sanders to come and let them out. When I turned back into the drawing room, Anita was seated, was reading a book. I waited until I saw she was not going to speak. Then I said: "What time will you have dinner?" But my face must have been expressing some of the joy and gratitude that filled me. "She has chosen me!" I was saying to myself over and over.

"Whenever you usually have it," she replied, without looking up.

"At seven o'clock, then. You had better tell Sanders." And I rang for him and went into my little smoking room. She had resisted her parents' final appeal to her to return to them. She had cast in her lot with me. "The rest can be left to time," said I to myself. And, reviewing all that had happened, I let a wild hope thrust tenacious roots deep into me—the hope that she did not quite understand her own mind as to me. How often ignorance is a blessing; how often knowledge would make the step falter and the heart quail. Who would have the courage, not to speak of the desire, to live his life, if he knew his own future?

XV.

During dinner I bore the whole burden of conversation—though burden I did not find it. Like most of the most reticent men, I am extremely talkative. Silence sets people to wondering and prying; he hides his secrets best who hides them at the bottom of a river of words. If my spirits are high, I often talk aloud to myself when there is no one convenient. And how could my spirits be anything but high, with her sitting there opposite me, mine, mine for better or for worse, through good and evil report—my wife!

She was only formally responsive, reluctant and brief in answers, volunteering nothing. The servants waiting on us no doubt laid her manner to shyness; I understood it, or thought I did—but I was not troubled. It is as natural for me to hope as to breathe; and with my knowledge of character, how could I take seriously the moods and impulses of one whom I regarded as a childlike girl, trained in false pride and false ideals? "She has chosen to stay with me," said I to myself. "Actions count, not words or manner. A few days or weeks, and she will be herself, and mine." And I went gayly on with my efforts to interest her, to make her smile and forget the role she had commanded herself to play. Nor was I wholly unsuccessful. Again and again I thought I saw a gleam of interest in her eyes or the beginnings of a smile about that sweet mouth of hers. I was careful not to overdo my part. As soon as we finished dessert I said: "You loathe cigar smoke, so I'll hide myself in my den. Sanders will bring you the cigarettes." I had myself telephoned for a supply of her kind early in the day.

She made a polite protest for the benefit of the servants; but I was firm, and she was free to think things over alone in the drawing room—"your sitting room," I called it now. I had not finished a small cigar when there came a timid knock at my door. I threw away the cigar and opened. "I thought it was you," said I. "I'm familiar with the knocks of all the others. And this was new—like a summer wind tapping with a flower for admission at a closed window." And I laughed with a little raillery, and she smiled, colored, tried to seem cold and hostile again.

"Shall I go with you to your sitting room?" I went on. "Perhaps the cigar smoke here——"

"No, no," she interrupted; "I don't really mind cigars—and the windows are wide open. Besides, I came for only a moment—just to say——"

As she cast about for words to carry her on, I drew up a chair for her. She looked at it uncertainly, seated herself. "When mamma was here—this afternoon," she went on, "she was urging me to—to do what she wished. And after she had used several arguments, without changing me—she said something I—I've been thinking it over, and it seemed I ought in fairness to tell you."

I waited.

"She said: 'In a few days more he'—that meant you—'he will be ruined. He imagines the worst is over for him, when in fact they've only begun.'"

"They!" I repeated. "Who are 'they'? The Langdons?"

"I think so," she replied, with an effort. "She did not say—I've told you her exact words—as far as I can."

"Well," said I, "and why didn't you go?"

She pressed her lips firmly together. Finally, with a straight look into my eyes, she replied: "I shall not discuss that. You probably misunderstand, but that is your own affair."

"You believed what she said about me, of course," said I.

"I neither believed nor disbelieved," she answered, indifferently, as she rose to go. "It does not interest me."

"Come here," said I. And I waited until she reluctantly joined me at the window. I pointed to the steeple of the church across the way. "You could as easily throw down that steeple by pushing against it with your bare hands," I said to her, "as 'they,' whoever they are, could put me down. They might take away my money. But if they did, they would only be giving me a lesson that would teach me how more easily to get it back again. I am not a bundle of stock certificates or a bag of money. I am—here," and I tapped my forehead.

She forced a faint, scornful smile. She did not wish me to see her belief of what I said.

"You think that is vanity," I went on. "But you will learn, sooner or later, the difference between boasting and simple statement of fact. You will learn that I do not boast. What I said is no more a boast than for a man with legs to say, 'I can walk.' Because you have known only legless men, you exaggerate the difficulty of walking. It's as easy for me to make money as it is for some people to spend it."

It is hardly necessary for me to say I was not insinuating anything against her people. But she was just then supersensitive on the subject, though I did not suspect it. She flushed hotly. "You will not have any cause to sneer at my people on that account hereafter," she said. "I settled that to-day."

"I was not sneering at them," I protested. "I wasn't even thinking of them. And—you must know that it's a favor to me for anybody to ask me to do anything that will please you."

She made a gesture of impatience. "I see I'd better tell you why—part of the reason why—I did not go with them to-day. I insisted that they give back all they have taken from you. And when they refused, I refused to go."

"I don't care why you refused," said I. "I am content with the fact that you are here."

"But you misunderstand it," she said, coldly.

"I don't understand it, I don't misunderstand it," was my reply. "I accept it."

She looked depressed, discouraged. She turned away from the window, drifted out of the room. While the surface of my mind was taken up with her, I must have been thinking, underneath, of the warning she had brought; for, perhaps half or three-quarters of an hour after she left, I was suddenly whirled out of my reverie at the window by a thought like a pistol thrust into my face. "What if 'they' should include Roebuck!" And just as a man begins to defend himself from a sudden danger before he clearly sees what the danger is, so I began to act before I even questioned whether my suspicion was plausible or absurd. I went into the hall, rang the bell, slipped a lightweight coat over my evening dress and put on a hat. When Sanders appeared, I said: "I'm going out for a few minutes—perhaps an hour—if anyone should ask." A moment later I was in a hansom and on the way to Roebuck's.

TO BE CONTINUED.



THE WINDOW

This is the window where, one day, I watched him as he came, When all the world was white with May, And vibrant with his name.

His eyes to mine, my eyes to his— Oh lad, how glad were we, What time I leaned to catch the kiss Your fingers tossed to me!